🤝💳Axis Bank & Flipkart have launched a new co-branded debit card for Advantage Savings Account holders.

🛍️ The Axis Bank Flipkart Debit Card

💡Here’s a clear breakdown of its features, benefits, fees, and who should consider it

Read the thread below 🧵👇 The Flipkart Axis Bank Debit Card is available only with the Axis Bank Advantage Savings Account.

✅ Only for new & existing customers of the Axis Bank Advantage Savings Account.

💰 You must maintain a ₹25,000 Monthly Average Balance (MAB) in this account to keep it active.

🧵 Master Your Credit Card: 8 Simple Rules to Avoid Debt & Boost Your Score

A credit card can be a money-making tool 💳… or a debt trap 🔻

It all depends on how you use it.

Let’s break it down 👇🧵 1️⃣ What is a Credit Card?

It’s basically a short-term loan from your bank.

You swipe today → Bank pays the merchant → You repay the bank later.

✅ Pay in full & on time → No interest.

❌ Delay or underpay → High interest (40-50% annually).

👑 Here’s a quick breakdown of the IDFC FIRST Private Debit Card.

💳A premium metal debit card designed for higher limits, better rewards, comprehensive protection, and premium travel & lifestyle benefits.

A thread 🧵👇 👑Activation Benefits & Rewards

🙌🏼Welcome bonus: 20,000 points on first ₹1,000+ spend (worth ₹5,000).

🥇4X points offline & 6X points online per ₹150 spent.

🚀10X points on spends above ₹50K/month.

❌Excludes: insurance, brokers, wallet loads & select MCCs.

🚨 PhonePe x SBI Card launches TWO new co-branded credit cards!

🤝Meet PhonePe SBI Card SELECT BLACK & PURPLE

Here’s what each card offers, who should get them & how they compare 🧵👇 PhonePe SBI Card SELECT BLACK:

💳 Fee: ₹1,499 + GST (waived on ₹3L annual spend)

🎉 Welcome: ₹1,500 PhonePe gift card

🏆 Rewards:

• 10 RP/₹100 on PhonePe (max 2000/month)

• 5 RP/₹100 on other online spends (max 2000/month)

• 1 RP/₹100 on others (max 2000/month)

(utilities & insurance outside PhonePe: 1 RP/₹100, max 500/month)

💎 1 RP = ₹1, redeemable via SBI Card Portal

🎯 Milestone: ₹5,000 Yatra voucher on ₹5L yearly spend

✈️ Airport Lounge Access: 4 domestic lounge visits/year, Priority Pass for international (No Spend Limit)

⛽️1% fuel surcharge waiver (max ₹250/stmt)

🚫 Exclusions: No RP on fuel, wallet loads, rent, EMI, education, govt spends

🏅New HSBC RuPay Credit Cards are here!

🫰🏻Two choices,

💳HSBC RuPay Cashback Credit Card

💳HSBC RuPay Platinum Credit Card

A detailed comparison thread🧵👇 HSBC RuPay Cashback Credit Card

💰 Fee: ₹499 joining/annual (waived if spends > ₹2L/year)

🎁 Welcome Benefits:

₹100 Amazon voucher post-KYC

₹500 cashback on ₹10K spend in 30 days

2 months EazyDiner Prime Membership

🚨BOB credit cardholders:

Did you know you can earn 10x reward points on hotel bookings and 4x on flight bookings via the SmartDeals travel portal?

💳BOBCARD:

💰Here’s a full breakdown of how it works.

My experience trying it 🧵👇 bitlii.cc/en/T5VVES 📲 How to access the BOB Smart Deals portal

There are 2 ways:

1️⃣ Login via portal:
🔗

2️⃣ Via BOBCARD mobile app

→ Open app
→ Tap “Smart Deals”
→ Select your card → Start booking portal.bobcard.co.in/login?utm_sour…

🚨If your Aadhaar is still linked to your parents’ phone number (or anyone else’s), it can block your credit card or bank account applications.

✅This one detail is now non negotiable.

💡Here’s what’s changed and how to fix it

A thread 🧵 👇 Aadhaar is now central to almost every financial process in India from credit cards to SIM activation to filing your taxes.

And now, your mobile number is used as a key ID checkpoint in these processes.

🧵Myntra Kotak Credit Card is getting discontinued on July 10.

If you loved those 7.5% savings on Myntra don’t worry.

💳Apply:

The Flipkart Axis Bank Credit Card (now zero joining fee) is a great alternative 👇

A thread 🧵 bitlii.cc/en/Y5rdxV Let’s talk Myntra first.

The Kotak card gave a 7.5% instant discount (₹750 cap per txn).
Loved that, right?

Well, Flipkart Axis offers 7.5% cashback on Myntra (₹4,000 quarterly cap). 💸

No, it’s not an instant discount, but here’s why it’s still solid 👇

💰Here’s a credit card that can get you flat 25% cashback abroad, even on shopping and food.

🚀Upto ₹15,000 in actual cashback

💡The best part? The card is lifetime free.

🔗 Apply here →

Let’s break it down 👇🧵kredit.pe/invite/x15 🙋🏻‍♂️Say hello to the Kredit .Pe Yes Bank Ace Credit Card

🔗 Apply here → kredit.pe/invite/x15

✅ No joining or annual fees – Lifetime Free
✅ Flat 2% cashback on UPI spends via Kredit .Pe
✅ ₹1000 welcome bonus when you link it to Kredit .Pe UPI
✅ Yes Bank reward points on regular card spends
✅ And here’s the kicker — 25% cashback when you swipe it abroad

🚨 If you invest in mutual funds via Groww, read this now.

They’ve shifted your investments to demat form, and it could mess with your folios, tracking, and redemptions.

Here’s what changed, how it affects you, and how to opt out 👇🧵 I’ve been investing in mutual funds through Groww since 2019.

But recently, I noticed something new: I started receiving emails from CDSL saying mutual fund units were being credited to my demat account.

Earlier, I only got emails from AMC🤔

💳 Choosing a cashback credit card?

🎯Both promise cashback

✅Apply:

🤔But which one actually saves you more?

🆚 Flipkart Axis Credit Card
🆚 Axis Bank Cashback Credit Card

A detailed thread 🧵 👇 bitlii.cc/en/N2AUMJ 🧾 Annual Fees

✅Apply:

Flipkart Axis

• Joining: ₹500 + GST
• Renewal: ₹500 + GST

Axis Cashback

• Joining: ₹1,000 + GST
• Renewal: ₹1,000 + GSTbitlii.cc/en/N2AUMJ

✅Axis Bank Cashback Credit Card Review 2025, Features & Benefits

💳Apply Now:

🎯The Axis Bank Cashback Credit Card offers tiered cashback up-to 7% on your spends.

🧵👇Here’s a full breakdown of how it works bitlii.cc/en/xZ1tws 🤑 Credit Card Fees

💳Apply:

Joining Fee: ₹1,000 + GST

Annual Fee: ₹1,000 + GST

Waived if: Spend ₹4L+ in a card anniversary year

🚫 Rent & wallet spends not counted toward waiverbitlii.cc/en/xZ1tws

👑IDFC FIRST Private Credit Card just got a BIG travel rewards upgrade

🚀Get accelerated rewards up to 40% on hotels & 20% on flights

Let’s break it down 👇🧵 👑 IDFC FIRST Private Credit Card is the most premium offering in the bank’s credit card portfolio.

With the recent revamp, it now gives insanely high reward rates for travel spending.

Here’s the breakdown below⬇️

🏆Best Credit Cards For Meta & Google Ad Spends

HDFC BizPower: bitlii.cc/en/NlR5Ci

Axis Atlas: bitlii.cc/en/UcAr8Y

SBI Cashback: bitlii.cc/en/R3CKrF

HDFC Regalia Gold: bitlii.cc/en/Pa6APb

HSBC Plat: bitlii.cc/en/hPsv0N

More in detailed thread below🧵👇 pic.x.com/rPkCmdvwFZ 💳HDFC Bank BizPower Credit Card

✅Apply: bitlii.cc/en/NlR5Ci

Joining/Annual Fees: ₹2,500 + GST

Renewal Fee Waiver: Spend ₹4 lakh in a card anniversary year to waive the renewal fee.

🙏🏼Welcome Benefits:

1-Year Amazon Prime Membership

6-Month Biz Prime Membership

Eligibility: Make any transaction within 30 days of card issuance.

💰 Reward Points System

Base Rewards:

4 Reward Points per ₹150 spent on eligible business transactions.

Exclusions: No rewards for fuel, wallets, rent, education, EMIs.

Accelerated Rewards – 5X (20 Points per ₹150)

⬇️Categories:

Google & Meta Ads

Utility Bill Payments (SmartPay, PayZapp)

Income Tax/Advance Tax

GST, Vendor/Supplier Payments
Hotel/Flights (MMT MyBiz)

Business Software (SmartBuy)

Reliance Digital

🚨Max Cap: 5,000 accelerated points per statement cycle.

🎁Reward Redemption

Minimum Redemption Threshold: 2,500 points

Expiry: Points valid for 2 years

Redemption value:

Cashback: ₹0.2

Flights/Hotels: ₹0.5

Product Catalogue: ₹0.35

Insta vouchers: ₹0.35

Airmiles: 0.5

Business Catalogue: ₹0.35

🛋️Airport Lounge Access

Domestic:

2 complimentary visits/quarter

+2 additional visits if you spend ₹75,000 in that quarter.

Maximum: 8 base + 8 earned = 16 visits/year.

International:

6 free visits/year via Priority Pass (after 4 retail transactions).

🎯 Quarterly Milestone Rewards

Spend ₹2.5 lakh/quarter to get vouchers worth ₹2,000.

Brands: MakeMyTrip/Reliance Digital.

✨This is the only credit card I have come across that explicitly mentions that you get 5X rewards on Google and meta ad spends.

👑Card Approval: Fairly Easy, income 21 lakhs+

#D2C #Meta #Adspends #marketing

🚗⛽ Looking to save BIG on fuel?

I’ve compared 13 of the best fuel credit cards across multiple banks in India to help you maximize savings & rewards! 💳

💳Mega link to apply:

Here’s a post on everything you need to know while choosing 👇 linktr.ee/BestFuelCredit… 👑SBI BPCL Octane Credit Card

💳Apply:

💰Annual fees: ₹1500+GST

⛽️BPCL Fuel Spends: 25 RP’s/₹100

♨️Bharat Gas: ₹25 RP’s/₹100

🛒Grocery Spends: 10 RP’s/₹100

🍿Movie Spends: 10 RP’s/₹100

🤑Fuel surcharge waiver: 1% upto ₹100

💎1 RP= ₹0.25 linktr.ee/BestFuelCredit…

Looking For Restaurants recommendations In Goa?🌴

Here’s a thread for you🧵

Will update this thread as I explore new places and hidden gems in Goa 🍽️

Bookmark this thread for future reference 📍

https://twitter.com/amazingcreditc/status/1692213444651716989

Banks never lose money in a credit card business!!! 😵

This is IDFC first bank’s loan book, credit card is 2% of their loan book.

Which means 3,431 crores is the total amount of the loan book given as credit limit to customers.

Why would a bank create a product where they can’t earn any interest from borrowers?🤔

The numbers will shock you🤯

If you think they do it for earning a part of the MDR then you are horribly wrong.

 Here’s a short thread 🧵
Let’s discuss how banks make money on credit cards,

✅Annual fees

✅Cash advance fees

✅Balance transfer fees

✅Late fees

✅Interchange Fee

✅Interest Income

I have been getting a lot of DM’s on which are some of the entry/mid level Life Time Free Credit Cards with easy approval🛍️💳

Here’s a short and crisp thread on Life Time Free Credit Cards🧵

🔴IndusInd Bank legend Credit card💳

Zero Joining/Annual Fee🤑

Apply:… https://t.co/YYHFqv2iKktwitter.com/i/web/status/1…
🔴IDFC First Classic Credit Card 💳

Welcome benefit: Gift voucher worth ₹500💰

Zero Joining/Annual Fee🤑

Apply:

🔸5% cashback on the value of your first EMI transaction💵

🔸Get 4 complimentary Railway lounge access 4 times in a calendar quarter.🚂… https://t.co/bynyJtvbjP https://t.co/GaR180lUaRrb.gy/6cilv
twitter.com/i/web/status/1…