Margin is not Markup. ▶️ Margin shows how much of a product's sales price or revenue you got to keep.

▶️ Markup shows how much over cost you've sold your product(s) for.

🎯 Let's dig deeper into each of these .

12 Financial Skills all Managers Should Learn.

Why they should learn them.

And how to get there. 1// Financial Statement Analysis

🎯 Understand and examine the basic financial statements (income statement, balance sheet, and cash flow statement) to assess your company's financial performance and position, and to identify relevant trends and patterns.

Everyone is talking about SWOT, PESTEL, VRIO and Porter's 5 Forces. But nobody is showing you how to use them.

Here's a checklist with 12 Essential Strategic Frameworks you Need to Know.

And the steps to take so you can actually use them in your organization.

⏬⏬⏬

100 Questions for the CFO to Answer. CEOs want revenue growth, maximized profit and optimal capital allocation.

Companies need competitiveness, risk management and compliance.

The business needs efficient budgeting, forecasting, and operations.

Investors want transparent and strategic financial management.

Short-term vs. Long-term Business Financial Planning Here’s what they are, how they work and why you need both.

Do you know how to connect your Financial Statements? 🎯 Here’s How to Connect the Three Main Financial Statements:

➡️The Balance Sheet uses information from the Income Statement for its reporting.

and

➡️The Income Statement uses the assets, liabilities, and equity from the Balance Sheet in its activity.

and

The M&A Checklist

Here are 150 Insights and Guidance essential to professionals involved in M&A

CFOs, CEOs, board members, and financial advisors

To help them maximize deal success and minimize risks. 1. Strategic Alignment: Understanding the strategic rationale behind the M&A, including market positioning, competitive advantages, and long-term goals.

20 Rates you should know to help you contextualize finance a bit better. 🎯Let me know in the comments how many you know and/or use!

If you enjoyed this, you'll love my weekly finance gems. Sign up and grab your bonus cheat sheets here: lnkd.in/e4T6-6-5

To Win in Business, use a Balanced Scorecard. Here’s how:

🎯 Start with a clear and inspiring vision to align, guide and motivate your team.

🎯 Develop your strategy based on a deep understanding of your industry, capabilities, stakeholders, opportunities, threats, strengths and weaknesses.

16 Types of Costs you Should Know 1. Sunk Costs

🎯 Costs that you already incurred and cannot recover.

2. Opportunity Costs

🎯 The potential benefit or opportunity foregone when you choose an option over another.

3. Period Costs

The 10 Business Financing Strategies to know.

These are the most common sources of capital for business growth.

But remember that with a higher repayment risk comes a higher financing cost. The business financing strategies at your disposal are heavily dependent on your:

🎯 business cash flow

🎯 business risk profile

🎯 business life stage

🎯 business growth prospects

The right mix of financing can transform your business growth trajectory.

How to Analyze Business Profitability.

In 3 Easy Steps. ➡Most business problems fall into one of 3 main areas:

1️⃣ Profitability: How effectively your business generates profit in relation to its expenses.

Learn to Analyze Financial Performance.

Because business numbers tell stories.
And learning to read them is a life skill you need.

Regardless if you’re a...

CEO
CFO
Owner
Supplier
Customer
Executive
Employee
Consultant
Lender or Investor 𝐇𝐞𝐫𝐞’𝐬 𝐡𝐨𝐰 𝐢𝐭 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐞𝐯𝐞𝐫𝐲𝐨𝐧𝐞 𝐢𝐧𝐯𝐨𝐥𝐯𝐞𝐝:

🎯Business Owners & Entrepreneurs:

- Gauge business health and sustainability & inform strategic decisions

🎯CEOs:

- Gain comprehensive insight and shape company strategic vision

How to Analyze a Cash Flow Statement in 10 Steps 1️⃣ Start with Net Income

🎯 Examine the P&L first because that is where indirect cash flow statements start

🎯 Understand the sustainability and reliability of earnings by examining the revenue and expenses that drive them

2️⃣ Non-Cash Adjustments

The Finance for Non-Finance Cheat Sheet

To hep you improve your understanding of Finance.
This knowledge may become your greatest asset.
Especially if you’re not in Finance & Accounting.
Because every business decision
Is a Finance decision. In a world full of exceptional entrepreneurs, sales professionals, engineers, lawyers, bankers, doctors, dentists, and so on,

Everyone could 100% their effectiveness and decision making with better finance knowledge.

5 Key EBITDA Ratios you Should Know and Use. Here are 5 Key EBITDA Ratios you need to know.

Use them to track your profitability, debt servicing capability and leverage.

1// EBITDA margin

🎯 How to Calculate: Divide EBITDA by Revenue x 100

Profit is not Cash Flow Regardless whether you’re a professional, an executive or a business owner, cash flow mastery will transform your future.

>> There are 3 types of business activities and each of them can absorb or release cash into a business.

♦️ operating activities

Is EBITDA the same as Free Cash Flow?

Not at all.

Here's why: 1️⃣ EBITDA is not a GAAP metric so everyone calculates it however they like.

Then they try to persuade you to buy into their formula.

2️⃣ EBITDA implies that all net income translates into cash the same way, ignoring non cash expenses and working capital changes.

The P&L and The Balance Sheet may think they're the popular kids.

But the real cool kid on the block is the Cash Flow Statement. Because a company might have a profitable P&L,
And still face bankruptcy without enough cash:
To fund operating costs.
To invest in growth.
To service debt.

The Costing Cheat Sheet

11 Essential Cost Areas to Manage.

Because costs will drive your break even point.

Your Breaking Even Point will drive your Net Income.

And your Net Income will drive your financial stability and growth. Subscribe to get resources like these every week in your inbox with my free newsletter The Finance Gem💎the-finance-gem.beehiiv.com/subscribe

Costs vs. Expenses 🎯 Costs represent the value of resources spent to create or acquire an asset.

☑️ Raw materials, labor, manufacturing overhead