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Brian LeBlanc Profile picture
Brian LeBlanc
@BrianLe_Blanc
Senior Economist, PNC. Views my own.
Jun 24 • 10 tweets • 3 min read
Usually a lurker on here but dipping my toes briefly into the "k-shaped economy" discourse.

At PNC we track the debit & credit spending trends of a fixed cohort of ~4 million households.

Long story short: lower-income spending/balance sheet trends have been on a tear in 2026 First things first: the distribution of spending trends in our dataset is a lot closer to the official estimates from the BLS than others I've seen.

Top-third of households are responsible for ~56% of total spending in our data, closer to the ~55% figure from the CEX (for 2024) Image