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Jul 22 7 tweets 3 min read Read on X
🚨 PhonePe x SBI Card launches TWO new co-branded credit cards!

🤝Meet PhonePe SBI Card SELECT BLACK & PURPLE

Here’s what each card offers, who should get them & how they compare 🧵👇 Image
PhonePe SBI Card SELECT BLACK:

💳 Fee: ₹1,499 + GST (waived on ₹3L annual spend)

🎉 Welcome: ₹1,500 PhonePe gift card

🏆 Rewards:

• 10 RP/₹100 on PhonePe (max 2000/month)

• 5 RP/₹100 on other online spends (max 2000/month)

• 1 RP/₹100 on others (max 2000/month)

(utilities & insurance outside PhonePe: 1 RP/₹100, max 500/month)

💎 1 RP = ₹1, redeemable via SBI Card Portal

🎯 Milestone: ₹5,000 Yatra voucher on ₹5L yearly spend

✈️ Airport Lounge Access: 4 domestic lounge visits/year, Priority Pass for international (No Spend Limit)

⛽️1% fuel surcharge waiver (max ₹250/stmt)

🚫 Exclusions: No RP on fuel, wallet loads, rent, EMI, education, govt spendsImage
PhonePe SBI Card PURPLE:

💳 Fee: ₹499 + GST (waived on ₹1L annual spend)

🎉 Welcome: ₹500 PhonePe gift card

🏆 Rewards:

 • 3 RP/₹100 on PhonePe (max 1000/month)

 • 2 RP/₹100 on other online spends (max 1000/month)

 • 1 RP/₹100 on all else (max 1000/month)

💎1 RP = ₹1, redeemable via SBI Card Portal

🎯 Milestone: ₹3,000 Yatra voucher on ₹3L yearly spend

⛽️1% fuel surcharge waiver (max ₹100/stmt)

✈️ No lounge access, same exclusions as BLACKImage
⭐️Key differences:

⚖️ Annual fee: BLACK ₹1,499 vs PURPLE ₹499 (waived on ₹3L vs ₹1L spends)

💰 Rewards: BLACK offers 10 RP/₹100 vs PURPLE’s 3 RP on PhonePe

🎯 Monthly RP caps: BLACK 2000 vs PURPLE 1000

🎁 Milestone vouchers: BLACK ₹5,000 at ₹5L spends; PURPLE ₹3,000 at ₹3L

✈️ Airport Lounge: BLACK includes airport lounge access ; PURPLE doesn’tImage
🚨 Want the latest credit & debit card offers + shopping deals?

Get them straight to your inbox & WhatsApp

👉 Join now:

💳 Credit & Debit Card Offers: whatsapp.com/channel/0029Va…

🛍️ Amazing Deals: whatsapp.com/channel/0029Va…

🔥 Exclusive discounts, rewards & limited-time deals! Image
👍 Like, 🔁 share & 💬 comment if you found this useful!

Follow @AmazingCreditC for more credit card tips, hacks, news & shopping deals.
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More from @AmazingCreditC

Jul 18
🏅New HSBC RuPay Credit Cards are here!

🫰🏻Two choices,

💳HSBC RuPay Cashback Credit Card

💳HSBC RuPay Platinum Credit Card

A detailed comparison thread🧵👇 Image
HSBC RuPay Cashback Credit Card

💰 Fee: ₹499 joining/annual (waived if spends > ₹2L/year)

🎁 Welcome Benefits:

₹100 Amazon voucher post-KYC

₹500 cashback on ₹10K spend in 30 days

2 months EazyDiner Prime Membership Image
Cashback Structure:

🛒10% on dining, food delivery & groceries

👉1% on other spends

(Total ₹400 cap/month)
Read 12 tweets
Jul 10
🚨BOB credit cardholders:

Did you know you can earn 10x reward points on hotel bookings and 4x on flight bookings via the SmartDeals travel portal?

💳BOBCARD:

💰Here’s a full breakdown of how it works.

My experience trying it 🧵👇 bitlii.cc/en/T5VVESImage
📲 How to access the BOB Smart Deals portal

There are 2 ways:

1️⃣ Login via portal:
🔗

2️⃣ Via BOBCARD mobile app

→ Open app
→ Tap “Smart Deals”
→ Select your card → Start booking portal.bobcard.co.in/login?utm_sour…Image
🎁 What’s on offer?

When you book through the BOB Smart Deals portal (powered by Tripstacc):

✈️ Flights → 4x bonus points
🏨 Hotels → 10x bonus points

These are over and above your base reward points. Let’s break it down 👇 Image
Read 13 tweets
Jul 8
🚨If your Aadhaar is still linked to your parents’ phone number (or anyone else’s), it can block your credit card or bank account applications.

✅This one detail is now non negotiable.

💡Here’s what’s changed and how to fix it

A thread 🧵 👇 Image
Aadhaar is now central to almost every financial process in India from credit cards to SIM activation to filing your taxes.

And now, your mobile number is used as a key ID checkpoint in these processes.
Earlier, things were flexible.

You could apply for a credit card or bank account, enter any number, and complete Aadhaar eKYC using an OTP even if it went to your dad’s or mom’s phone.

It didn’t need to match.
Read 10 tweets
Jul 7
🧵Myntra Kotak Credit Card is getting discontinued on July 10.

If you loved those 7.5% savings on Myntra don’t worry.

💳Apply:

The Flipkart Axis Bank Credit Card (now zero joining fee) is a great alternative 👇

A thread 🧵 bitlii.cc/en/Y5rdxVImage
Let’s talk Myntra first.

The Kotak card gave a 7.5% instant discount (₹750 cap per txn).
Loved that, right?

Well, Flipkart Axis offers 7.5% cashback on Myntra (₹4,000 quarterly cap). 💸

No, it’s not an instant discount, but here’s why it’s still solid 👇
With the Flipkart Axis Card:

🛍 Spend ₹10,000 on Myntra
💸 Get ₹750 cashback in your statement

And this is repeatable, the ₹4,000 cashback limit is per quarter.

So in a year, you could earn up to ₹16,000 just in Myntra cashback🔥

💳Apply: bitlii.cc/en/Y5rdxV
Read 9 tweets
Jul 6
💰Here’s a credit card that can get you flat 25% cashback abroad, even on shopping and food.

🚀Upto ₹15,000 in actual cashback

💡The best part? The card is lifetime free.

🔗 Apply here →

Let’s break it down 👇🧵kredit.pe/invite/x15Image
🙋🏻‍♂️Say hello to the Kredit .Pe Yes Bank Ace Credit Card

🔗 Apply here → kredit.pe/invite/x15

✅ No joining or annual fees – Lifetime Free
✅ Flat 2% cashback on UPI spends via Kredit .Pe
✅ ₹1000 welcome bonus when you link it to Kredit .Pe UPI
✅ Yes Bank reward points on regular card spends
✅ And here’s the kicker — 25% cashback when you swipe it abroad
🌍This card runs on the RuPay–JCB Global network

That unlocks a limited-time international offer:

📍 Countries covered:
🇯🇵 Japan
🇸🇬 Singapore
🇲🇾 Malaysia
🇹🇭 Thailand
🇻🇳 Vietnam
🇰🇷 South Korea
🇱🇰 Sri Lanka
🇭🇰 Hong Kong

🗓 Offer period: June 15 to August 31, 2025

📱 Use your card at any physical store abroad → Get 25% cashback

🔗 Apply here → kredit.pe/invite/x15
Read 16 tweets
Jul 5
🚨 If you invest in mutual funds via Groww, read this now.

They’ve shifted your investments to demat form, and it could mess with your folios, tracking, and redemptions.

Here’s what changed, how it affects you, and how to opt out 👇🧵 Image
I’ve been investing in mutual funds through Groww since 2019.

But recently, I noticed something new: I started receiving emails from CDSL saying mutual fund units were being credited to my demat account.

Earlier, I only got emails from AMC🤔
This got me curious.

I dug deeper and realized that Groww had switched my mutual fund holdings from the traditional format to the demat format.
Read 12 tweets

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