The Hodl Problem 🚨

BTC builds wealth but to enjoy it you need to sell.

High Yield ETFs can solve this problem.

This $500,000 debasement portfolio pays $111,500 per year in dividends. 🧵👇 Capital: Annual Dividends:

$BLOX 100k = $36,000
$BTCI 100k = $27,000
$ISBG 100k = $19,000
$KSLV 100k = $18,000
$STRC 100k = $11,500

Annual Income: $111,500

High Yield ETFs Aren’t Dangerous If You Understand This…

5 High Yield Funds Designed To Avoid Erosion… 🧵👇 1️⃣ $QQQI

Simplicity at its finest. $QQQI sells monthly covered calls while targeting a 14% yield. NEOS gives themselves plenty of room for upside on these calls allowing for a stable nav.

Results:

If you withdrew all of your yield your capital would still be up by 5.23%.

The most impressive part? Full nav recovery from the tariff crash.

Most Investors Buy Based On Yield. ❌

Smart Investors study the income engine. 💵

Many don’t know what they’re buying.

I’m here to clear that up. 🧵👇 Stop buying and asking questions later!

Why is the fund down?

Will it recover?

What fund is better?

You should know those answers before you ever buy!

I’m going to breakdown strategies across the high yield space.

You don’t need $5,000,000 to retire ❌

You need cashflow that finances your lifestyle. 💵

Here’s how high yield ETFs used the right way change the game with capital efficiency. 🧵👇 When most people think high yield ETFs they think of a few funds with internet cults that imploded.

If you look beyond the surface that’s where you’ll find quality funds built for longterm success.

Is $5,000 enough to start a high yield portfolio? Yes.

Here’s how I would do it. 🧵👇 When starting with $5,000 my emphasis needs to be on upside.

You need to identify high asymmetric risk to reward.

I would start aggressively and then diversify as my portfolio gets bigger.

How I would build the lazy man’s high yield portfolio starting with $20,000. 🧵👇 Set & Forget is all about allocating to funds you don’t have to manage.

To start I would build a base with $4,000 in $TDAQ & $4,000 in $SPYI.

Broad indexes with no management. High income with stable nav.

Why I Expect $BLOX To Outperform Not Only $STRC But Bitcoin Outright:

When You Don’t Understand Strategy You Are Buying Blind!

This Is The Full $BLOX Breakdown. 🧵 $BLOX is the Nicholas Crypto Income ETF.

Now when most think high yield funds they think covered calls and capped upside.

This fund brought to the market a strategy that I believe many fund issuers will ultimately shift to.

How rotating your dividends from ultra high yielders into anchor funds works: ⚓️

This strategy allows you to bring in high income up front and then further build your foundation. 🧱

Here’s the math and why this sets you up for success longterm. 🧵👇 The best way to play ultra high yielders is by creating a funnel into your foundational indexes.

The more that single stocks pays you out your risk gets heavily reduced as you rotate into the index.

This is the best way to set yourself up for both high income and sustainability.

The High Yield ETF Space Is Booming 💥

With new products dropping every week it’s more important than ever to sift through what’s great and what’s a cash grab. 💵

Here’s the thing… it’s also important how you use a fund. Let’s breakdown some funds and their use case. 🧵👇 Even among great funds you have to play them a certain way to see great gains. 📈

Underlying and strategy are the key metrics for a great fund. The strategy will tell you how to use it. 🔄

You don’t want to fund hop out of set and forget funds. You also don’t want to chase trading vehicles. 👇

The 4 Metrics I Judge High Yield Funds By: 🧠

With these metrics you can understand how a fund will preform & what market conditions favor it. 🚀

Make sure your holdings check all these boxes. ✅ 1. Strategy:

Each fund sells options or harvests yield in its own way. Understanding the strategy will allow you to know all the pros and cons off the bat.

Yield Max: Synthetic Covered Call
Roundhill: 1.2X levered swaps
BLOX: Put credit spreads

Understanding each of these allows you to narrow down what funds work for your goals.

Real Example Of How I Apply The YieldMax Funnel: 🔥

This is the sustainability sauce. 👨🏻‍🍳

Making nav erosion a non factor. 🧵👇 My $NVDY position is one of my longest holds. You may see the capital erosion & wonder how did you make money?

My initial 400 shares have paid over $8,000 in dividends. My entire initial investment has been returned.

I am very green on this position.

Yield Vs. Total Return: What many income investors get wrong.

Why some funds yielding 50% are superior to some yielding 100%.

The real winners always come down to total return. 🧵👇 Most focus strictly on yield %. That’s the biggest mistake you can make.

The underlying should be your priority. That’s the driver of a high total return.

Dividends + or - capital change = total return.

Is Freedom Possible With 500k?

Most would say no. It takes millions.

I say yes with the right strategy.

Here’s how. 🧵👇 First forget the hoard $VOO shares and withdraw 4% attitude.

That’s the old playbook.

This Era is about income.

I’m 26 and I’m pulling in $3400 per month in dividends.

That’s $111 per day passively.

In 2025 financial freedom can be achieved with less capital than ever.

Here’s how I do it and how you can too. 🧵👇 Most people think you need millions to retire. The truth is you need far less. 📉

High yield funds aren’t your grandpa’s dividend stocks. 👴🏻

They sell options contracts for you on the world’s best assets such as Bitcoin & NVIDIA. 🟧

50%+ yields sound like a scam…

But they’re VERY real.

Here’s how these ETFs are paying insane yields and, how you can use them to supercharge your passive income. 🧵 Most people think “high yield” = “high risk.”

That’s because traditional stocks rarely yield over 5%.

But these funds aren’t relying on dividends.

They’re selling something else: volatility.

🔥 The High Yield ETF Starter Pack

3 ETFs paying 27-60% yields that turn your portfolio into a monthly paycheck machine:

Here’s exactly what they are and how they work 🧵 First, let’s kill a myth:

You don’t have to sell shares to live off your portfolio.

These ETFs pay you cash every single month / week and they’re built to do it for years.

Stop Reinvesting dividends! Do this instead.

If you auto drip your dividends you are missing out on massive upside.

Being more hands on will lead to much higher gains. Here’s why. 🧵👇 High yield funds that yield 50-100% are all going to decay over time.

While total returns will still be great you’re missing out on a ton of upside.

The cheat code is moving half of your dividends to growth & lower yield funds.

They told you all high yield funds have NAV erosion.

They are wrong.

Here’s the 5 of the best set and forget high yield funds. 🧵👇 1) $BTCI

The NEOS Bitcoin High Income ETF.

• 28% Dividend Yield

• 27% NAV gain since inception

The high yield portfolio blueprint: 🔵

How to build a sustainable high yield portfolio. 🧵👇 1. Single stock funds

These will typically be your highest yield.

1️⃣ Underlying is crucial. Worry about the best companies not the highest yield.
2️⃣ Entry is everything especially on single stock tickers
3️⃣ Never have one single stock ticker heavily above 10% of your portfolio

So Your Interested in High Yield?

Debunking All Misconceptions 🧵👇

NAV Erosion:

Always the critics first complaint but rarely truly understood. As you’ve probably noticed not all high yield funds but many have a down trending chart. The income is generated through capping the upside while you still have full downside. This creates the downtrend. But what isn’t understood is that true NAV Erosion is when total return is negative.

Here’s an example of two funds with what is claimed to be “NAV Erosion”. This is why I say you need to view these through a total return chart.
ROC: “But your just getting returned your own capital”

ROC is traditionally seen as a red flag because it means a companies dividend is your own money being returned to you. With high yield funds that is not the case. This ROC is actually structural not destructive.

Yield Max does what they can to avoid conditions that cause options premiums to be considered income and taxed. This makes ROC a huge advantage. 100% ROC? Guess what you’re most likely not paying any taxes until your initial investment is house money.