*Prof. Usman Yusuf of NHIS is the actual cause of all his troubles. (As seen in our group)
1. He changed quarterly payment of capitation to HMOs to monthly, making it difficult for HMOs to put billions of enrolles money in fixed deposit accounts (yielding interests).
2. HMOs to provide letters of non-indeptedness (monthly) from healthcare facilities as a precondition for payment of capitation by the NHIS.
3. Delisting of many HMOs for failing to meet up with the rigorous reaccreditation requirements.