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Amazing Credit Cards Profile picture
@AmazingCreditC
Jul 22 • 7 tweets • 3 min read • Read on X
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🚨 PhonePe x SBI Card launches TWO new co-branded credit cards!

🤝Meet PhonePe SBI Card SELECT BLACK & PURPLE

Here’s what each card offers, who should get them & how they compare 🧵👇 Image
PhonePe SBI Card SELECT BLACK:

💳 Fee: ₹1,499 + GST (waived on ₹3L annual spend)

🎉 Welcome: ₹1,500 PhonePe gift card

🏆 Rewards:

• 10 RP/₹100 on PhonePe (max 2000/month)

• 5 RP/₹100 on other online spends (max 2000/month)

• 1 RP/₹100 on others (max 2000/month)

(utilities & insurance outside PhonePe: 1 RP/₹100, max 500/month)

💎 1 RP = ₹1, redeemable via SBI Card Portal

🎯 Milestone: ₹5,000 Yatra voucher on ₹5L yearly spend

✈️ Airport Lounge Access: 4 domestic lounge visits/year, Priority Pass for international (No Spend Limit)

⛽️1% fuel surcharge waiver (max ₹250/stmt)

🚫 Exclusions: No RP on fuel, wallet loads, rent, EMI, education, govt spendsImage
PhonePe SBI Card PURPLE:

💳 Fee: ₹499 + GST (waived on ₹1L annual spend)

🎉 Welcome: ₹500 PhonePe gift card

🏆 Rewards:

 • 3 RP/₹100 on PhonePe (max 1000/month)

 • 2 RP/₹100 on other online spends (max 1000/month)

 • 1 RP/₹100 on all else (max 1000/month)

💎1 RP = ₹1, redeemable via SBI Card Portal

🎯 Milestone: ₹3,000 Yatra voucher on ₹3L yearly spend

⛽️1% fuel surcharge waiver (max ₹100/stmt)

✈️ No lounge access, same exclusions as BLACKImage
⭐️Key differences:

⚖️ Annual fee: BLACK ₹1,499 vs PURPLE ₹499 (waived on ₹3L vs ₹1L spends)

💰 Rewards: BLACK offers 10 RP/₹100 vs PURPLE’s 3 RP on PhonePe

🎯 Monthly RP caps: BLACK 2000 vs PURPLE 1000

🎁 Milestone vouchers: BLACK ₹5,000 at ₹5L spends; PURPLE ₹3,000 at ₹3L

✈️ Airport Lounge: BLACK includes airport lounge access ; PURPLE doesn’tImage
🚨 Want the latest credit & debit card offers + shopping deals?

Get them straight to your inbox & WhatsApp

👉 Join now:

💳 Credit & Debit Card Offers: whatsapp.com/channel/0029Va…

🛍️ Amazing Deals: whatsapp.com/channel/0029Va…

🔥 Exclusive discounts, rewards & limited-time deals! Image
👍 Like, 🔁 share & 💬 comment if you found this useful!

Follow @AmazingCreditC for more credit card tips, hacks, news & shopping deals.
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More from @AmazingCreditC

Amazing Credit Cards Profile picture
Sep 9
💳 Times Black ICICI Bank vs ICICI Emeralde Private Metal Credit Card.

Two of ICICI’s most premium credit cards.

Both come with travel, lifestyle, and luxury perks — but with very different structures.

Here’s a detailed breakdown🧵👇 Image
💰 Annual Fees & Waivers

Times Black: ₹20,000 + GST

Waived on spends of ₹25,00,000 in an anniversary year

Emeralde Private: ₹12,499 + GST

Waived on spends of ₹10,00,000 in an anniversary year
🎁 Welcome Benefits

Times Black:

₹10,000 EaseMyTrip voucher or ₹12,000 Lohono stays voucher

Travel Visa services worth ₹10,000 (Atlys/OneVasco)

Emeralde Private:

Complimentary 1-year Taj Epicure membership (includes 1 free night & other perks)

Complimentary 12-month EazyDiner Prime membership

12,500 bonus reward points on joining
Read 17 tweets
Amazing Credit Cards Profile picture
Sep 5
💳 What kind of credit card charges ₹11,50,000 Lakhs in the first year just for the privilege of holding it?

It started as a rumor whispered among the wealthy: The Amex Centurion Card.

The rumor was so strong, Amex finally made it real.

Here’s the story 👇🧵 Image
✨ The Myth Before Reality

In the 1980s & 90s, rumors spread of a mysterious all-black Amex card with no limit and secret invitation-only access for global elites.

The catch? It didn’t exist yet.

But the whispers created demand stronger than any ad campaign.
🎬 From Seinfeld to Centurion

Legend has it Jerry Seinfeld himself helped bring the idea to life after hearing about the “Black Card” on set.

In 1999, Amex made myth into reality: the Centurion Card was officially launched in the US & UK, later expanding worldwide.
Read 11 tweets
Amazing Credit Cards Profile picture
Aug 28
🚀India crossed 110 million credit cards in July 2025

Today, co-branded cards are rewriting how Indians shop, save, and stay loyal.

Let’s unpack the story🧵👇 Image
🏦 What Are Co-Branded Cards?

A co-branded credit card (CBCC) is built through a three-way partnership:

🏦Bank (issues & manages credit)

🏬Brand (retailer, airline, telecom, etc.)

🌎Network (Visa, Mastercard, RuPay).

The result: a card that works almost everywhere but gives extra rewards inside the brand’s world.
📈 Why They’re Exploding

The timing couldn’t be better:

•Spending hit ₹21.16 lakh crore in 2025 up 15% from ₹18.32 lakh crore in FY24.

•CBCCs now makes up a lion share of the incremental cards issued.

The fuel? Digital commerce, UPI adoption, and millions of new-to-credit consumers.
Read 14 tweets
Amazing Credit Cards Profile picture
Aug 27
🚨 Flipkart has launched a new credit card with SBI Card.

The Flipkart SBI Credit Card 💳

But how does it compare to the popular SBI Cashback Card?

Let’s break it down 🧵👇 Image
💰 Annual Fees

•Flipkart SBI: ₹500 (+taxes), waived if you spend ₹3.5L/year

•SBI Cashback: ₹999 (+taxes), waived if you spend ₹2L/year
🙏🏼Welcome Benefits:

🎁 Flipkart SBI:

•₹250 Flipkart Gift Card

•₹1,000 extra Valueback on 1st transaction

(Flipkart GV worth ₹500 + Cleartrip coupon worth ₹500)

🎁 SBI Cashback:

•No welcome benefits
Read 8 tweets
Amazing Credit Cards Profile picture
Aug 23
🧵 How Banks & Card Networks Make Money Every Time You Swipe Your Debit/Credit Card in India 💳

Ever wondered where your money really goes when you use a Visa credit card or an RuPay debit card?

Here’s the complete breakdown👇 Image
1️⃣ Who Are the Players?

•👤 Customer – cardholder

•🏪 Merchant – the shop/website

•🏦 Issuing Bank – your bank (HDFC, SBI, ICICI, Kotak, etc.)

•🏦 Acquiring Bank – merchant’s bank (Axis, SBI, HDFC, etc.)

•🌐 Card Networks – Visa, Mastercard, RuPay, Diners Club

•🔐 Payment Gateway/Processor – Razorpay, PayU, Paytm, CCAvenue

Everyone has a role, and everyone earns a piece of the pie 🍰
2️⃣ What Happens When You Pay ₹1,000?

1.🏪 Merchant’s POS/gateway encrypts your card details.

2.🏦 Acquiring Bank forwards it through Visa/Mastercard/RuPay/Diners Club etc

3.🏦 Issuing Bank checks funds/credit limit → approves/declines.

4.✅ If approved → money flows Issuer → Network → Acquirer → Merchant.

But the merchant doesn’t get full ₹1,000.
Read 11 tweets
Amazing Credit Cards Profile picture
Aug 21
💳 Imagine getting ₹10,000 worth of value for just ₹3,540! Sounds unreal?

💰With the Axis Bank Horizon Credit Card, it’s possible. (Full Review)

👉Apply now:

Read this thread to know how 🧵⬇️

Don’t miss the ending…🤫 bitlii.cc/en/UxeH0iImage
💰 Card Fees:

•Joining: ₹3,000 + GST
•Annual: ₹3,000 + GST

👉 ₹3,540 effectively

✅Apply here: bitlii.cc/en/JpC2PW
🎉 Welcome Bonus:

•5,000 EDGE Miles on your first transaction > ₹1,000

💸 Earn EDGE Miles:

•5 Miles/₹100: Travel Edge website & airlines

•2 Miles/₹100: Other spends

❌Exclusions: Fuel, utilities, rent, insurance, education, government, wallets, transportation Image
Read 9 tweets

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