🚨EasyTripPlanners-Promoters cashing out?

EaseMyTrip has seen a massive block of promoter stake sold in the market
Following this,
The CEO of the company resigned

What is happening at EasyTrip Planners?

A thread🧵on the business of Easytripplanners and the way ahead?

Lets go👇 What has happened?

Ease my trip promoter Nishant Pitti sold his complete stake of 14.21% last week,
Following this,
He resigned as the CEO of the company,

This has not been taken well by the market and the stock reacted negatively to this new

So lets find out what is going on?

🚨What to do with your LIC policies?

Most households have traditional Life insurance policies with an "Assured Sum of money" from LIC and other insurers

Most do not know what to do with these policies now

A thread🧵 on what you should do with ur LIC Policies?👇 What is life insurance?

A Life Insurance policy provides financial security to the family of the insured, in case of their death during the policy period, and in some cases a maturity benefit to the insured person, after a set period of time.

🚨MapMyIndia-Corporate governance issues?

MapMyIndia is India’s leading provider of digital maps, and location-based IoT technologies

However,
The stock has tanked since the news
promoter has resigned from the company and is starting a new venture

A thread🧵 on the business of MaymyIndia and recent developments?

Lets go👇 What has happened?

Mapmy India stock has tanked on recent news of Rohan Verma leaving the company.
There has been sharp reaction from the minority investors.

Lets analyse the developments👇

🚨City Gas Distributors(CGDs)-Is the story over?

As govt reduces Administered Price Mechanism(APM) gas allocation to CGDs

Indraprastha Gas(IGL) and Mahangar Gas(MGL) stocks both have taken a severe beating😭😭
Is the IGL story over or are they value buys now?

A thread🧵on the business of IGL+MGL and what lies ahead?

Lets go👇 Over the last 3 months,
City gas distributors have had a real rough ride,

Govt made some key policy changes which included the reduction of subsidized gas to these players,

This led the markets to have a sharp negative reaction.

Let's decipher all of these developments in detail

🚨TVG Group enters Health Insurance "Galaxy"

At 79,
V Jagannathan, Star Health Founder together with the TVS group has now launched
"Galaxy Health Insurance".🤯🤯

Galaxy launched a superb new health insurance policy yesterday with
🩺No premium rise until 55years or first claim,
🩺No Claim Premium discount
🩺No limits on cataract surgery
🩺Superb maternity benefits

The policy looks loaded with great benefits🤯🤯

A thread🧵on the features of the new Galaxy "Promise" health insurance?👇 At 62,
V Jagannathan founded Star Health,
Built it to be the largest private retail health insurer with a m-cap of 30,000cr😰

At 79,
He is launching another health insurance company
Galaxy Insurance🤯

🚨What to do with your LIC policies?

Do u have a LIC policy sold by a relative/uncle and don't know what to do with these policies now?

Policies with an "Assured Sum of Money" have very poor returns

A thread🧵 on what you should do with ur LIC Policies?

Let's go👇 What is life insurance?

A Life Insurance policy provides financial security to the family of the insured, in case of their death during the policy period, and in some cases a maturity benefit to the insured person, after a set period of time.

In 2000s-
IT outsourcing was a big trend
IT Stocks became big wealth creators!

Now Pharma outsourcing is the big trend i.e CRAMS/CDMO
US BioSecure Act will mean more business for Indian CDMO companies

What is CRAMS/CDMO?

A thread🧵 explaining the big outsourcing opportunities in Pharma & how companies are taking advantage

Lets go👇 What is CRAMS/CDMO?

Contract Research & Manufacturing Services (CRAMS)

Contract development and manufacturing organization
(CDMO)

What are they?

Axis Bank-A turnaround story?

One of the cheapest Large Private sector
Amitabh Chaudhary is slowly and steadily giving a makeover to Axis Bank

Axis Bank reported its results yesterday

A thread🧵on the results of Axis Bank and the way forward?

Lets go👇 In January 2019,

After RBI did not approve the extension of Shikha Shama as the CEO of Axis Bank

Amitabh Chaudhary then CEO of HDFC Life was then drafted in to head the bank

🚨Provident Fund rule changes

Provident Fund is an excellent debt product that is completely exempt(EEE) from taxation

Effective Oct 1,
Rule changes for NRIs+Minor child's account come into effect

A thread🧵 on Provident Fund & how do the rule changes effect u?

Lets go👇 What is Provident Fund(PF)?

A Provident fund is another name for pension fund.

Its purpose is to provide employees with payments at the time of exit from their place of employment ot at the maturity of the scheme.

Indian Energy Exchange(IEX)-
A platform for short-term power trading!

The stock tanked yesterday on the news of market coupling moving ahead
Will market coupling seriously affect IEX?

A thread🧵on the business of IEX and the key concerns

Lets go👇 What is happening?
Once fancied as a platform business.

IEX shares tanked 10% yesterday on the back of the news that the govt is considering market coupling once again

What is happening, lets deep dive

🚨National Pension Scheme-Vatasalya

Govt of India just launched NPS Vatasalya to safeguard the future of your minor child!

What is NPS Vatsalya?
Who can invest in NPA Vatsalya?

A thread🧵on everything you need to know about NPS Vatsalaya?

Let's go👇 What is National Pension Scheme?

First things first-lets first understand the importance of National pension scheme in building a retirement corpus👇

https://x.com/AdityaD_Shah/status/1722462739082379556

🚨Term Life Insurance Riders

In a Term Plan,
there are numerous options for riders and customizations available!
Which ones should you choose?

A thread🧵explaining various riders and customizations you need in a Term Plan?

Lets go👇 What are riders and customizations in a Term Plan?

Riders are additional features that can be added to a term plan, usually for an extra cost.

Whereas, customizations assist in optimizing the management of premium payments and payouts.

um Insured=25L
Claim amount-4L

Insurer rejected the claim stating excessive drinking is the cause of liver damage!

Can your health insurer reject you claim due to smoking & drinking?(even if u declare it)

A thread🧵on claims due to smoking and drinking in health insurance?

Lets go👇 How does smoking and drinking affect your health insurance?

Both smoking and drinking are injurious to health

For Smoking:-
If you smoke more than 6 cigettes a day no insurer issues a policy.

For Drinking:-
If you drink upto 200ml per week insurers may issue a policy but they may load the premium

🚨A set back for National Pension Scheme(NPS)?

The government of India announced Unified Pension Scheme for govt employees.
This will be similar to the assured pension for govt employees

A thread🧵on Unified Pension Scheme and its features and will it effect NPS?

Lets go👇 Background-

All govt employees are entitles to pension during retirement.
Upto 2013 the govt used to finance this pension.

After that the government brought National pension scheme.

Here the govt and the employees both contributed some amount to a NPS account which was invested as per the mandate.

🚨Suzlon-A turnaround story?

After a decade of hardships,
Suzlon stock has been on a tear this year?🤯🤯

Is the wind energy and Suzlon's business on a massive turnaround?🤔🤔

A thread🧵 on the business of Suzlon and what lies ahead?

Lets go👇 What has happened?

The Suzlon stock has been on a tear this year.

What is happening in the business?

Lets find out👇

🚨What to do with your LIC policies?

Most households have traditional Life insurance policies with an "Assured Sum of money" from LIC and other insurers

Most do not know what to do with these policies now

A thread🧵 on what you should do with ur LIC Policies?👇 What is life insurance?

A Life Insurance policy provides financial security to the family of the insured, in case of their death during the policy period, and in some cases a maturity benefit to the insured person, after a set period of time.

🚨High premiums in health insurance

So many people are angry with the premium hikes!
Sometimes the premium rises by as much as 20-50%!🤯🤯

Are there any hacks to reduce your premium?🤔🤔

A thread🧵on five ways to lower the premium for ur health insurance?

Lets go👇 Why do health insurance premiums rise?

There are three reasons why health insurance premiums rise
1. Insurer takes company-wide premium increase due to massive increase in claims
2. Your age band changes
3. Rise in medical costs

HDFC Bank which is the largest component of the Nifty
It has been grappling with various merger issues

The bank reported its numbers yesterday
Is the bank on the path to recovery?

A thread🧵 on the results of HDFC Bank and the path ahead?

Lets go👇 Loan growth:-

The Bank slowed down the loan growth to match the deposit growth

They are doing so to bring down the LDR of the bank

Like-for-like loan growth has been nearly 16%.

🚨National Health Claims Exchange(NHCX)

HDFC Ergo passed the first claim thru NHCX within 30 minutes!🤯🤯

What is the NCHX?🤔🤔
Will it lead to faster claim settlement?🤔

A thread🧵on what the NHCX platform & how will it help you in faster claims processing?

Lets go👇 What is the National Health Claims Exchange (NHCX)?

The National Health Claims Exchange or NHCX platform is a single-window digital platform developed by the National Health Authority (NHA) and the Union Ministry of Health and Family Welfare as part of the Ayushman Bharat Digital Mission.

Narayana Health's "Aditi" is creating shockwaves by claiming to offer 1cr insurance at Rs 10,000🤯🤯

The company has now released the terms & conditions for this insurance!
Is the insurance really good?🤔🤔

A thread🧵on features of "Aditi" &should u be rushing to buy Aditi?👇 Eligibility:-

The policy covers two adults and up to four children. Includes self, spouse, dependent children (aged 3 months to 25 years).

Pure drinking water is a need of billions not only in India but across the world🥤🥤

Va Tech Wabag is a market leader in the water treatment and purification space

A thread🧵 on the business of Va Tech Wabag and what lies ahead?

Lets go👇 What is the business of Va Tech Wabag?

Va tech Wabag operates mainly in the Water treatment space

1. Recycle and reuse of water
2. Drinking Water Treatment
3. Desalination of sea and brackish water
4. Sludge treatment