Ravisutanjani Profile picture
Jun 5 5 tweets 2 min read Twitter logo Read on Twitter
Next time you see any Tweet, Image & Video concerning AJIO, It’s most likely a Paid Tweet
Came across many such Tweets

AJIO is a common string

The Promotion/Campaigns are designed in a very subtle & creative manner, kudos to their Team
I support Brand Endorsements, Ethically

Turned down a Brand Collaboration (Over ₹1.5 Lakh) just because they were simply not okay with me using #Ad or #Collab in the Creative
This affects entire Creator Ecosystem

My only concern with agencies & request to creators is please use hashtags and disclaimers in your posts if it’s a Paid Collaboration

We need to build a sustainable & transparent Creator Ecosystem! @ascionline
Memory Lane in December

Remember Aakash & Vanshika?

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More from @Ravisutanjani

Jun 7
On an Income of Around ₹40 Lakh Annually

You Pay Income Tax of Over ₹8-₹10 Lakh

That’s Roughly ₹70,000 Monthly in Taxes
Comparison between Old & New Tax Regime if One Claims HRA, NPS, 80C, Insurance & NPS Image
Also, there are many companies where you can select higher PF deduction for some additional tax savings

And some gives an option to deduct ₹1800 Every Month Default regardless of your CTC

Even if you earn ₹40 Lakh, PF is just ₹1800 Monthly
Read 5 tweets
Jun 6
Helped a Colleague in Planning Her Taxes

Her Organisation was Deducting Over ₹70,000 in TDS Every Month from Salary

Not Sure about Schools but Companies Should Definitely Help Employees with Proper Tax Planning & Education on Personal Finance
We were able to reduce the Net Taxable Significantly by simply declaring

• HRA
• ELSS (80C)
• Health Insurance
• NPS
• LTA
• Flexi Benefits, Periodicals
She was under the impression that this ₹70,000 is the Tax she is supposed to pay every month, couldn’t differentiate between TDS, IT Returns & Tax Liability
Read 5 tweets
Jun 5
🚨 Extensive Travel in Coming Months

• June - Kedarnath, Badrinath, Joshimath
• July - Vietnam, Thailand, Singapore
• August - Rameshwaram, Tirupati
• September - Dubai, London
• October - Pashupati Nath, Nepal

Travelling Solo, Happy to Meet People Around twitter.com/i/web/status/1…
Booked Delhi - Bangkok with 16,000 Club Vistara Points and just ₹1524

Similarly, Ho Chi Minh City - Delhi for 20,000 Singapore Airlines Krisflyer Miles and ₹2400 Image
So over ₹55,000 worth of Fight Tickets with less than ₹4000 and 36,000 Airmiles

Let me know if you want a detailed Thread on Award Flight Redemption for Beginner
Read 6 tweets
Jun 5
Banks waste huge amounts of paper on a daily basis, so many things that can be made Digital

RBI seriously needs to review wherever photocopies, long paper forms can be reduced
Went to SBI today

Wanted to Apply for SBI RuPay JCB Debit Card as you can’t get this specific Debit Card via Internet Banking
They asked for photocopy of Aadhaar & PAN Card along with the filled form

Despite having the account fully KYC compliant, I asked if there’s any such circular or rule by SBI & RBI

They failed to help with any such details
Read 8 tweets
Jun 3
🚨 Important - IRCTC Insurace

Uniform Travel Insurance at ₹0.35 Paise

• Death - ₹10 Lakh
• Permanent Total Disability - ₹10 Lakh
• Permanent Partial Disability - ₹7.5 Lakh
• Hospitalization Expenses for Injury - ₹2 Lakh
• Transportation of Mortal Remains - ₹10,000
Currently this is available on optional basis when we book the Train Tickets Online

Your Insurance will be issued by the Insurer at Less than ₹1, you get the policy updates on e-mail and SMS Image
However I would like to sincerely urge to @RailMinIndia @AshwiniVaishnaw Ji now to ensure Mandatory Travel Insurance at ₹0.35 Per Person

Across Online & Over the Counter Reserved Tickets, This is need of the Hour
Read 7 tweets
May 28
Travelling in 1st Vande Bharat Train of India

Some Very Interesting Facts about India’s Fastest Vande Bharat Express Train that will Make You Proud 🚅🇮🇳 Image
Vande Bharat Express has recently completed 4 Years 🚄🚀

Current Operational Route of Vande Bharat Express

Connecting India, One State at a Time Image
And here are the Route of 18 Vande Bharat Express Trains
Read 9 tweets

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