I turned Claude into my personal finance assistant.
Here are 10 prompts to master budgeting, investing, and making money like a pro ↓
1/ Personal Budget Planner
Prompt:
You are a personal finance coach. Create a monthly budget plan for an individual earning [INSERT INCOME]. 1. Allocate income to categories: essentials, savings, and discretionary.
2. Suggest a savings percentage.
3. Highlight areas to cut unnecessary expenses.
2/ Debt Repayment Advisor
Prompt:
You are a financial advisor specializing in debt management. Design a debt repayment plan for someone with [INSERT DEBT AMOUNT]. 1. Suggest repayment strategies: snowball or avalanche method.
2. Calculate monthly payments.
3. Recommend steps to avoid accruing new debt.
3/ Financial Goal Setter
Prompt:
You are a financial planner. Help create a financial plan to achieve [INSERT GOAL]. 1. Define the goal (e.g., buying a house, saving for retirement).
2. Estimate the amount needed.
3. Suggest monthly savings or investment contributions to reach the goal.
4/ Investment Portfolio Builder
Prompt:
You are an investment advisor. Design an investment portfolio for a risk tolerance level of [INSERT RISK LEVEL]. 1. Allocate percentages to stocks, bonds, and cash.
2. Suggest 3 specific investment options for each category.
3. Provide diversification tips.
5/ Passive Income Ideas
Prompt:
You are a wealth strategist. Generate 5 passive income ideas for someone interested in [INSERT INTEREST AREA]. 1. List income streams relevant to the interest area.
2. Estimate startup costs or time investment.
3. Highlight long-term earning potential for each idea.
6/ Retirement Savings Planner
Prompt:
You are a retirement planning expert. Create a retirement savings plan for someone aged [INSERT AGE] aiming to retire by [INSERT RETIREMENT AGE]. 1. Estimate the total amount needed for retirement.
2. Suggest monthly savings or investment contributions.
3. Recommend tax-efficient accounts.
7/ Emergency Fund Calculator
Prompt:
You are a personal finance advisor. Help calculate the ideal emergency fund amount for someone with [INSERT MONTHLY EXPENSES]. 1. Multiply monthly expenses by 3, 6, and 12 months.
2. Suggest strategies to build the fund.
3. Recommend safe accounts to store the fund.
8/ Financial Literacy Educator
Prompt:
You are a financial educator. Design a beginner’s guide to understanding personal finance. 1. Define key terms: budgeting, interest rates, and investments.
2. Provide examples of good financial habits.
3. Suggest 3 resources for further learning (books, videos, courses).
9/ Side Hustle Strategist
Prompt:
You are an income generation expert. Suggest 5 side hustle ideas for someone with skills in [INSERT SKILL]. 1. Match the skill to potential income opportunities.
2. Estimate earning potential for each idea.
3. Provide tips for getting started.
10/ Savings Growth Advisor
Prompt:
You are a financial growth strategist. Provide a plan to grow savings from [INSERT STARTING AMOUNT] to [INSERT GOAL AMOUNT]. 1. Suggest saving strategies and accounts.
2. Recommend low-risk investment options.
3. Estimate how long it will take to reach the goal.
AI is not going to take your job.
Instead, it's going to make you rich and help you build businesses online.
Here are 10 insanely effective prompts to save you HOURS every day:
1. Content Creation
Prompt: "Create engaging, non-generic content on {topic}. Avoid robotic or formulaic responses; use a conversational, human-like tone. Incorporate storytelling, examples, and unique insights. Make it feel fresh, original, and compelling for the target audience of {industry}."
2. Email Writing
Prompt: "Write a {formal/informal} email for {purpose} that feels natural and engaging. Ensure a clear structure, persuasive yet friendly tone, and a compelling subject line. Personalize the message based on {recipient type} and maintain a professional yet warm approach."
I turned ChatGPT into a personal assistant, and now I only work for a few hours.
Here are 10 ChatGPT prompts so powerful and useful that they feel illegal to use:
1. Learn anything from a 20-year expert even if you're clueless
"Pretend you are an expert with 20 years of experience in {industry/topic}. Break down the core principles a total beginner must understand. Use analogies, step-by-step logic, and simplify everything like I’m 5."
2. Brutally honest thought partner to sharpen your thinking
"Act as my personal thought partner. I’ll describe {my idea/problem}, and I want you to question every assumption, point out blind spots, and help me evolve it into something 10x better."
So, I tested Grok and Claude with the same high-stakes prompts.
One of them outperformed the other in a surprising way.
Here’s what I found (with videos):
1. Advanced Reasoning & Logic Test
Prompt:
"You are a detective investigating a locked-room mystery. A man was found dead in a completely sealed room with no windows, and the door was locked from the inside. The autopsy reveals no external injuries, poison, or trauma. How did he die? Think step by step and provide a logical explanation."
Grok won.
2. Coding & Debugging Test
Prompt:
"Below is a buggy Python script. Find the errors, fix them, and explain what was wrong:
python
CopyEdit
def factorial(n): if n = 1 return 1 else return n * factorial(n-1) print(factorial(5))"