1/ Random thread inspired by an antiquated credit union:

A family member had their primary checking account closed by a credit union for using PayPal. The CU said they "don't allow PayPal transactions."

The struggles of small banks are sometimes self-induced. 2/ Conventional wisdom in DC is that the shrinking number of comm banks and credit unions (via M&A) is bad, with the GOP blaming Obama-era regulations, and Dems using it to justify small bank regulatory exemptions.