Clint Murphy Profile picture
I simplify psychology, success and money by sharing advice from millionaires, expert authors and my life.
Jacob Patton Profile picture Brendon Unland Profile picture sudowire Profile picture Ali Hashemian Profile picture Dave_369 Profile picture 46 added to My Authors
Dec 6 14 tweets 5 min read
Follow these Seven Simple Steps to live Your Best Life (backed by science): • Small Steps

Don't wait until:

• you're ready
• the stars align
• the time is right
• everything's perfect

Take your First Small Step Today AND set these three expectations:

1. Expect results
2. The results require discipline
3. Expect to tackle this work alone Image
Dec 3 18 tweets 4 min read
They'll call you Lucky in your 30s,

If you do these 12 things in your 20s: • Show Up

80% of success is showing up.

This is your life - you're the artist of your masterpiece.

Showing up is about being present in the moment and consistent in the areas that matter in your life.

Day in. Day out.
Dec 1 26 tweets 6 min read
I've spent 22+ years studying Finance with the last 7 as a CFO, and

I'll teach you How to Read an Income Statement in the next 7 minutes: • Income Statement

An income statement focuses on revenues and expenses over a period of time, usually one year, and tells you if you're profitable.

It provides insight into:

• a company's operations
• performance relative to peers
• the efficiency of its management
Nov 29 11 tweets 3 min read
To improve your emotional and mental well-being, you need to read this: • Types of regret

There are two types of regret:

• Mistakes you've made
• Things you didn't try

It's the second type of regret that haunts you on your deathbed.

To avoid the deeper regret of missed opportunities you need to be willing to bear mistakes and failures.
Nov 26 18 tweets 4 min read
I started investing in real estate when I was 35.

Since then, I've:

• Purchased 11 properties
• Increased my net worth 9x
• Built a $10 million real estate portfolio

If I had to do it all over again, here's what I'd do: • Start Sooner

There's always a reason to wait.

It seems like the right decision. It isn't.

It leads to missing out on hot real estate markets.

Instead, start to invest as early as possible.

Your time in the market will beat your ability to time the market.
Nov 24 20 tweets 6 min read
I've spent 22+ years studying Finance with the last 7 as a CFO, and

I'll teach you How to Read a Balance Sheet in the next 7 minutes: A balance sheet is a snapshot of your business at a specific point in time, and

It tells you whether your business is stable and financially healthy:

• Is there cash
• Can you pay your bills
• How much debt do you have
• What is the book value of the business
Nov 22 11 tweets 4 min read
These Seven Simple Stoic concepts will help you live your best life: • Own your mind

In this game of life, you often rent your mind to:

• Other people
• Events and circumstances
• Different versions of ourselves

To live the life you were meant to live, you can't rent your mind out.

You need to own your own mind.
Nov 19 16 tweets 4 min read
If you're in your 20s, learn these Financial Rules to become a millionaire in your 30s: • 3 Principles Rule

This is the foundation of it all:

1. Increase earnings
2. Decrease your spend
3. Invest everything left over

Ensure your investments include an emergency fund and you're prepared for the unexpected.
Nov 17 21 tweets 4 min read
I've spent 22+ years studying Finance with the last 7 as a CFO, and

I'll teach you everything you need to know about Financial Statements in the next 7 minutes: The 3 financial statements you need to know:

• Balance Sheet - Are you Stable
• Income Statement - Are you Profitable
• Statement of Cash Flows - Will you Survive
Nov 15 12 tweets 5 min read
On September 28, 2022 I had a life-changing conversation with Nicolas Cole,

An accomplished digital writer with 100+ million views, and

A co-creator of Ship 30 with 2,000+ past students.

If you want to write online, you need to read this: • Content pyramid

There are five levels to content creation:

1 - Consumption
2 - Curation
3 - Obvious content
4 - Non-obvious content
5 - Create a category of one

Depending on your knowledge, creative skills and goals, you're going to stop at different levels of the pyramid.
Nov 13 18 tweets 4 min read
If more people on earth practiced Loving Kindness Meditation,

The world would have less war, hate and racism.

Let me teach you how it works: • Sit comfortably

When you start your meditation, your body will distract you.

• sore muscles
• aches and pains
• pins and needles

The more comfortable you can be to start with, the greater your chance of success.
Nov 12 16 tweets 4 min read
Disappear for 6 months, commit to these 11 habits and you'll supercharge your life: • Wake up early

The early bird gets the worm.

Research shows if you wake up early you'll go to bed earlier and have a longer, better sleep.

Benefits are:

• More time to yourself
• Reduced commute to work
• Better diet and eating habits
• Increased likelihood of exercise
Nov 10 23 tweets 5 min read
These are the 13 Financial Ratios Every Investor or Owner should know: Financial ratios can be broken down into five pillars:

• Price Ratios
• Debt Ratios
• Liquidity Ratios
• Efficiency Ratios
• Profitability Ratios

We'll cover each pillar below and use
Nov 9 11 tweets 3 min read
7 months ago I quit drinking alcohol.

It was one of the best decisions I've made.

Here are 7 reasons you should do the same: • Sleep

A good night's sleep improves your mental, physical and emotional well-being.

Studies have shown alcohol decreases sleep quality between 9% and 40%.

Drinking alcohol can suppress REM sleep during your sleep cycles, which negatively impacts your dreaming and memory.
Nov 8 11 tweets 4 min read
Life is filled with suffering,

But, it doesn't need to be that way.

Here's a simple path to clarity, courage and compassion: • Suffering

We see suffering in two ways.

True suffering:

• Pain
• Injuries
• Trauma
• Illnesses

Manufactured suffering:

• Desire
• Craving
• Aversion
• Attachment

Our path will provide a route to address manufactured suffering.
Nov 5 28 tweets 6 min read
To be a millionaire,

You need to learn how to invest.

It can be scary, but it doesn't have to be.

Here's an Investing Primer every person needs to know: • Risk and return

As returns increase, so does your risk.

Investment types in order of risk:

• Cash
• Fixed income
• Real estate assets
• Publicly traded equities
• Alternative private investments

Understand your risk profile and reconcile it to your desired return.
Nov 3 20 tweets 5 min read
Here's a simple framework to excel in your work and life: • Radical Ownership

Nothing matters more than owning your own sh!t.

Nobody's going to write you a cheque.

They aren't going to do your work for you.

They aren't going to run the marathon for you.

You need to Own Your Sh!t.
Nov 1 17 tweets 5 min read
To win in sports, business or life,

You need to have the right mindset.

Here's a framework to help you thrive: • Mindset continuum

Our mindsets aren't binary or mutually exclusive.

We need to be able to shift between them and travel along a mindset continuum.

One end of the continuum will help us in practice and the other end of the continuum will drive our performance.
Oct 29 18 tweets 4 min read
Real Estate is the simplest path to become a Millionaire.

For beginners, Real Estate can be scary but it doesn't have to be.

Here's what you need to know about Real Estate to win: When you buy real estate, there are four things you need to understand:

• location
• cash flow
• principal paydown
• capital appreciation

These will determine whether your purchase is successful.
Oct 27 21 tweets 5 min read
I became a multi-millionaire in my 30s:

• No hacks
• No inheritance
• No family money
• No get-rich-quick plan

If you're in your 20s, here's the exact playbook you can use to do it: • Own Your Shit

Unless you win the lottery, nobody is going to hand you $1 million.

You have to own your life:

• Know what you want
• Understand what it takes
• Do the work. Day in. Day out
Oct 25 17 tweets 4 min read
Quiet Quitting and The Great Resignation are always in the News.

Here's a simple framework to ensure your Company isn't impacted: • Close Friends

96% of people with 3 close friends at work are more satisfied with their life.

Read that again, they aren't more satisfied with work, they're more satisfied with LIFE.

To have friends at work, though, you need to BE a friend.

Let's dive in: