Here's what I notice with every client worth $1,000,000+:
The richer they get, the more they obsess over things that cost $0.
It's the strangest pattern in my practice.
But it reveals what most people get wrong about wealth.
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Last week, a client worth $2M told me his favorite part of Tuesday was dropping his daughter off at school.
Not the expensive car.
Not the house.
A 10-minute car ride.
Another client makes $750K/year.
She lights up when talking about her 6am long runs.
"It's the only hour that's completely mine."
Priceless feeling of control.
My highest earners don't brag about expensive dinners.
They brag about taking random Tuesdays off to surprise their spouse with lunch.
"We grabbed lunch and spent three hours just walking around downtown."
Cost: $28 for sandwiches.
Value: Immeasurable.
The pattern continues on vacation.
Wealthy clients don't talk about $500/night hotels.
They talk about unplugging completely for two weeks.
"I didn't check email once."
The luxury wasn't the location. It was the mental freedom.
Here's the thing everyone misses:
These moments aren't actually "free."
They're the most expensive purchases my clients ever made.
They just paid for them with years of building wealth.
That school drop-off?
Only possible because he's not rushing to a 7am meeting.
The solo gym time?
Only works when you control your schedule.
The surprise Tuesday lunch?
Only happens when missing work doesn't stress you out.
Wealth doesn't buy happiness.
It buys something better: Control over your time and attention.
The ability to be present without guilt. The freedom to prioritize what actually matters.
Most people think they're building wealth to buy things.
But my wealthiest clients learned the real secret:
You're building wealth to buy back your life.
To purchase moments that feel priceless because you're not paying with stress.
This changes how you should think about every dollar you invest.
You're not building wealth to buy things.
You're buying back control over your most precious resource: your time and attention.
TL;DR — The wealth paradox explained
• Wealth buys time sovereignty, not stuff
• "Free" moments require financial freedom
• Rich people value presence over possessions
• Build wealth to purchase your life back
That's it.
If you want more insights like this:
1. Follow me @ryanOpulus for more 2. RT the tweet below
Disclaimer: This is my personal opinion and experience working with high-income millennials. Not tax, financial, or legal advice. Always work with qualified professionals to understand your specific situation.
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Everyone's celebrating or panicking about the One Big Beautiful Bill based on headlines.
I spent hours running my numbers through 21 tax opportunities.
Reality? Mixed bag with big surprises.
Here's what matters:
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We're going to cover strategies that fall into 6 categories:
• New opportunities
• One invisible massive win people ignore
• Valuable credits expiring this year
• Strategies more valuable than before
• What still works
• The real bottom line
Let's get into it.
→ NEW OPPORTUNITIES ←
First, the brand new opportunities that didn't exist before:
• No tax on tips + overtime deduction
• Car loan interest deduction
• Trump accounts
• Charitable deduction for non-itemizers