Felix Prehn 🐶 Profile picture
Nov 11 11 tweets 3 min read Read on X
The 2026 money crash is predicted to be 12 months away.

There are three big forces that are about to hit at once. This could create the biggest wealth shift since 2008.

Most people have no idea what's coming—here's your early warning:
Force #1: The job market is breaking down.

Jobless rates jumped from 3.6% to 4.3% in just 2 years. New job creation dropped by half.

August: Only 20,000 jobs created for the whole US. September: Zero net job growth.
Force #2: AI is taking jobs faster than expected.

35% of big companies are using AI to replace workers right now.

The World Economic Forum says AI will kill 8% of current jobs.

You won't lose your job to AI. You'll lose it to someone who uses AI better than you.
Force #3: The government is trapped in a money-printing cycle.

They spend $7.1 trillion but only collect $5.3 trillion in taxes.
They print $1.8 trillion to cover the gap.

They can't stop printing without causing an economic crash.
Here's what this means for your wallet:

Every printed dollar makes your money worth less. Your paycheck loses buying power every month.

Real wages peaked in 1973. You've been getting poorer for 50 years without knowing it.
Meanwhile, business owners get richer from this system.

When companies blame "rising costs" for price hikes, their profits actually go up. Pepsi raised prices 17% after COVID while their real costs barely moved.

The top 25% own assets. The bottom 75% pay for it.
The old retirement plan is officially dead.

Your job won't save you. Bank savings get destroyed by rising prices. Pensions are underfunded. Social Security won't cover basic costs.

The old money rules don't work anymore.
There's only one way out:

Stop trading time for money. Start owning assets that make income without your work.

The system moves wealth from workers to investors. You must pick which side you're on.
Your action plan before 2026:

1. Figure out how much in assets you need to replace your income
2. Learn to analyze good investments
3. Start building your portfolio now
4. Get ready for rising prices

Time is running out.
We've made a 15-page "Long Term Investing for Beginners" guide covering:

• How to spot quality companies
• How much to invest for your situation
• How to track your investments

Like and comment “INVESTING” and I’ll DM it to you immediately: Image
Bottom line: 2026 will create a massive wealth transfer.

Money will flow from workers to asset owners, from the unprepared to those who got ready in time.

12 months left to prepare. Which side will you be on?

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More from @financefelix

Nov 8
Most traders spend hours managing 15+ positions every week.

I spent years as a banker and learned this is one way the wealthy build their portfolio: 3 ETFs, 15 minutes quarterly, better returns than full-time traders.

Here's the modernized approach to getting rich 🧵
PART 1: Why the Traditional 3-Fund Portfolio is Broken

The classic approach was: US stocks, international stocks, and bonds.

But the financial landscape has changed dramatically.

Big Tech reshaped indices and bond yields hit historic lows.
The old system has three major flaws:

• Traditional US funds miss high-growth sectors
• Low bond yields provide little income or stability
• US/international separation creates overlap, reducing diversification benefits

Time for an update.
Read 15 tweets
Nov 1
Ray Dalio said: "Countries are letting their reserves or assets go down and acquiring gold."

Central banks bought more gold in 2025 than any year in history.

They're not telling the public why, but their actions speak volumes.

Here's what they see coming:
Firstly, what are reserves?

They're like savings accounts for countries - government bonds, treasury bills and dollars.

Countries are trading these paper promises for physical gold.

When they sell US bonds, it pushes interest rates up. This makes investments lose value. Image
Throughout history, when paper money loses value, gold keeps its worth.

The US dollar buys 97% less today than in 1913. Gold, however, buys about the same amount of goods across centuries.

Central banks understand this pattern, even if most financial advisors don't mention it. Image
Read 14 tweets
Oct 29
A Russian economic adviser revealed what he believes is America's secret plan to get rid of the $37 trillion in debt.

For context, no empire in history has ever repaid debts this large without collapsing.

Here's the alleged plan he describes:
Look at history. Empires with massive debt follow the same pattern:

• Rome debased their currency
• Britain lost reserve status after WWII
• America now faces this same moment
The math is brutal. Even with perfect economic conditions, this debt can never be repaid traditionally.

You'd need 6% growth for decades. Even 100% tax rates wouldn't cover interest payments.

Conventional solutions simply don't work.
Read 20 tweets
Oct 24
The guy who predicted the 2008 crash just called out two massive bubbles about to implode: real estate and cash-burning tech companies.

Nassim Taleb warns these industries are severely over-valued after years of free money.

His explanation on how it'll happen:

Thread
BUBBLE #1: REAL ESTATE

Taleb's exact words: "If real estate doesn't go down by half or three quarters, there'll be something wrong."

He's talking about a 50-75% collapse in property values.

Not a correction. A bloodbath.
The math is brutal:

"$1-3 trillion created in fake valuation. You can't carry a house if your income is $30k a year."

At 7% mortgage rates instead of 3%, the affordability equation completely breaks down.
Read 12 tweets
Sep 16
Everyone's buying NVIDIA and AMD.

But smart investors look at smaller companies that make the parts these giants need.

Here are 3 semiconductor stocks that could grow big while others chase expensive names:
1.) AMKOR Technology (AMKR) - The Chip Packager

Every computer chip needs protection before it can work in phones or cars.

Think of AMKR like a gift wrapper for chips.

They take raw chips and wrap them so they don't break when they get bumped around. Image
AMKR makes $6 billion per year doing this.

They have 300 engineers who know how to package chips. These engineers are hard to find because the skill is rare.

The US government is helping them build a new factory in Arizona.
Read 16 tweets
Sep 7
Goldman Sachs sent a secret warning to their big clients about September.

Regular investors didn't get this information.

Here's what they said (and the 3 stocks that they’re looking at):
The bank is worried about AI stocks:

Research shows most AI projects are losing money.
Big tech companies stopped hiring new people.
ChatGPT's new version wasn't impressive.
Even the OpenAI CEO thinks we might be in a bubble.
The big problem with AI spending:

Companies spent billions on super computers.

If they figure out they don't need all that hardware, they'll stop buying.

That's bad news for chip companies like Nvidia.
Read 14 tweets

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