🚨 Index Funds vs ETFs: Most Investors Get This Wrong!

You think they’re the same. But one small mistake here can cost you thousands.

Let’s break it down.

You’ll want to read this till the end. ("REPOST" 🔁)

A thread 🧵 1/ On the surface, Index Funds & ETFs track the same indices.

So what’s the big deal?

Well… the way they work, how you buy them, and the hidden costs are wildly different.

Here’s what most people overlook 👇

This man turned Rs. 50 lakh into Rs. 2,000 crore through long-term investing.

Just patience, principles, and deep conviction.

Here’s how Anil Kumar Goel built generational wealth from the ground up, and what every investor can learn from him:

Bookmark this. 📌 (1) He started when most people would’ve quit.

In Sept 1992, Anil Kumar Goel entered the stock market, right before the Harshad Mehta scam crashed everything.

He suffered major losses early on.

But instead of running away, he doubled down.

In April 1993, when FIIs were allowed into Indian markets, he invested more, and rode the wave of India’s stock market boom in the 90s

🚨Stock Market Promises Big Returns?

Think Again!

Think 18-21-24% Returns Are Guaranteed? 🤔

Some stocks haven’t even beaten a Fixed Deposit in the past decade. 😱

Are you curious to know?

Here's a Thread! 🧵

Make Sure You Check Out Stock No. 19, 24, and 30! 👀 🔰1. Hindustan Unilever (HUL)
▪️CMP: 2,318
▪️Market Cap.: ₹5,44,120 Cr.

😅CAGR Returns
🔹10 Y: 10%
🔸5 Y: 1%
🔹3 Y: 0%
🔸1 Y: -1%

🔰2. Axis Bank
▪️CMP: 997
▪️Market Cap.: ₹3,08,801 Cr.

😅CAGR Returns
🔹10 Y: 6%
🔸5 Y: 6%
🔹3 Y: 8%
🔸1 Y: -7%

An HUF can help you save lakhs in taxes annually.

Over 20 years, this could grow to crores. 🙌

But 98% of taxpayers don’t have an HUF 😯

Due to confusion.

Let me clear all your doubts on HUF so you can benefit.

A Thread 🧵 1. What’s an HUF?

HUF stands for Hindu Undivided Family.

It's treated as a separate entity under tax laws.

This allows you to benefit from the basic exemption limit and reduced tax rates on the first few lakhs of income.

🚨BREAKING: PPFAS Updates for January 2025!

📈 Increase in Share Count By:

🔰Mahindra & Mahindra Limited: +60.97%
🔰Narayana Hrudayalaya Limited: +55.55%
🔰Kotak Mahindra Bank Limited: +18.17%
🔰Cipla Limited: +17.62%
🔰HDFC Bank Limited: +7.88%
🔰Coal India Limited: +6.20%
🔰Dr. Reddy's Laboratories Limited: +10.05%
🔰ICICI Bank Limited: +3.84% 📉 Decrease in Share Count By:

🔰IPCA Laboratories Limited: -36.58%
🔰ICRA Limited: -3.17%

💰 Total Brokerage Paid in Buying and Selling for Jan'25: Rs. 1.77 Cr

Did you know Tax Harvesting can help you save up to ₹15,625💸 on taxes from your equity investments every year?

In this thread🧵, let's dive into what Tax Harvesting is and how it can help reduce your LTCG liability. ✳️ So, what exactly is LTCG?

🔸 Long-Term Capital Gains (LTCG) are the profits you earn from selling equities (like shares and mutual funds) after holding them for more than a year.

If your capital gains exceed ₹1.25 lakh in a financial year, they are considered LTCGs.

🔸 Just a heads up – the first ₹1.25 lakh of your LTCG is exempt from the 12.5% tax (earlier 10%)!

Just came across this post by Dheeraj Gupta on LinkedIn, and I couldn't resist sharing it here!

This post may change your rest of the life: 🔖

Where to Stop is Satisfaction.

I really enjoy "Kaun Banega Crorepati," a show that blends intelligence and entertainment. It adds to my knowledge, and I feel very happy whenever my answers are correct.

In a recent episode, Neeraj Saxena was the fastest to answer in the "Fastest Finger" round and took the hot seat.

#KaunBanegaCrorepati @SrBachchan He sat very calmly, without shouting, dancing, crying, raising his hands, or hugging Amitabh. Neeraj is a scientist, a Ph.D., and a Vice-Chancellor of a university in Kolkata. He has a pleasant and simple personality. He considers himself fortunate to have worked with Dr. A.P.J. Abdul Kalam and mentioned that initially, he thought only about himself, but under Kalam's influence, he began thinking about others and the nation as well.