ProfitableMan Profile picture
Business Developer| Value Investor | Financial Education Advocate NOT ADVISER|Helping Young People Build Wealth & Financial Freedom
Oct 31 9 tweets 3 min read
How to Build a Beginner Stock Portfolio in Nigeria Image A stock portfolio is simply a group of companies you choose to invest in. Many beginners think they must buy many stocks to get started, but that is not true. The real goal is to own a few strong and reliable companies instead of chasing everything in the market.
Oct 31 8 tweets 2 min read
How to Buy U.S. Stocks from Nigeria (and Why You Should)

No visa. No green card. Yet you can own part of Apple, Tesla, or Google right from Lagos.

Here’s how Image The U.S. stock market is the world’s largest wealth machine. Every time someone buys an iPhone, Apple shareholders profit. For each Tesla delivered and each Netflix subscription renewed, investors earn. That investor can be you.
Oct 31 9 tweets 2 min read
How to Buy Your First Stock in Nigeria Many people hear about the stock market but do not know how to begin. Buying your first share in Nigeria is not difficult. You only need a phone, a valid ID, and a little patience.
Oct 29 11 tweets 3 min read
How To Know If a Company Is Worth Investing In Image Many beginners rush to buy shares because they hear a company is rising or because others are buying. But investing without understanding the business is risky. This thread explains how to know if a company is worth investing in, using simple fundamentals you can check as a beginner.
Oct 20 7 tweets 2 min read
With Just ₦15.20, You Can Own 10 Nigerian Banks at Once

Here’s something most people don’t know: with just ₦15.20, you can own a piece of 10 major Nigerian banks at the same time.

Let’s break it down. Image 1. The Concept You Need to Understand: ETF

An ETF, short for Exchange-Traded Fund, is a simple way to invest in a group of companies through a single purchase.

Instead of buying GTCO, Zenith, UBA, or Access individually, an ETF allows you to buy all of them at once, in one basket.

That means you don’t need to worry about which bank to choose; you automatically own small parts of each.
Oct 19 12 tweets 3 min read
How to Build a ₦1 Million Beginner Investment Portfolio in Nigeria Image If you have ₦1 million today, how can you invest it wisely?

The goal is not just to chase profits but to build a balanced portfolio, one that grows steadily, protects capital, and matches your risk level.

Here’s how to structure it step-by-step.
Oct 14 9 tweets 3 min read
If You Don’t Know the Difference Between Stocks, Mutual Funds, and ETFs, Read This Before You Invest.

Let’s break it down in the simplest possible way. Image What Are Stocks?

When you buy a stock, you’re buying a small piece (a share) of a company like Apple, Google, or Coca-Cola.

If the company performs well, your share value rises.
If it performs poorly, your value falls.

You can earn in two ways:

Capital gains: when stock prices go up.
Dividends: when companies share part of their profits.

Owning stocks means you’re a part-owner of the business.
Aug 22 9 tweets 2 min read
The Best Financial Tips to Learn Early in Life (Ages 15–30) Learn to Save Before You Spend

Start saving as early as possible, even if it’s a small amount. This teaches discipline, helps you handle emergencies, and creates the habit of managing money wisely.

Over time, small savings grow into significant wealth.
Aug 11 9 tweets 3 min read
The Beginner’s Guide to Asset Classes and Investment Vehicles You Must Know

If you want to grow your money in Nigeria or anywhere in the world, you must first understand where to put it.

Too many people are saving blindly or “investing” without direction. This thread will break it down in simple language so you can start making informed, confident decisions.Image What Are Asset Classes?

An asset class is a group of investments that share similar characteristics and respond in similar ways to market conditions.

Think of it like food groups. Fruits, proteins, and carbohydrates all serve different purposes for your body. In the same way, each asset class has its own strengths, weaknesses, and role in your financial growth.
Aug 5 10 tweets 4 min read
How to Master & Buy Nigerian Stocks (With as Little as ₦1K)

Many young people think investing in Nigerian stocks is hard or expensive.

This thread breaks it all down simply. @Morris_Monye Image Why Nigerian Stocks?

The Nigerian Exchange (NGX) is full of opportunity.

Many people have quietly built wealth from companies you see every day: banks, telecoms, FMCG, etc.

You don’t need millions to begin. You need the right information. Image
Aug 2 10 tweets 3 min read
How to Buy U.S. Stocks From Your Room in Nigeria (With as Little as ₦5K)

A simple guide for beginners and 3 trusted apps to get started, requested by @Morris_Monye Image Let’s start with this truth: You don’t have to be rich or travel abroad to invest in the U.S. stock market.

From your small room in Lagos, Jos, or Enugu and Kaduna, you can own a piece of global companies like Apple, Google, or Tesla, legally and securely.

All you need is a smartphone, internet, and as little as ₦5,000.
Jul 23 9 tweets 2 min read
6 Crypto ETFs You Can Buy With Just $10, ₦10K or €10 1. iShares Bitcoin Trust (IBIT)

This is a spot Bitcoin ETF. That means it holds actual Bitcoin.

If you want simple, direct exposure to Bitcoin’s price without owning Bitcoin yourself, IBIT is a great start.

It's also known for its low expense ratio, meaning fewer fees.
Jul 21 8 tweets 2 min read
Most Nigerians Only Know 1… But There Are 9 Types of Mutual Funds You Should Understand Mutual funds are one of the easiest ways to invest in Nigeria.

But most people think it’s just one type. In reality, there are nine different types, and each serves a different financial goal.

Let’s break them down.
Jul 21 9 tweets 3 min read
A Simple Guide to Starting Crypto in Nigeria. Even If You Only Have ₦5000

Many Nigerians want to invest in cryptocurrency but think it’s only for the rich or tech experts. Cryptocurrency is a form of digital money. It exists only online and is not controlled by any government, central bank, or physical system.

It is built on a technology called blockchain, a public record system that keeps track of every transaction.

Popular examples are Bitcoin, Ethereum, and Tether (USDT).

Unlike the currency, no one can print or inflate it. That is why many people see it as a more stable store of value.
Jul 20 7 tweets 2 min read
5 Powerful Lessons from Unfair Advantage: The Power of Financial Education by Robert Kiyosaki 1. Delayed Gratification Is a Competitive Advantage

In a culture driven by consumerism and urgency, those who can delay gratification position themselves for long-term success.

Rather than chasing quick wins, the financially educated understand the value of compounding, whether in investing, learning, or decision-making.
Success belongs to those who prepare, not those who rush.
Jul 14 8 tweets 3 min read
The Most Stress-Free Way to Invest in 2025

If you're overwhelmed by the idea of stocks, or you simply don’t have time to study the market, this thread is for you.

Let’s talk about the investment tool that helps beginners grow wealth quietly. THE OGBONGE ETFs.Image What is an ETF?

An ETF, or Exchange-Traded Fund, is a basket of investments, usually made up of stocks, bonds, or commodities that you can buy or sell on the stock market.

Rather than picking individual companies, you buy one fund that gives you access to many at once.

It is simple, diversified, and ideal for people who want hands-off investing.
Jul 14 8 tweets 3 min read
How to Use Bamboo to Start Investing (Even if You’re a Complete Beginner)

If you’ve heard about Bamboo but don’t fully understand what it does or how to use it, this thread will walk you through everything from what Bamboo is to how to invest wisely on the app.

Let’s break it down.Image What Is @investbamboo ?

Bamboo is a mobile investment app that gives you access to:

U.S. stocks

Nigerian stocks

Exchange-Traded Funds (ETFs)

Fixed-income investments

Treasury Bills

Investment education
Jul 12 13 tweets 4 min read
10 Money Skills Every Nigerian Must Master Before the Age of 30 to Be 10 Years Ahead Financially 1. Budgeting and Financial Planning

In Nigeria, where income is often irregular and inflation keeps rising, budgeting is not optional. It's a survival tool.

Start by tracking your income and expenses. Know exactly what you earn and where your money goes.

Apply the 50/30/20 rule:

50% for essentials (feeding, rent, transport)

30% for wants (data, outings, clothing)

20% for saving and investing
Jul 10 9 tweets 4 min read
Tools You Need to Analyze the Nigerian Stock Market Like a Pro

If you want to grow from a casual investor to a skilled stock market analyst in Nigeria, you need more than vibes and headlines.

Here are the websites, platforms, and apps that will help you track prices, read reports, analyze charts, and follow market news like a pro.

Let’s get into it.Image Categories of Tools You Need

Every serious investor or analyst needs tools across these five categories:

Price Trackers—for monitoring share prices

Company Reports—for financials and updates

Portfolio Tools—for simulations or real investments

Charting Tools—for visual analysis and trends

Market News—for updates that move prices

Now, let’s break them down with the best platforms in each category.
Jul 5 8 tweets 3 min read
Want to Understand Financial Reports?

Here's a Simple Breakdown of What All Those Big Words Mean

Financial Report Glossary (Explained Simply) Revenue and Gross Profit

Revenue is the total money a company makes from selling its goods or services, before removing any costs.

Imagine a shop that sells phones. If it sells 10 phones at ₦100,000 each, revenue is ₦1,000,000.
But revenue isn’t the same as profit.

Gross profit is what’s left after subtracting the cost of getting those phones (called cost of goods sold or COGS).

If each phone cost ₦70,000 to buy, the total cost would be ₦700,000.

So, Gross Profit = ₦1,000,000 – ₦700,000 = ₦300,000.

Gross profit tells you how well a company handles its direct costs.
Mar 31, 2024 6 tweets 2 min read
Solutions To Kobo Rejected 🚫🚫Books

👇👇👇 Image YOU CAN WRITE THE DESCRIPTION MANUALLY INDICATING THAT THIS IS NOT THE ORIGINAL BOOK OR NOT TRYING TO REPLACE THE ORIGINAL BOOK. Image