So - the easiest way to get a loan in Zimbabwe I guess is to be a civil servant. This January you will see a lot of 'soft loan' adverts for school fees and for general Januarying. These and bank /telecoms/ mining employees have some of the access because collection is also easy.

https://twitter.com/FinLitBae/status/1742051885022888125

What most would have done is demonstrated proof of (Consistent) income from a Credible, traceable source. Commitment is usually required say salary comes in 3 months and afterwards they Compute what you can get and repayment that leaves you with enough to live. Simple yes? 4Cs.

I hope I can find the article I wrote around 2011 on “Your Own” in which I spoke about why it is important to have things in your own name. I do have notes I derived from it which I used a lot when speaking in churches at women’s events because it’s an actual problem. So I would normally ask what are the things you have in your name? Usual responses are birth certificate, ID, some certificates. So my challenge would be add to that. I’ve tweeted before about women whose SIM cards are not even in their names. And they don’t own even a handset.

1. I lost USD10,000 in shares in 2009 when we dollarized.

I should have known better, I was after all a degreed investment analyst for the most popular asset management firm and we made money make sense.

The problem is I didn’t realize gains.
I had to relearn investing after 2. So I empathize when people fear losses.

This is why I podcast and blog on my experiences / lessons learnt on @maripodcastzw

I have had experience with all markets in Zim and dumb down as much as possible.

Knowledge matters. Please listen and learn and we walk together

I wrote IELTS (Academic) last week and passed with an average of 8.

My total prep time was 4-5 hours.

So a few more people than the one being assisted by @MoeChanda also came to the DM after I offered to assist with the little info I know.

Therefore, I'll make it a thread.

https://twitter.com/MoeChanda/status/1301369014422245376

1. First, disclaimer: don't under prepare. Know how YOU learn.

I generally am a procrastinator on all things exam prep but it mostly works for me.

I also understand how I learn.

I familiarize with exam and the questions structure, then do a few examples, am good to go.

On 4 March 1996 the whole school marched from St David's Girls High Bonda to Watsomba some 70+ km away, protesting against the actions of the then head, chief of which was the fact that she had purchased new furniture when the clean water pump had broken down. I was there. We were briefed by prefects the night before. We left after breakfast at 6am, the fastest amongst us arrived 3pm in Watsomba. Authorities tried to make us turn back we were resolute. Police gave us an escort. The weaker ones were now being picked from the back to the destination

HAUSI ENTREPRENEUR - a thread.
Today Ecocash and Econet calling was mostly down. Folks were complaining on here blaming the company for losing them business. This strangely included some who call themselves innovators. Now, how will you survive when you cannot solve such probs?

https://twitter.com/kedukudzi/status/1102631105025445893

You see, we do confuse titles and descriptions a lot on here. Many of us are not entrepreneurs. Neither do we run startups. We are small business owners with small businesses. Kuzvigamuchira mushonga mukuru. True entrepreneurs create models that outlast product. Timeless ones.

1. When I take #FinancialWellness classes I always emphasize that lifestyle changes must be a shared responsibility in a family - don't wake up and impose austerity, even if your intentions are noble, unorwiswa. Share the bigger picture first : everyone will buy in. #Zimbabwe 2. Having gone through the recent announcements at last and the attendant documents, I feel like we have that exact situation. A big daddy who wants to take the fam to Disneyland so stops buying eggs abruptly - idyai dovi, also no meat idyai lacto, no juice imwai mvura and soron