Post

More from @AdityaD_Shah

Aditya Shah

@AdityaD_Shah

Jun 30

Tax Planning is very important to optimize tax outgo!

Hindu Undivided Family(HUF) is a good option that is available for all married persons

What is HUF? How to create it?

A thread🧵on HUF,how to create HUF and its benefits?

Lets go👇

What is Hindu Undivided Family(HUF)?

An HUF, under the Hindu law, is a family consisting of lineal descendants from a common ancestor. It includes their wives and unmarried children.

HUF’ is treated as a ‘person’ under section 2(31) of the Income-tax Act, 1961 (herein after referred to as ‘the Act’).

HUF is a separate entity for the purpose of assessment under the Act.

Read 19 tweets

Aditya Shah

@AdityaD_Shah

Jun 23

🚨How to buy health insurance- A checklist

Health insurance policies come with 100s of variations & are very complicated🤯🤯

Which conditions should u keep in mind before buying a health insurance policy?🤔🤔

A thread🧵 on a comprehensive checklist of things you should check before buying a health insurance policy

Lets go👇

What is a health insurance policy?

In simple words, you pay a premium to an insurance company.
The insurance company in return will cover the cost of any unforeseen hospitalization

Almost everyone should have personal health insurance

Which health insurance policy to buy?

Health insurance policies come with 100s of variations such as:-

🩺Some have co-pay
🩺Some have lower premium
🩺Some have higher new claim bonus
🩺Some have caps on various things

So which one to buy?

Read 21 tweets

Aditya Shah

@AdityaD_Shah

May 30

🚨 Suzlon- Is the turnaround finally completed?

After decades of Hardships,
Suzlon is reported 67% revenue growth in FY25
It is order book of 5.6GW(highest in last 25 years)

Is the wind energy and Suzlon's business on a massive turnaround?🤔🤔

A thread🧵on the business of Suzlon and what lies ahead?

Lets go👇

The history of Suzlon:-

Suzlon undertook aggressive expansion within the wind energy space.

This led to a massive build-up of debt and after that huge problems for the company

Here is a brief history of the company

So what is changing for Suzlon?

A series of steps have been taken by policy makers to reverse earlier policies that hampered wind capacity addition between FY18-FY23.

Policy makers decided to do away with reverse auctions.

Read 17 tweets

Aditya Shah

@AdityaD_Shah

May 27

🥤🥤Water Treatment-The theme of the century?🥤

After a change in strategy,
VA Tech Wabag reported spectacular nos with
🥤Strong margins and
🥤strong cash flows

But are these changes sustainable?🤔🤔

A thread🧵on the business of VA tech wabag & what lies ahead?

Let's go👇

Water purification is a major theme not only in India but across the world
In India,
The
Ministry of Jal Shakti allocated nearly 99500 cr for this.
Other Southeast Asian countries are also investing in this,

Most of this market is dominated by Municipalties across the world

Read 17 tweets

Aditya Shah

@AdityaD_Shah

May 22

🚨Indusind Bank- Can it get any worse?🤔🤔

As if derivative accounting problems were not enough,

Indusind Bank reported shocking numbers with even more problems:-
🏦 NPAs hidden in microfinance
🏦Inflated fee income
🏦The board suspects fraud by some employees🤯🤯

A thread on 🧵on the results of Indusind Bank and what lies ahead?👇

What is happening at Indusind bank?

In March,
Indusind Bank reported an accounting error in the derivatives book.
This led to 2000 cr and exit of top management.

That was just the tip of the iceberg,
The stock price has tanked from there

Let's find out more👇

First of all.

Let's break down the current fiasco,

1. Accounting discrepancy in the derivatives book

From 2019,
Indusind Bank did not report losses in the derivatives portfolio,
This lead to massive loss of 1960cr this quarter,

Third party investigation confirms the loss and that this is all of the loss,
It is suspected many insiders were involved in this cover up

Read 15 tweets

Aditya Shah

@AdityaD_Shah

Apr 28

🚨IDFC First Bank-Poor Capital allocator?

IDFC First Bank spent
🩺400cr on Indian cricket sponsorship
🩺180cr in dividends
But to fund this
The bank raised nearly 10,000cr in the last 1 year😅😅😅

Now, as NPAs surge,
The bank reported a very poor set of numbers

A thread🧵on the business of IDFC First Bank & what lies ahead?👇

What has happened?

From the high of nearly Rs 90,
IDFC First bank has now lost nearly 30%,

The bank is seeing a surge in microlending NPAs,

Lets find out what lies ahead for IDFC👇

Lets first analyse the Q4 results:-

Loan growth:-
🏦The Bank reported a loan growth of 20%.
🏦Predominantly a retail asset bank.
🏦Unsecured loans remained 60% of the book.
🏦Credit cards book has started to grow sharply
🏦Home loans are now growing well

Read 16 tweets

Share this page!

Enter URL or ID to Unroll

Aditya Shah

Try unrolling a thread yourself!

More from @AdityaD_Shah

Aditya Shah

Aditya Shah

Aditya Shah

Aditya Shah

Aditya Shah

Aditya Shah

Did Thread Reader help you today?

Don't want to be a Premium member but still want to support us?

Send Email!