𧡠UPI Credit Cards have EXPLODED!
From just 7-8 cards to 70+ options in 2 years! π
Here are the TOP 5 UPI credit cards that actually give you REAL cashback on every QR scan π₯
Thread with exact benefits & which one to pick π
From just 7-8 cards to 70+ options in 2 years! π
Here are the TOP 5 UPI credit cards that actually give you REAL cashback on every QR scan π₯
Thread with exact benefits & which one to pick π
π UPI CREDIT CARD REVOLUTION:
π‘ Game Changer: Pay via UPI, get credit card rewards
π― Perfect For: Daily spends at local shops, vendors, restaurants
β‘ Why Now: Every merchant accepts UPI, finally get rewards!
The future of payments is here! π±
π‘ Game Changer: Pay via UPI, get credit card rewards
π― Perfect For: Daily spends at local shops, vendors, restaurants
β‘ Why Now: Every merchant accepts UPI, finally get rewards!
The future of payments is here! π±
π #1 KIWI CREDIT CARD - UPI King
π° Up to 5% cashback on every UPI QR payment!
π³ Cost: Lifetime Free + βΉ999/year Neon membership
π― Milestone System:
βΉ50k spend: 3% cashback + lounge access
βΉ1L spend: 4% cashback + 2 lounge visits
βΉ1.5L spend: 5% cashback + 3 lounge visits
π° Up to 5% cashback on every UPI QR payment!
π³ Cost: Lifetime Free + βΉ999/year Neon membership
π― Milestone System:
βΉ50k spend: 3% cashback + lounge access
βΉ1L spend: 4% cashback + 2 lounge visits
βΉ1.5L spend: 5% cashback + 3 lounge visits
π₯ #2 KreditPe Yes RuPay - Most Versatile
πΈ 2% flat UPI cashback (unlimited!)
π³ Cost: Lifetime Free
π Welcome: βΉ1,000 bonus via KreditPe app
ποΈ Redeem: 6-30% discounts on Amazon, Flipkart, Swiggy
πΈ 2% flat UPI cashback (unlimited!)
π³ Cost: Lifetime Free
π Welcome: βΉ1,000 bonus via KreditPe app
ποΈ Redeem: 6-30% discounts on Amazon, Flipkart, Swiggy
π₯ #3 Rio Money Credit Card
π° 3% cashback via Ro UPI app
π³ Cost: Lifetime Free
βοΈ Lounge: 2 visits per quarter (βΉ50k spend)
β½ Fuel: 1% surcharge waiver (βΉ10k+ transactions)
π¦ Note: Yes Bank one-card policy applies
π° 3% cashback via Ro UPI app
π³ Cost: Lifetime Free
βοΈ Lounge: 2 visits per quarter (βΉ50k spend)
β½ Fuel: 1% surcharge waiver (βΉ10k+ transactions)
π¦ Note: Yes Bank one-card policy applies
πͺ #4 Tata Neu Infinity - Ecosystem Play
ποΈ 10% Neu Coins on Tata brands via app
πΈ 1.5% on UPI via Tata Neu app (500 coins cap)
π³ Cost: βΉ1,499 annual fee
βοΈ Lounge: 8 domestic visits annually
π Welcome: βΉ1,499 Neu Coins
Best for Tata ecosystem users! π’
ποΈ 10% Neu Coins on Tata brands via app
πΈ 1.5% on UPI via Tata Neu app (500 coins cap)
π³ Cost: βΉ1,499 annual fee
βοΈ Lounge: 8 domestic visits annually
π Welcome: βΉ1,499 Neu Coins
Best for Tata ecosystem users! π’
πΆ #5 IDFC First Earn - Beginner Friendly
π° 1% UPI cashback via IDFC app
π³ Cost: βΉ499 annual fee
π¦ Special: Available against βΉ5k FD!
π± Universal: 0.5% on all other spends
π¬ Bonus: 25% off on Paytm Movies
π° 1% UPI cashback via IDFC app
π³ Cost: βΉ499 annual fee
π¦ Special: Available against βΉ5k FD!
π± Universal: 0.5% on all other spends
π¬ Bonus: 25% off on Paytm Movies
π AT A GLANCE:
π₯ Highest UPI Cashback: KIWI Card (5%)
π₯ Unlimited Cashback: KreditPe (2%)
π₯ Best Free Option: Rio Money (3%)
πͺ Ecosystem Winner: Tata Neu (10% Tata brands)
π₯ Highest UPI Cashback: KIWI Card (5%)
π₯ Unlimited Cashback: KreditPe (2%)
π₯ Best Free Option: Rio Money (3%)
πͺ Ecosystem Winner: Tata Neu (10% Tata brands)
β οΈ CASHBACK WON'T WORK ON:
β Fuel payments
β Rent via payment apps
β Insurance premiums
β Education fees
β Utility bills (except KreditPe)
β Government services
β Cash withdrawals
β Fuel payments
β Rent via payment apps
β Insurance premiums
β Education fees
β Utility bills (except KreditPe)
β Government services
β Cash withdrawals
π¬ WHICH CARD INTERESTS YOU?
Drop your choice below! π
Already using UPI credit cards? Share your experience!
Retweet to help friends get UPI rewards! π
Follow for more credit card insights! π
Drop your choice below! π
Already using UPI credit cards? Share your experience!
Retweet to help friends get UPI rewards! π
Follow for more credit card insights! π
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