SAVE will eliminate entire ORIGINAL loan balances plus ALL accumulated and capitalized interest to date on 12k or less PER loan if you've been in repayment for at least ten years AND consolidated prior to December 31st, 2023. So, for example, if you took out a 10k loan, a 15k loan, and a 25k loan in 2013 and have been on income based repayment for a decade, come June 2024 the 10k loan plus all accumulated and capitalized interest to date gets wiped out, 12 of the 15k in the 15k loan plus all associated interest gets wiped out and the gov takes over interest payments going forward for the remaining 2k, and 12 of the 25k loan gets wiped out along with all associated accumulated interest that applies to that 12k and of the remaining 13k under SAVE all interest payments will be covered and paid by the gov.
Of course if for some reason you were unable to consolidate in time (if, say, your loans were discharged in bankruptcy in April 2023 but then due to a shady lawyer abusing the courts for ECMC likely commissioned by Amazon those loans end up contested in a stalled appeal that never should have been admitted in the first place thereby potentially saddling you with the entirety of the loan balance pending Judge Castner's decision), well then that's not an option
Feb 21, 2024 • 28 tweets • 10 min read
MH: Redefining hierarchy of focus-apportionment; Went from having to focus agency resources primarily on China (and perhaps Georgia)to having to focus on a tri-part dynamic (China, Russia, Iran); how it evolves from here depends on how we manage the threat environment
EL: agrees environment perpetually in flux, national redefining priorities
AM: China still primary focus; operational staging of the battlefield both cyber and kinetic..."that's very different from stealing blueprints or the recipe for off white paint"
Q: what are cultural/institutional limits that cause myopia when assessing threats?
MH: China will remain the most important focus in terms of competition for the next century and we need to take the birds eye view of that dynamic, as China sees things from the grand civilizational scale of generational advancement; a major drawback is our people not being acclimated to Chinese cultural perspectives in the way they were acclimated to understanding and dissembling the Soviets during the Cold War; that needs to change; "we were able to do it 50 60 years ago with the Soviet Union, we did a lot of things and we were good at it because we had to be"
We should apply the same grand scale assessment to the Middle East as we do with China but expand the viewfinder from next hundred years to next hundred fifty years
EL: on "enemies of intelligence"... Hamas just pulled off a massive intelligence operation...
"Warning becomes a core function...people who do warning don't run out of a risk of scary things to talk about...it's not that people lack the ability to game out things that could happen, but it is the intention of policy makers that you stay in the real world...how do you manage low probability high impact events?"
Regional analysts "have a bias toward continuity...the regional analyst didn't see that something truly disruptive was about to happen, the warning analyst got it right..."
