Aditya Shah Profile picture
Jun 29, 2024 14 tweets 4 min read Read on X
Debt Mutual Funds

So many categories of Debt Mutual funds like
1. Liquid fund
2. Short term fund
3. Gilt funds
and many more

Which one should u choose?🤔🤔

A thread🧵 on various types of debt funds and which one to choose?

Lets go👇 Image
What are debt mutual funds?

Mutual funds that invest in fixed income Image
Types of Debt Funds

Based on the fixed-income securities they invest in
1. Liquid
2. Overnight
3. Short term
4. Gilt fund
5. Banking and PSU debt fund
6.Dynamic Funds
7. Medium Duration Funds Image
Liquid Funds:- Image
Overnight Funds:- Image
UltraShort term funds:- Image
Short term funds:- Image
Medium Duration funds:- Image
Long Duration Funds:- Image
Dynamic Funds Image
Gilt funds:- Image
Corporate Bonds Image
Banking and PSU debt funds Image
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More from @AdityaD_Shah

Dec 18
🚨National Pension Scheme(NPS)- A major overhaul!

NPS is an excellent tool to build ur retirement corpus,
PFRDA has notified some changes which make investment in NPS even more attractive

What are these changes?🤔🤔

A thread🧵on the changes to NPS and should u now invest?👇 Image
First of all,
What is National Pension Scheme?(NPS)
There are investment choices in NPS

Asset Classes available are

There are four Asset Classes

1. Asset class E - Equity and related instruments
2. Asset class C - Corporate debt and related instruments
Read 10 tweets
Dec 1
🚨Gift City-The path to international investments!

As international investment resumes,
Parag Parekh has just launched an S&P 500+Nasdaq 100 FoF

Who can invest in these funds?
What is the minimum investment size?

A thread🧵on PPFAS gift city funds & should u invest thru it?👇 Image
Background:-

The Reserve Bank of India (RBI), in coordination with the Securities and Exchange Board of India (SEBI), has placed overall industry-wide caps on foreign investments by Indian mutual fund houses.

The restrictions, primarily designed to manage foreign exchange reserves and control currency volatility, have currently caused a halt in fresh investments into most international mutual fundsImage
What is GIFT city?

GIFT City, or Gujarat International Finance Tec-City, is India's first operational smart city and an International Financial Services Centre (IFSC) located between Ahmedabad and Gandhinagar.

GIFT City provides a highly attractive environment for US investment through its International Financial Services Centre (IFSC), which acts as a foreign jurisdiction on Indian soil.Image
Read 10 tweets
Nov 28
🚨What to do with your LIC policies?

Most households have traditional Life insurance policies with an "Assured Sum of money" from LIC and other insurers

Most do not know what to do with these policies now

A thread🧵 on what you should do with ur LIC Policies?👇 Image
What is life insurance?

A Life Insurance policy provides financial security to the family of the insured, in case of their death during the policy period, and in some cases a maturity benefit to the insured person, after a set period of time.
Types of life insurance

There are policies which

🏦combine insurance+investments(Savings policies)
🏦which only provide life insurance(Preotection policies) Image
Read 16 tweets
Nov 21
🚨Gift City-The path to internal investments!

As international investment resumes,
Parag Parekh has just launched a PMS for investments to the US.

Who can invest in this PMS?
What is the minimum investment size?

A thread🧵on PPFAS gift city PMS and should u invest thru it?👇 Image
Background:-

The Reserve Bank of India (RBI), in coordination with the Securities and Exchange Board of India (SEBI), has placed overall industry-wide caps on foreign investments by Indian mutual fund houses.

The restrictions, primarily designed to manage foreign exchange reserves and control currency volatility, have currently caused a halt in fresh investments into most international mutual fundsImage
What is GIFT city?

GIFT City, or Gujarat International Finance Tec-City, is India's first operational smart city and an International Financial Services Centre (IFSC) located between Ahmedabad and Gandhinagar.

GIFT City provides a highly attractive environment for US investment through its International Financial Services Centre (IFSC), which acts as a foreign jurisdiction on Indian soil.Image
Read 8 tweets
Nov 17
Sum Insured=25L
Claim amount-4L

The insurer rejected the claim, stating that excessive drinking is the cause of liver damage!

Can your health insurer reject your claim due to smoking & drinking?(even if u declare it)

A thread🧵on claims due to smoking and drinking in health insurance?

Lets go👇Image
How does smoking and drinking affect your health insurance?

Both smoking and drinking are injurious to health

For Smoking:-
If you smoke more than 6 cigarettes a day no insurer issues a policy.

For Drinking:-
If you drink upto 200ml per week insurers may issue a policy but they may load the premium
Medical Conditions that you may develop:-
1. Lung Cancer
2. All kinds of respiratory problems inclusing asthama
3. Heart diseases
4.Diabeties
5. Liver problems
6. Kidney damage and many more
Read 8 tweets
Nov 6
Holding Companies trade at a massive discount of 50-90% to asset value!🤯🤯
What is a holding company discount?🤔

Should a discount be applied to Jio Financials holding in Reliance?🤔

A thread🧵on holding companies &how should u go about investing in holding companies?

Lets go👇Image
What is holding company discount?

A holding company discount means that the Holding company's Market capitalization is less than the sum of investments it holds.

Lets see with an example👇
Maharastra Scooters holds shares of
1. Bajaj Finance
2. Bajaj Finserv
3. Bajaj Auto
4. Bajaj holdings

The cumulative value of these holdings is nearly 25,000cr
While the mcap of Maharashtra scooters is at 9800cr.
This implies a discount of 60%
Read 18 tweets

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