π₯ TOP 5 CREDIT CARDS for ALL Utility Bills in 2025!
β Mobile Recharge
β WiFi/Broadband Bills
β Gas Cylinder Booking
β Electricity Bills
β DTH Recharge
Stop losing βΉ3000+ annually! The 3rd one is MIND-BLOWING π€―
#CreditScore #CIBIL #personalfinance
β Mobile Recharge
β WiFi/Broadband Bills
β Gas Cylinder Booking
β Electricity Bills
β DTH Recharge
Stop losing βΉ3000+ annually! The 3rd one is MIND-BLOWING π€―
#CreditScore #CIBIL #personalfinance
π« MYTH: Most Indians pay 80K+ in utilities yearly and earn ZERO rewards!
β REALITY: Smart card choice = βΉ4000+ annual savings on SAME expenses!
Mobile+WiFi+Gas+Electricity+DTH = Your new profit center π°
β REALITY: Smart card choice = βΉ4000+ annual savings on SAME expenses!
Mobile+WiFi+Gas+Electricity+DTH = Your new profit center π°
#1 AIRTEL AXIS BANK CREDIT CARD π₯
π₯ 25% cashback on Airtel mobile/DTH/WiFi via Airtel Thanks App
π₯ 10% cashback on ALL utility bills via Airtel Thanks
π³ Fee: βΉ500 + GST
π Cap: βΉ250/month on utilities
π― BONUS: 10% on Swiggy/Zomato/Bigbasket too!
π₯ 25% cashback on Airtel mobile/DTH/WiFi via Airtel Thanks App
π₯ 10% cashback on ALL utility bills via Airtel Thanks
π³ Fee: βΉ500 + GST
π Cap: βΉ250/month on utilities
π― BONUS: 10% on Swiggy/Zomato/Bigbasket too!
#2 AXIS ACE CREDIT CARD β‘
π« MYTH: Budget cards don't give good utility rewards
β REALITY: ACE gives 5% cashback on ALL utilities via Google Pay!
π³ Fee: βΉ499 + GST
π Cap: βΉ500/statement cycle
π‘ Covers: Mobile, WiFi, Gas, Electricity, DTH
π« MYTH: Budget cards don't give good utility rewards
β REALITY: ACE gives 5% cashback on ALL utilities via Google Pay!
π³ Fee: βΉ499 + GST
π Cap: βΉ500/statement cycle
π‘ Covers: Mobile, WiFi, Gas, Electricity, DTH
#3 AMAZON PAY ICICI CREDIT CARD π
This is the MIND-BLOWING one!
π« MYTH: Free cards have limitations
β REALITY: 2% unlimited cashback on ALL utility payments!
π³ Fee: Lifetime FREE!
π Cap: NO CAPPING whatsoever!
π― Works on Amazon Pay for gas cylinders too!
This is the MIND-BLOWING one!
π« MYTH: Free cards have limitations
β REALITY: 2% unlimited cashback on ALL utility payments!
π³ Fee: Lifetime FREE!
π Cap: NO CAPPING whatsoever!
π― Works on Amazon Pay for gas cylinders too!
#4 TATA NEU INFINITY HDFC CARD π―
π₯ 5% back as NeuCoins on bill payments via Tata Neu
π° Fee: βΉ1,499 + GST
π Cap: 2,000 NeuCoins/month
π‘ 1 NeuCoin = βΉ1 (direct cashback)
π― Works for DTH recharge too!
π₯ 5% back as NeuCoins on bill payments via Tata Neu
π° Fee: βΉ1,499 + GST
π Cap: 2,000 NeuCoins/month
π‘ 1 NeuCoin = βΉ1 (direct cashback)
π― Works for DTH recharge too!
#5 HDFC MILLENNIA CREDIT CARD π³
π« SECRET: SmartPay auto-bill feature gives rewards
β HACK: 5% cashback on utilities via HDFC SmartPay!
π³ Fee: βΉ1,000 + GST
π Cap: 1,000 points/month
π‘ Covers: Mobile, WiFi, Gas, Electricity, DTH
π« SECRET: SmartPay auto-bill feature gives rewards
β HACK: 5% cashback on utilities via HDFC SmartPay!
π³ Fee: βΉ1,000 + GST
π Cap: 1,000 points/month
π‘ Covers: Mobile, WiFi, Gas, Electricity, DTH
π¨ IMPORTANT WARNINGS:
β οΈ Some providers charge convenience fees for credit card payments
β οΈ Check if rewards > fees before using
β οΈ HDFC cards: 1% fee on utility >βΉ50K/month
β οΈ Always use designated platforms for bonus rates
β οΈ Set autopay to avoid missing due dates
β οΈ Some providers charge convenience fees for credit card payments
β οΈ Check if rewards > fees before using
β οΈ HDFC cards: 1% fee on utility >βΉ50K/month
β οΈ Always use designated platforms for bonus rates
β οΈ Set autopay to avoid missing due dates
π‘ PRO TIPS TO MAXIMIZE ALL UTILITIES:
β Use Airtel Axis for Airtel services (25% vs 10%)
β Google Pay route for non-Airtel users (ACE card)
β Amazon Pay for gas cylinder bookings
β Set calendar reminders for monthly caps
β Track all 5 utility categories separately
Save this utility guide! π
β Use Airtel Axis for Airtel services (25% vs 10%)
β Google Pay route for non-Airtel users (ACE card)
β Amazon Pay for gas cylinder bookings
β Set calendar reminders for monthly caps
β Track all 5 utility categories separately
Save this utility guide! π
Found this complete utility breakdown helpful? π
RT to help others save thousands on ALL their utility bills!
Follow @CardsavvyIndia for more comprehensive credit card strategies that cover every expense category
Which utilities are YOU still paying without rewards? π
#CreditScore #PersonalFinance #CIBIL
RT to help others save thousands on ALL their utility bills!
Follow @CardsavvyIndia for more comprehensive credit card strategies that cover every expense category
Which utilities are YOU still paying without rewards? π
#CreditScore #PersonalFinance #CIBIL
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