1/ Why Your Employer Is Not Paying You More

Many people do blame their employer for the state of their finances. Every time I speak to people and ask them whom they think should resolve their money issues, the employer always comes up. 

THREAD... 2/ Everyone thinks they should be paid more. I rarely meet people who are one hundred percent content with their income.  I’m not saying you should not be compensated well but it does take two to tango.

1/ Give your Career a Jump-start

Wealth Creation is a journey, and there are different vehicles that are available to you on this journey. One of those could be your career. Career success means different things to different people.

THREAD... 2/ For some it means a higher salary, for others a higher position; and for others, more responsibility. What does career success mean to you, and what can you do to accelerate success, advancement and growth in your career?

1/ Dealing With 'Black Tax'

There is an expectation that if you are African and have a job, you will take care of the wider community needs. The so-called ‘Black Tax’.

THREAD... 2/ In a country where rates of poverty are extremely high, this informal system pays medical bills, educates, builds homes and supports the elderly. These are all great things but this unplanned giving is also part of a vicious cycle.

1/ How To Create Wealth Through Your Career

When I say wealth, what I am are really describing is the lifestyle that you’d like to live.  For me, it’s a British sports car parked outside a designer house not too far from Nairobi.

THREAD... 2/ Most of us are not yet there but we’re trying to figure out how to get there as quickly as possible. From my many years interacting with people, i’ve come to realize that there are two major considerations when looking to create wealth in your career.

Happening Now!

Join our CEO, Waithaka Gatumia for a conversation on minding your money in the new year on @ntvkenya

Tune in!

#Centonomy
#PersonalFinance
#FestiveSeason
#NewNormal In times like this when you're trying to prioritize, you need to sit down and make a plan for your money.

1/ If You Care About Your Money; Act Like it

I felt a strain in my back and realized it was because I was hunched over trying to read from my notebook in the fading light. I stood up to go switch on the light and that’s when I noticed I wasn’t alone. 

THREAD... 2/ At a corner in the back, I saw the top of someone’s head peeping over the desk dividers of our open-plan office.
Eric was meticulously inspecting every company transaction from the previous month.

1/ How Much Do You Cost?

How much do you really cost? Are you in touch with the amount of money it actually takes to sustain your lifestyle?

THREAD... 2/ Well, most married people will not have the answer to this but if If you are single, you manage your expenses by yourself, they are yours to accommodate. Whether it is rent, food, transport, school fees, entertainment etc.

1/ When It’s Tough, Stretch Your Shilling!

It’s a good time to revisit the topic of budgeting given the recent increase in fuel prices.  This will not just affect our transport costs but will translate to other areas like electricity, food etc.

THREAD... 2/ We need to go back to the basics and look at our expenses so that we don’t get surprised.

How can you stretch that shilling?
a) Have a budget in the first place. 
When you don’t plan your spending in advance, you are really groping in the dark.

1/ What Stopped You From Achieving Your Goals This Year?

We are less than three months away from the new year. Chances are that we will once again start the whole new year resolutions conversation. Are you tired of saying the same thing year in year out?

THREAD... 2/ Aspiring for change and finding yourself in the same spot? You may be feeling that you haven’t moved. Maybe before setting these goals once again we can first evaluate what has stopped us from making progress.

1/ 5 Things To Teach Kids About Money

Do you wish you had learnt how to handle money earlier? Maybe it is our children who will not have to lament about that.  The earlier the better.

THREAD... 2/ We run financial literacy programs for kids and many parents have asked us what they can consistently do with their children at whatever age to instill the right principles.  Here are five things that can get you started.

1/ Staying Ahead Of Your Money

Planning your money is not a choice. I have worked in a money related industry all my life but planning for a large part of it was never a priority. The pressure to think ahead was just not there.

THREAD... 2/ You earn, you spend and the next pay day comes around. There is this illusion of continuity and then something happens. This is what wakes up many of us. For me, I went into business blind and discovered what it meant to not have that consistent salary.