🚨NOV 22, 2025: GLOBAL PAYMENTS SWITCH TO ISO 20022 — SWIFT SLOWLY DIES 🚨

SWIFT’s legacy rails shut down. ISO 20022 takes over.

The language of money changes forever — and $XRP & $XLM are in pole position. 🧵👇 1️⃣ THE DATE THAT CHANGES EVERYTHING 🗓️

📍 Nov 22, 2025
SWIFT’s “coexistence” era ends. Legacy MT messages (old tech from the 70s) die.

From that day forward → ISO 20022 (MX) is mandatory. 🌐⚡The new global language of payments.

🚨XRP’S $943 SCENARIO? BRAD GARLINGHOUSE JUST WENT NUCLEAR 💣

Ripple’s CEO dropped one of the boldest projections we’ve ever heard:
👉 XRP could capture 14% of SWIFT’s $1.5 quadrillion flows within 5 years.

If true, this isn’t just bullish. It’s historic. Let’s unpack 🧵👇 1️⃣ THE SWIFT BOMBSHELL 🌍

SWIFT moves ~$1.5 QUADRILLION annually. Yes, with a “Q.”
Garlinghouse (@bgarlinghouse) says XRP could handle 14% of it.

That’s ~$210 TRILLION in flows.
For context: the entire U.S. GDP is ~$27T.

This would rewrite global money movement.

🚨SEC + CFTC JUST LEGALIZED SPOT CRYPTO TRADING IN THE U.S. 🚨

The two regulators who spent YEARS suing and confusing the industry just flipped the script.

For the first time, U.S. exchanges can list spot crypto, DeFi, even perpetuals — with government approval. 🧵👇 1️⃣ FROM FIGHTING TO UNITING 🤯

For a decade, SEC & CFTC were at war:
SEC sues Ripple… CFTC blesses ETH futures… investors left in chaos.

Now? They stood side by side in D.C. and said: “Innovation is welcome.”

That’s not small. That’s a regulatory 180°.

🚨XRPL WALLETS NOW HAVE PASSPORTS — ID + COMPLIANCE GO LIVE 🚨

On Sept 4, @Ripple flipped the switch: XRPL now has on-chain ID + compliance built in.

Wall Street’s last excuse for avoiding XRP? GONE. 🧵👇🏼 1️⃣ WALLETS NOW HAVE PASSPORTS 🛂

❌ Forget “anonymous wallets.”

With the new Credentials Amendment, every XRPL wallet can now carry verifiable ID badges.

✅ KYC/AML checks
✅ Instant compliance proofs
✅ Privacy intact (you show the badge, not your secrets)

Banks don’t need to “trust” XRPL anymore. It’s coded into the rails.

🚨RIPPLE JUST WENT FOR SWIFT’S THROAT: THUNES DEAL OPENS 130 COUNTRIES, BILLIONS OF WALLETS 🌍💥

Forget “pilot projects.” Ripple just tapped Thunes (@ThunesPayments) — a Singapore-based payments beast handling payouts in 130+ countries.

This isn’t hype. This is Ripple weaponizing XRPL for real global money flows. 🧵👇 1️⃣ WHO IS THUNES, REALLY? 🕵️‍♂️

Most people have never heard of them. That’s the point.

Thunes is the plumbing behind the scenes:

💳 Direct links into 80 currencies
📱 Access to 3B+ mobile wallets (M-Pesa, GCash, WeChat Pay)
🏦 4B bank accounts worldwide

They move money where SWIFT is too slow, too expensive, or simply absent.

🚨SEC & CFTC JUST GREENLIT SPOT CRYPTO TRADING IN THE U.S. 🚨

For the first time ever, America’s two most powerful market cops are joining forces — and opening the door for spot trading of assets like XRP on registered U.S. exchanges.

This changes EVERYTHING 🧵👇 1️⃣ THE BOMBSHELL ANNOUNCEMENT 💥

On Sept 2, the SEC & CFTC dropped a joint statement: registered U.S. exchanges can facilitate trading of certain spot crypto products.

Paul Atkins (SEC Chair): “Market participants should have the freedom to choose where they trade spot crypto assets.”

Translation? The U.S. just told Wall Street: the crypto table is open.

🚨 XRP ABOUT TO DETONATE? ON-CHAIN EXPLOSION + TRUMP & FED SET SEPTEMBER UP FOR CHAOS 💣🚀

XRP just moved 2.15 BILLION tokens in a single day — the biggest surge of 2025.

Add Trump’s crypto tease + Fed’s money printer revving back up… September could be XRP’s wildest month yet.

Let’s break it down 🧵👇 1️⃣ BIGGEST SPIKE OF THE YEAR 📈

On Sept 1, XRP Ledger recorded 2.15B in payments — over double the August daily average.

Price defended the $2.70 floor and bounced back to $2.80+.

This isn’t a meme pump. This is real institutional settlement bleeding into charts.

🚨 $3 BILLION JUST PRINTED OUT OF THIN AIR — THE BIGGEST BULLISH SIGNAL IN CRYPTO? 🚨

Stablecoin printers are in overdrive. In just days, billions of fresh USDT & USDC hit the market — and history says that when this happens, crypto doesn’t stay quiet.

WILL ALTS 10-50X SOON? 👀

Here’s the scandal behind the minting spree 🧵👇 1️⃣ TETHER JUST DROPPED A NUKE 💣

Tether minted $1B USDT on Ethereum on Aug 30. Days earlier? Another $1B.

That’s $2B freshly printed in August alone.

This isn’t random — Tether only mints when whales demand ammo. And that ammo usually finds its way onto exchanges.

🚨BREAKING: SEC JUST RECOGNIZED A LEVERAGED + INCOME XRP ETF 🚨

The filing is not just another spot ETF — this is the Defiance Leveraged Long + Income XRP ETF, created under Tidal Trust II and now officially entered into the SEC’s system.

Here’s why this filing is a game-changer 🧵👇 1️⃣ LEVERAGE: THE WALL STREET DRUG 💉

It’s a Leveraged Long XRP ETF — meaning investors can take supercharged bets on XRP. Gains (and losses) get multiplied.

👉 Translation: Institutions want to bet BIG on XRP’s upside.

🚨CAN XRP REALLY HIT A $10 TRILLION MARKET CAP IN SHORT TERM (≈$200/coin)?

Sounds insane 🤯 … but if you connect the dots, it’s not as crazy as it seems.

Let me explain like you’re 5 🧵👇 1️⃣ What’s a market cap anyway?

It’s just price × supply.

If XRP = $200 and ~55B coins exist → that’s $10 TRILLION.

For context:
🥇 Gold = ~$15T
🍏 Apple = ~$3.5T
🌐 Whole crypto market = ~$2.5T

So yes, XRP would be gold-level big. 💛

🚨THE $3 TOKEN XRP JUST DUNKED ON WALL STREET’S $10T KING BLACKROCK 🚨

XRP’s market cap ($179B) has officially flipped BlackRock ($177B) — the same BlackRock that controls 10 TRILLION DOLLARS.

The underdog just embarrassed the king. Here’s why this moment is shaking finance 👇 🧵
1️⃣ A $3 COIN VS THE WORLD’S BIGGEST ASSET MANAGER 🥊

BlackRock (@BlackRock) isn’t just a company. It’s the puppet master of pensions, sovereign funds, ETFs — literally the bloodline of Wall Street.

And yet… XRP — a coin designed for payments — just overtook its market cap.

David didn’t just beat Goliath. David laughed while doing it.

🚨 $300B STABLECOIN MARKET ABOUT TO GO TRILLIONS — RIPPLE & SBI LAUNCH RLUSD IN JAPAN 💣

BOOM 💥 @Ripple & @sbivc_official are dropping $RLUSD in Japan — a fully-backed, regulated stablecoin set to roll out in early 2026.

🧵 Here’s why this launch could reshape the trillion-dollar money game 👇 1️⃣ WHY THIS MATTERS: THE TRILLION-DOLLAR STABLECOIN RACE 🏦

Stablecoins are already a $300B market — bigger than PayPal.

Analysts say they’ll top trillions in the next few years as banks, fintechs, and governments move real money on-chain.

Whoever wins this race controls the plumbing of global finance. Ripple wants in.

🚨TRILLIONS INCOMING: FED TO CUT RATES TWICE & “PRINT MONEY” IN Q4 — MASSIVE CASH COULD POUR INTO XRP 💸

Two things are coming in Q4:

1. Rate cuts → borrowing money gets cheaper

2. Quantitative easing (“money printing”) → trillions of new dollars flow into markets

Every time this has happened before, crypto didn’t just rise… it went parabolic. Let’s break it down🧵👇 1️⃣ THE FED IS ABOUT TO “MAKE MONEY CHEAPER”

Right now, borrowing costs are high — mortgages, credit cards, corporate debt. When the Fed cuts rates, those costs drop.

That means investors stop hiding in “safe” bonds and start chasing growth. Stocks rally.

And crypto? It soaks up that new risk appetite like a sponge. 🧽

🚨RIPPLE BECOMES GEMINI’S $150M BACKER BEFORE NASDAQ DEBUT 🚨

@Ripple quietly struck a multi-million dollar credit deal with @Gemini as the exchange prepares to go public on Wall Street.

Here’s why this matters for XRP, stablecoins, and the future of crypto 👇🧵 1️⃣ WAIT, WHAT HAPPENED? 🤔

Gemini just filed for its IPO with the SEC.

Hidden inside? A credit deal with Ripple worth up to $150M.

This isn’t just lending money. It’s Ripple stepping in as a financial lifeline for Gemini’s big Wall Street debut.

🚨COULD JAPAN’S XRP ADOPTION IGNITE A $22 PRICE EXPLOSION? 🚨

Korea made XRP a powerhouse. If Japan follows, the global market won’t just move — it could detonate. 💥💸

September’s Seoul double-header may trigger the liquidity shockwave XRP has been waiting for. 🧵👇 1️⃣ KOREA: THE SLEEPING GIANT THAT WOKE XRP 🇰🇷

• Pop: 53M
• 7M active XRP users (13% of population)
• 20% of global XRP volume
• $500M–$700M daily flow

One small nation controls nearly a fifth of XRP’s liquidity. That’s not adoption — that’s dominance. ⚡

🚨TRUMP NOMINATES PRO-CRYPTO & XRP ADVOCATE STEPHEN MIRAN TO THE FED 🚨

Could this be the turning point where U.S. monetary policy finally embraces digital assets like #Bitcoin & #XRP?

Let’s break it down 🧵👇
1️⃣ WHO IS STEPHEN MIRAN?

• Former Trump economic adviser & Council of Economic Advisers chair

• Vocal advocate for crypto adoption & innovation-friendly policy

• Known supporter of Trump’s tax cuts, tariffs, and pro-growth agenda

This isn’t just another Fed pick — it’s a signal to the crypto industry.

🚨BREAKING: U.S. TREASURY SLAMS BRAKES ON BITCOIN BUYS 🚨

Treasury just made it official: The U.S. will NOT buy more BTC for its crypto reserves.

Speculation or a real deal? 👀 Here’s the real story 🧵👇
1️⃣ THE ANNOUNCEMENT 💥

Treasury Secretary Scott Bessent told Fox Business:

“We’re not going to be buying [Bitcoin].”

Translation:

❌ No fresh BTC buys
✅ $15–$20B stash stays intact
📦 Future additions = only from seizures/confiscations, not market purchases

🚨CRYPTO PULLBACK AFTER BITCOIN’S $124K ATH — WHAT’S REALLY GOING ON 🚨

Markets woke up red after smashing new highs yesterday.

BTC, ETH, XRP — all in the red.

Here’s exactly why it happened & what’s next 🧵👇 1️⃣ THE BIG PICTURE

Yesterday: BTC hit $124,000 — a new all-time high. 🎉

Today:
📉 BTC –4.19%
📉 ETH –2.80%
📉 XRP –5.41%
📉 XLM -6.22%

So… why the sudden dip after a historic high?

🚨SEC JUST HANDED RIPPLE A FUNDRAISING CHEAT CODE 🚨

After 5 years of battles, the SEC just gave Ripple a pass that lets it raise money like the case never happened.

Here’s the inside story — and why even ex-SEC lawyers are shocked 🧵👇 1️⃣ FROM COURTROOM TO CASH FLOW

Ripple’s legal war with the SEC officially ended this month.

💥 But here’s the twist:

They were still under a permanent injunction blocking them from using Regulation D — the shortcut to raising private capital without full SEC registration.

That roadblock? Gone.

🚨IS RIPPLE ABOUT TO BECOME THE MICROSTRATEGY OF XRP?

A $122 BILLION supply shock could be brewing…

And no one’s ready for it.

Let’s break down the wild pivot Ripple might make — and why it could flip the entire XRP game on its head 🧵👇 1️⃣ RIPPLE HOLDS 41% OF XRP — $122B WORTH.

Now imagine they stop selling…
And start hoarding.

⚡️MicroStrategy = $72B in Bitcoin
🔥Ripple = $122B in XRP

What happens if they lock it all up?
Scarcity. Shock. Price explosion.

Let’s talk 👇

🚨RIPPLE IS BUILDING A BANK — AND IT’S NOTHING LIKE WALL STREET EXPECTED

Inside Ripple’s National Trust Bank Play & What It Means for XRP, RLUSD, and the Future of Global Finance 🧵👇

#XRP #Ripple #RLUSD #Crypto 1/ THIS ISN’T JUST ANOTHER BANK LICENSE 🧨

Ripple has filed to open Ripple National Trust Bank — a federally chartered trust bank, based in New York City.

🏛️ Approved by the OCC = direct Fed access

💼 But here’s the twist:
No checking accounts.
No mortgages.
No branches.

Just one mission: Run the new rails of money.