$1,000 per month invested in a custodial account can create a $65,000 annual income stream by the time your kid is 18.
Here’s how. 🧵👇
$OVL holds 99% $VOO and uses the rest as collateral to cover a ladder of put credit spreads.
Those spreads allow for 10.5% yield and uncapped upside. The fund has even beat the S&P 500 for nearly 7 years. It’s the true best of both worlds fund.
Let’s use some conservative metrics.
1️⃣ $1,000 per month contributed
2️⃣ Drip turned on
3️⃣ 2% annual nav growth
4️⃣ 10.5% yield
Here’s the results 👇
By year 18 the balance grows from $1,000 ➡️ $622,000
The income stream grows to $65,000.
There’s no thinking behind this instead only patience, consistency, and a high quality fund.
Is $1,000 per month too much? Even $500 grows into $315,000 & $33,000 per year in cashflow.
Most kids start their adult life with no assets and student loan debt. Don’t let yours be most.
Come play high yield the right way in 2026!
I break down every high yield fund I buy.
Every entry. Every exit. Every target. Every move.
If you want:
📊 Fund breakdowns
🎯 Real time buys & sells
📝 Entry/exit levels
🏆 Only the best high yield plays
⏰ Set & Forget Funds
👋 Hands on strategy
Tap the link below to play high yield the right way 👇+ 0DTE • Option Selling • Leaps • Swing Trading = All Included. t.co/r1dHINwADl
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How would I start a high yield portfolio with $50,000?
Here’s exactly what I would do to be aggressive yet remain sustainable longterm. 🧵👇
With my first $10,000 I want broad exposure, stable yield, and high total return.
$OVL provides me with growth, outperformance of the S&P 500, and 10.5% yield. This is my no brainer first position.
Second I want another broad exposure fund but with mid level yield.
Here I’m going with $10,000 in $GIAX. International, US large, mid, small cap, and single stocks under one wrapper. The put spread strategy allows for 24% yield and uncapped upside.
Absolutely not. These funds are using option selling strategies closed end funds have used since the 70’s. There’s only two differences…
1️⃣ They are packaged in an ETF not a CEF
2️⃣ They pay weekly not quarterly which in no way negatively effects the fund.
Are they yield traps?
Yes & no. If you’re familiar with my content you understand that I always say 75% of these funds are garbage. 15% are rock solid. 10% are elite money printers.
So what creates the difference between these categories? 👇
High Yield ETFs Aren’t Dangerous If You Understand This…
5 High Yield Funds Designed To Avoid Erosion… 🧵👇
1️⃣ $QQQI
Simplicity at its finest. $QQQI sells monthly covered calls while targeting a 14% yield. NEOS gives themselves plenty of room for upside on these calls allowing for a stable nav.
Results:
If you withdrew all of your yield your capital would still be up by 5.23%.
The most impressive part? Full nav recovery from the tariff crash.
2️⃣ $TDAQ
TappAlpha takes a different approach when it comes to harvesting yield from QQQ.
They hold QQQ shares and sell 0DTE covered calls for a 17% dividend yield. Most importantly they give their calls room to breathe to avoid erosion.
The result is a flat nav with total return beating QQQ since inception.
You should know those answers before you ever buy!
I’m going to breakdown strategies across the high yield space.
Put Credit Spreads:
This is my favorite high yield fund strategy when used correctly. Why?
When stacked with the underlying you get full upside while the put spread generates income.
In a bull market a CC fund will never outperform this. In a down market CC funds should hold up better.
A put credit spread is when you sell a put and buy one at a lower strike. Just like selling a standard put you don’t want the stock to go down. You are betting that the stock stays above your strike.
In bull markets you get the full premium and the full upside of the stock. In down markets you get the downside of the stock and the spread. That’s why issuers doing this tend to hedge as well. That’s the trade off.
You’re going to get the most upside in these funds but, also higher potential downside.