Save Invest Repeat ๐Ÿ“ˆ Profile picture
My Mission: Spread Financial Freedom / Stock Market / Mutual Funds / Gold / Crypto / My path to โ‚น โ‚น โ‚น โ†’
nitin Profile picture Pavan Dave Profile picture Giovanni Anthony Profile picture 3 added to My Authors
19 Sep
๐ŸงตTHREAD on some insightful thoughts about Investing by Utsav Shrivastava (@utsav1711) Sir:


If you spend โ‚น1 lakh on your credit card & repay โ‚น95000 by the due date, you are still charged interest on the full 1 lakh.

Am 100% sure most card users don't even know about this.

โ‘  No one made wealth in their first bull market.

โ‘ก Most quit the game in their first bear market.

Two truths from my equity experience.

I have met so many investors who lost money in one stock and are hell bent on recovering it from that stock only.

Bhai..stock hai..Amrish Puri nahi jisne ki tumhare khandaan ko tabaah kiya hai !!

Revenge works in cinema..not in equity.
Read 10 tweets
18 Sep
๐ŸงตA THREAD on some insightful thoughts about Life and Financial Freedom by D. Muthukrishnan (@dmuthuk) Sir:


What we want:
1+1+1+1+1+1+1 = 7

What market delivers:
1+2+4-3-2+0+5 = 7

Marcellus study indicates that just 20 companies account for 70% of corporate profits.

All you then need to do is buy these companies whenever valuations turn attractive.

Investing is simple.

High income does not lead to wealth. It is high savings.
Read 10 tweets
16 Sep
๐Ÿงต A THREAD on some powerful thoughts about Life and Wealth Creation by Dividend Cultivator (@DivCultivator):


Broke is a state in time
Poor is a state of mind

It took me many years to get from $0-100k in net worth.

My last $100k increase in net worth took 2 months.

Compounding really is the 8th wonder of the world.

Not giving a fck is the cheat code to a better life.
Read 9 tweets
15 Sep
๐Ÿ‡จ๐Ÿ‡ณ What is going on with one of the worldโ€™s largest Real Estate developers - #Evergrande

Chinese Economy is now facing one of the toughest test in a very very long time. Is the bubble popping?

โœ… Please RT so that this could reach more people.

Thread ๐Ÿงต๐Ÿ‘‡ Image

Short answer to all the questions you have in your mind about Evergrande is this

> Investors, lenders, and apartment owners will lose. > Insiders will win.
> Chinaโ€™s financial system will be tested.
> More money will be printed.
> Xi Jinping will level up crack down.

Evergrandeโ€™s founder and 53rd richest person in the world - Xu Jiayin, stepped down as chairman of the property group.

Trading in the companyโ€™s bonds was suspended in Shanghai.

Police went to Evergrandeโ€™s office building to tackle protests. Image
Read 22 tweets
14 Sep
Some insightful thoughts about Life and Health by Chris (@ThePrimalMan)

8 Part Thread ๐Ÿงต ๐Ÿ‘‡

When you get paid,

Donโ€™t think: โ€œWhat can I buy?โ€
Think: โ€œWhere should I invest?โ€

When grocery shopping,

Donโ€™t think: โ€œWhat am I craving?โ€
Think: โ€œWhat best fuels my body?โ€

To become top tier, align even small decisions with your long-term goals.

Your first month dieting shouldnโ€™t be about weight loss.

Your first month in the gym shouldnโ€™t be about putting muscle.

Your first months should be about one thing only:

Building habits that form the foundation of your new lifestyle.
Read 9 tweets
12 Sep
Some insightful thoughts about Personal Finance and Investing by Tiho Brkan (@TihoBrkan)

11 Part Thread ๐Ÿงต ๐Ÿ‘‡

Long term perspective.

If you invested at the start of 1987, just before one of the worst crashes of all time...
Held your stocks through the Coronavirus crash of 2020, which is on par with 87...
Held through the Tech Bust & GFC of 2008.

You'd still be up 20X over 33 yrs.

Owning a home is NOT investing in real estate, nor is your home an asset.

Yes, I have an accounting degree.
Yes, I know which side of the ledger it goes on.

Those accounting books are wrong and those teachers are poor.

If it doesn't produce cash flow, it's a liability.
Read 12 tweets
11 Sep
Some powerful thoughts about Life and Private Equity Real Estate by The Real Estate God (@TheRealEstateG6):

Thread ๐Ÿงต ๐Ÿ‘‡

Buy one property a year with fully amortizing debt. Hold forever.

By the time you're 50, you would own 20+ properties which are mostly paid off.

The most simple retirement plan in existence.

If you see anyone in the world succeeding, whether that be a friend, relative, or someone you barely even know.

And you think anything other than โ€œThatโ€™s awesome, congratulationsโ€, you have some serious work to do as a person.
Read 9 tweets
29 Aug
๐Ÿง  A THREAD on some insightful thoughts about Life & Learnings by Radhika Gupta (@iRadhikaGupta) Mam:


Take one risk every year, that could change your life.

I started as an investment professional and never met a client for the first 4 years of my career. Running a start-up forced me to.

Raising even a small amount of money takes skill, credibility, marketing, and huge effort.

Selling is an amazing education, a must do!

Each time the corporate world says, โ€œWe need someone with 20 years of experienceโ€, I remember why start-ups are born.
Read 10 tweets
28 Aug
๐Ÿง  A THREAD on some insightful thoughts about life and money by Wiz of Marketing (@wizofecom):


You can fuck up your 20s by hanging out with people with no ambitions.

Instead of cutting down expenses
I've decided to make more money

You become a morning person when you wake up to work on your own vision and not someone else's.
Read 9 tweets
26 Aug
๐Ÿง  A THREAD on some insightful thoughts about Investing by Vivek Mashrani (@MashraniVivek) Sir:


Finding and buying a hidden gem microcap is overrated.

Buying known great businesses at right time (during temporary fall) and then holding long enough is underrated.

Think about it, as an investor we only control 5 things

โ‘  What to buy
โ‘ก How much to buy
โ‘ข When to buy
โ‘ฃ When to sell
โ‘ค How much to sell

If you don't have a system/process around all 5 decision points, there is something seriously wrong with your investing process.

Long term value investing is not to buy business each time when price keeps falling


To keep buying when value of business quality keeps going UP and price follows (averaging UP)
Read 10 tweets
23 Aug
๐Ÿง  A THREAD on some powerful thoughts about Life and Wealth Creation by ๐“๐ก๐ž ๐€๐ซ๐ญ ๐จ๐Ÿ ๐๐ฎ๐ซ๐ฉ๐จ๐ฌ๐ž (@creation247):


Intelligent people have fewer friends.

Always be prepared to leave your employer because they are always prepared to leave you.

I have a rule...

I will not help people who will not help themselves.
Read 10 tweets
21 Aug
๐Ÿ“Š A THREAD on some powerful thoughts about Trading by @Trendmyfriends Sir:


Below statement is enough to solve 90% of our Trading/investing problem:

"Yes I was wrong, let me accept it and close the trade".

Many years of Trading experience have Zero value if we commit the same mistakes again and again.

Itโ€™s ok not to short but holding long; or stock that already breaks support is biggest issue.

If we give respect to chart for entry then give same respect to stop-loss or short.

When we give more excuses to hold the wrong positions, the more pain gets added in account.
Read 8 tweets
29 Jul
๐Ÿ’ฐ How to Build an Emergency Fund?

Emergency Fund = Emergency + Fund (Money). It is the sum of money to put aside for a sudden life emergency like a complex medical urgency, or a job/income loss.

How to actually create that fund?

Thread ๐Ÿงต๐Ÿ‘‡

Why do you need an emergency fund?

You need this fund to protect you during your worst times.

It is just a nuclear weapon. Every country is trying to have it, but everyone hopes that they never have to use it. Like that, your emergency fund is your own nuclear weapon.

Why build an emergency fund when we already pay for insurance?

The answer is โ€“ Both are different. Insurance is very important but it does not cover all expenses and neither it is instantly accessible. Emergency fund does both.
Read 17 tweets
27 Jul
A THREAD on some insightful thoughts about Startups by Sahil Lavingia (@shl) of @gumroad:


Focus on your customers not your competition.

Simple rule for founders: don't take money from people you wouldn't hire.

Simple rule for investors: don't give money to people you wouldn't work for.

Your customers don't care about your product, they care about their problems.
Read 9 tweets
26 Jul
Stocks are up.
Gold is up.
Bitcoin is up.

๐Ÿค” Did you ever question, are they really going up for decades?

We only compare our assets with fiat (โ‚น, $) but never compare it to purchasing power.

Thread ๐Ÿงต๐Ÿ‘‡

Stock A is definitely up when you compare it with your local fiat currency.

Numerator (Stock A) / Denominator (Fiat)

Stock A can go up due to two cases:
Case 1 = Numerator is going up
Case 2 = Denominator is going down

Most people consider that Stock A is going up because numerator is going up i.e. the stock value.

But, what about the 2nd case?

Maybe stock is not moving at all and denominator (fiat) is going down.

What if the denominator we chose i.e. fiat is completely WRONG.
Read 13 tweets
5 Jun
๐Ÿง  11 of the best tweets by @Vivek_Investor

Vivek Sir has a spectacular ability to simplify complex investing & money topics and put them in just a tweet.

I scraped his entire tweet library - here are some of my faves.

Thread ๐Ÿงต๐Ÿ‘‡

Invest your time and energy to study the businesses and not to predict the market directions.

Net debt-free: Overrated.
Debt-free: Underrated.
Read 12 tweets
3 Jun
๐Ÿ“š 10 Point Book Summary of Gurus of Chaos by Saurabh Mukherjea.

It also includes advice from other Indian money managers
โ— Sanjoy Bhattacharyya, founding Chief Investment Officer (CIO) of HDFC
โ— Sankaran Naren, CIO of ICICI

Thread ๐Ÿงต๐Ÿ‘‡

Read every single part of the balance sheet

As per Sanjoy Bhattacharyya, most people tend to ignore things like โ€˜Notes to the accountsโ€™, contingent liabilities, etc. Just like reading a story, go through every single part, find a flow & try to connect it.


Looking at promoters is as important as looking into the debt of a company. In the words of Sanjoy Bhattacharyya himself, โ€œCharacter counts just as much as debt servicing ability.โ€ So researching the habits and character of the promoters is very important. Image
Read 20 tweets
15 May
#Bitcoin's INSANE energy consumption logic is NORMAL, expected and FLAWED.

Here is why.

Thread ๐Ÿงต๐Ÿ‘‡

๐Ÿ“บ Why Normal?

Most people go through headlines. And often mainstream media just highlights things that get them clicks and views.

"Bitcoin is good" is a less attractive story headline than "Bitcoin will destroy Earth's Environment in 2025"
โณ Why Expected?

"Energy" criticism isn't new at all.

It is going on since any new tech innovation (which uses electricity) came into existence. Let's look at an example.

In 1999, Forbes claimed that internet โ€œburns up an awful lot of fossil fuelsโ€ and destroys the environment Image
Read 12 tweets