ProfitableMan Profile picture
Jul 20 7 tweets 2 min read Read on X
5 Powerful Lessons from Unfair Advantage: The Power of Financial Education by Robert Kiyosaki
1. Delayed Gratification Is a Competitive Advantage

In a culture driven by consumerism and urgency, those who can delay gratification position themselves for long-term success.

Rather than chasing quick wins, the financially educated understand the value of compounding, whether in investing, learning, or decision-making.
Success belongs to those who prepare, not those who rush.
2. You Do Not Rise to the Level of Your Goals. You Fall to the Level of Your Systems

Desire alone does not build wealth; discipline and structure do.

Financial education is only useful when paired with actionable systems: saving habits, investment plans, budgeting frameworks, and regular review.

Your systems quietly determine your financial outcomes.
3. Your Network Influences Your Net Worth

One of the most understated principles in building wealth is proximity.

Being around people who understand money, talk about opportunities, and take action will elevate your thinking and standards.

Environment is not just physical; it's intellectual and emotional too.
4. In a Distracted World, Focus Is a High-Income Skill

While most people drown in information and entertainment, the financially educated learn to focus.

They allocate their attention to high-leverage activities. reading financial statements, analyzing opportunities, building businesses, or developing skill sets.

Focus converts potential into productivity.
5. Money Is a Tool, Not a Trophy

Financially literate individuals do not pursue money for validation.

They use money as a tool to acquire freedom, generate passive income, and gain control over time and choices.

Wealth is not about appearing rich. It's about having options.
Want to Build Your Own Financial Advantage No Matter Your Background?

Start here.

Discover The Naija Investor—a simple, practical guide to understanding how Nigeria’s stock market really works. Whether you're a Nepo or a Lapo, this book will teach you how to:

Make your first investment confidently

Understand the power of compounding in the Nigerian context

Avoid costly beginner mistakes

Multiply what you already have

Build wealth intentionally and legally

Over 300 young Nigerians have used this guide to start their journey into financial freedom.

Available now.

selar.com/d50i92

Your background is your story, not your sentence.

Learn how to change your financial narrative, one investment at a time.

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More from @ProfitableMan1

Jul 14
The Most Stress-Free Way to Invest in 2025

If you're overwhelmed by the idea of stocks, or you simply don’t have time to study the market, this thread is for you.

Let’s talk about the investment tool that helps beginners grow wealth quietly. THE OGBONGE ETFs.Image
What is an ETF?

An ETF, or Exchange-Traded Fund, is a basket of investments, usually made up of stocks, bonds, or commodities that you can buy or sell on the stock market.

Rather than picking individual companies, you buy one fund that gives you access to many at once.

It is simple, diversified, and ideal for people who want hands-off investing.
Why ETFs Matter for the Everyday Person

ETFs were designed to give regular people access to the kind of diversified portfolios that only the rich once had.

They allow you to:

Spread your risk across many companies

Start investing with small amounts

Track entire sectors or global markets

Earn passive income through dividends

Build long-term wealth without being an expert
Read 8 tweets
Jul 14
How to Use Bamboo to Start Investing (Even if You’re a Complete Beginner)

If you’ve heard about Bamboo but don’t fully understand what it does or how to use it, this thread will walk you through everything from what Bamboo is to how to invest wisely on the app.

Let’s break it down.Image
What Is @investbamboo ?

Bamboo is a mobile investment app that gives you access to:

U.S. stocks

Nigerian stocks

Exchange-Traded Funds (ETFs)

Fixed-income investments

Treasury Bills

Investment education
What Can You Invest In Using Bamboo?

Bamboo offers five key investment options:

A. U.S. Stocks: Buy shares in major global companies like Apple, Tesla, and Google with as little as $10.

B. Nigerian Stocks: You can also invest in companies listed on the Nigerian Exchange.

C. Exchange-Traded Funds (ETFs): ETFs let you invest in bundles of stocks like the S&P 500 for low cost and automatic diversification.

D. Fixed Returns: A dollar-based investment that gives up to 8% interest annually. You lock your money for a fixed time and earn interest.

E. Treasury Bills (T-Bills): You can invest in Nigerian government T-bills directly from the app. These are short-term debt instruments that pay fixed interest and are often considered low-risk.
Read 8 tweets
Jul 12
10 Money Skills Every Nigerian Must Master Before the Age of 30 to Be 10 Years Ahead Financially
1. Budgeting and Financial Planning

In Nigeria, where income is often irregular and inflation keeps rising, budgeting is not optional. It's a survival tool.

Start by tracking your income and expenses. Know exactly what you earn and where your money goes.

Apply the 50/30/20 rule:

50% for essentials (feeding, rent, transport)

30% for wants (data, outings, clothing)

20% for saving and investing
2. Savings and Emergency Fund

Emergencies in Nigeria are not a matter of “if”; they are a matter of “when.” You must build an emergency fund that can cover at least 3–6 months of expenses.

Start with a target of ₦500,000 to ₦1,000,000.

Aim to save 10–40% of your income monthly. Don’t wait until you have “plenty.” Save small but consistently.

Automate your savings if you can. Most Nigerian fintech apps now allow for autosave and goal setting.
Read 13 tweets
Jul 10
Tools You Need to Analyze the Nigerian Stock Market Like a Pro

If you want to grow from a casual investor to a skilled stock market analyst in Nigeria, you need more than vibes and headlines.

Here are the websites, platforms, and apps that will help you track prices, read reports, analyze charts, and follow market news like a pro.

Let’s get into it.Image
Categories of Tools You Need

Every serious investor or analyst needs tools across these five categories:

Price Trackers—for monitoring share prices

Company Reports—for financials and updates

Portfolio Tools—for simulations or real investments

Charting Tools—for visual analysis and trends

Market News—for updates that move prices

Now, let’s break them down with the best platforms in each category.
@ngxgroup – The Official Exchange Website

This is the home of the Nigerian Exchange (NGX).

You can:

Track prices of stocks

Check top gainers and losers daily

Download company earnings reports

Follow sector performance and investor updates

Start here if you want verified data straight from the source.

Visit ngxgroup.com→ Market Data → EquitiesImage
Read 9 tweets
Jul 5
Want to Understand Financial Reports?

Here's a Simple Breakdown of What All Those Big Words Mean

Financial Report Glossary (Explained Simply)
Revenue and Gross Profit

Revenue is the total money a company makes from selling its goods or services, before removing any costs.

Imagine a shop that sells phones. If it sells 10 phones at ₦100,000 each, revenue is ₦1,000,000.
But revenue isn’t the same as profit.

Gross profit is what’s left after subtracting the cost of getting those phones (called cost of goods sold or COGS).

If each phone cost ₦70,000 to buy, the total cost would be ₦700,000.

So, Gross Profit = ₦1,000,000 – ₦700,000 = ₦300,000.

Gross profit tells you how well a company handles its direct costs.
Operating Profit

After gross profit, the company still has to pay for rent, staff salaries, marketing, electricity, transport, and more.

These are called operating expenses.

Operating profit is what’s left after subtracting those from the gross profit.

Example: If the shop spent ₦200,000 on rent and salaries

Operating Profit = ₦300,000 – ₦200,000 = ₦100,000.

This shows how profitable the company is from just running its main business, before loans or taxes are considered.
Read 8 tweets
Mar 31, 2024
Solutions To Kobo Rejected 🚫🚫Books

👇👇👇 Image
YOU CAN WRITE THE DESCRIPTION MANUALLY INDICATING THAT THIS IS NOT THE ORIGINAL BOOK OR NOT TRYING TO REPLACE THE ORIGINAL BOOK. Image
ADD SUMMARY AND ANALYSIS TO YOUR SUMMARY BOOKS AND ALSO USE THE LATEST PROMPT TO GENERATE YOUR TABLE OF CONTENTS Image
Read 6 tweets

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