Aditya Shah Profile picture
Jun 29, 2024 14 tweets 4 min read Read on X
Debt Mutual Funds

So many categories of Debt Mutual funds like
1. Liquid fund
2. Short term fund
3. Gilt funds
and many more

Which one should u choose?🤔🤔

A thread🧵 on various types of debt funds and which one to choose?

Lets go👇 Image
What are debt mutual funds?

Mutual funds that invest in fixed income Image
Types of Debt Funds

Based on the fixed-income securities they invest in
1. Liquid
2. Overnight
3. Short term
4. Gilt fund
5. Banking and PSU debt fund
6.Dynamic Funds
7. Medium Duration Funds Image
Liquid Funds:- Image
Overnight Funds:- Image
UltraShort term funds:- Image
Short term funds:- Image
Medium Duration funds:- Image
Long Duration Funds:- Image
Dynamic Funds Image
Gilt funds:- Image
Corporate Bonds Image
Banking and PSU debt funds Image
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More from @AdityaD_Shah

Jan 17
🚨Federal Bank-Has it found the right balance?

Led by the KVS Manian,
Federal Bank is diversifying away from Gold loans into a complete bank now!

The bank reported a superb set of numbers yesterday,

A thread🧵on the business of Federal Bank & what lies ahead?

Let's go👇 Image
What is happening?

After disappointing the investors for 5 years

Federal Bank has finally started to report record profits.

Lets analyse the business of Federal Bank Image
On of the biggest Assets,
KVS Manian has join Federal bank!

Shri. KVS Manian joins Federal Bank after an illustrious career spanning over two and a half decades at Kotak Mahindra Bank Ltd. During his tenure at Kotak, he played a pivotal role in the bank’s transformation from a Non-Banking Financial Company (NBFC) to one of India’s leading private sector banks.

His leadership was instrumental in driving the growth and profitability of Kotak’s Corporate, Institutional, and Investment Banking, as well as Wealth Management divisions.Image
Read 18 tweets
Dec 18, 2025
🚨National Pension Scheme(NPS)- A major overhaul!

NPS is an excellent tool to build ur retirement corpus,
PFRDA has notified some changes which make investment in NPS even more attractive

What are these changes?🤔🤔

A thread🧵on the changes to NPS and should u now invest?👇 Image
First of all,
What is National Pension Scheme?(NPS)
There are investment choices in NPS

Asset Classes available are

There are four Asset Classes

1. Asset class E - Equity and related instruments
2. Asset class C - Corporate debt and related instruments
Read 10 tweets
Dec 1, 2025
🚨Gift City-The path to international investments!

As international investment resumes,
Parag Parekh has just launched an S&P 500+Nasdaq 100 FoF

Who can invest in these funds?
What is the minimum investment size?

A thread🧵on PPFAS gift city funds & should u invest thru it?👇 Image
Background:-

The Reserve Bank of India (RBI), in coordination with the Securities and Exchange Board of India (SEBI), has placed overall industry-wide caps on foreign investments by Indian mutual fund houses.

The restrictions, primarily designed to manage foreign exchange reserves and control currency volatility, have currently caused a halt in fresh investments into most international mutual fundsImage
What is GIFT city?

GIFT City, or Gujarat International Finance Tec-City, is India's first operational smart city and an International Financial Services Centre (IFSC) located between Ahmedabad and Gandhinagar.

GIFT City provides a highly attractive environment for US investment through its International Financial Services Centre (IFSC), which acts as a foreign jurisdiction on Indian soil.Image
Read 10 tweets
Nov 28, 2025
🚨What to do with your LIC policies?

Most households have traditional Life insurance policies with an "Assured Sum of money" from LIC and other insurers

Most do not know what to do with these policies now

A thread🧵 on what you should do with ur LIC Policies?👇 Image
What is life insurance?

A Life Insurance policy provides financial security to the family of the insured, in case of their death during the policy period, and in some cases a maturity benefit to the insured person, after a set period of time.
Types of life insurance

There are policies which

🏦combine insurance+investments(Savings policies)
🏦which only provide life insurance(Preotection policies) Image
Read 16 tweets
Nov 21, 2025
🚨Gift City-The path to internal investments!

As international investment resumes,
Parag Parekh has just launched a PMS for investments to the US.

Who can invest in this PMS?
What is the minimum investment size?

A thread🧵on PPFAS gift city PMS and should u invest thru it?👇 Image
Background:-

The Reserve Bank of India (RBI), in coordination with the Securities and Exchange Board of India (SEBI), has placed overall industry-wide caps on foreign investments by Indian mutual fund houses.

The restrictions, primarily designed to manage foreign exchange reserves and control currency volatility, have currently caused a halt in fresh investments into most international mutual fundsImage
What is GIFT city?

GIFT City, or Gujarat International Finance Tec-City, is India's first operational smart city and an International Financial Services Centre (IFSC) located between Ahmedabad and Gandhinagar.

GIFT City provides a highly attractive environment for US investment through its International Financial Services Centre (IFSC), which acts as a foreign jurisdiction on Indian soil.Image
Read 8 tweets
Nov 17, 2025
Sum Insured=25L
Claim amount-4L

The insurer rejected the claim, stating that excessive drinking is the cause of liver damage!

Can your health insurer reject your claim due to smoking & drinking?(even if u declare it)

A thread🧵on claims due to smoking and drinking in health insurance?

Lets go👇Image
How does smoking and drinking affect your health insurance?

Both smoking and drinking are injurious to health

For Smoking:-
If you smoke more than 6 cigarettes a day no insurer issues a policy.

For Drinking:-
If you drink upto 200ml per week insurers may issue a policy but they may load the premium
Medical Conditions that you may develop:-
1. Lung Cancer
2. All kinds of respiratory problems inclusing asthama
3. Heart diseases
4.Diabeties
5. Liver problems
6. Kidney damage and many more
Read 8 tweets

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