How to Analyze Dividend Stocks Like a Pro

Most investors chase dividend yields…

But pros know yield is just one piece of the puzzle.

Here’s a simple framework to analyze dividend stocks—without needing a finance degree: 🧵 1/12 Dividend investing looks simple—buy, hold, collect cash.

But not all dividends are created equal.

High yields can be traps.

Smart investors look beneath the payout.

Here’s how they do it.

Most people budget to survive.

Tiffany Aliche—aka The Budgetnista—budgeted to become a millionaire.

Here are 5 simple budgeting principles she used that you can steal today: In 2009, Tiffany lost her job, was buried in debt,
and moved back in with her parents.

Today, she’s a bestselling author, business owner, and financially free.

Her secret? A system that turns budgeting into wealth-building.

7 Wealth Design Principles That Separate the Rich from the Poor

The poor spend to escape life.
The rich invest to design it.

Here are 7 principles that show how the wealthy turn money into a tool for freedom—while others stay trapped. 🧵 1/12 – Context

Over 60% of Americans live paycheck to paycheck.

Not because they don’t earn enough—many six-figure earners are broke too.

The real divide? Spending to escape vs. investing to design.

Most money advice is too complex, too frugal, or too outdated.

Ramit Sethi changed the game with a simple truth:
“You don’t need to be a finance nerd to be rich.”

Here are 7 habits from his bestseller you can steal:🧵 1/13 Why This Book Still Matters

Ramit’s philosophy is clear:
•Automate everything
•Focus on big wins
•Spend on what you love
•Stop micromanaging every $3 coffee

You get rich by building a system.
Not obsessing over spreadsheets.

You’re working too hard for too little.

In her Diary of a CEO interview, Codie Sanchez explained why—and how selling to the affluent can change everything.

Follow these 9 rules or get left behind: 👇 Rule #1: Sell to the rich.

“They buy faster, complain less, and often made their money in business—so they see themselves in you.”

Jobs are new. Entrepreneurship is ancient.

Daniel Priestley’s Diary of a CEO interview will change how you think about work, wealth, and your future.

Before the 1850s, most people got paid per task. Being entrepreneurial is human nature—you just need to reactivate it.

Here are 9 shifts that top 1% entrepreneurs make: 👇 2/11 Shift #1: Unlock visionary mode.

Your “higher mind” sees opportunity, creates value, and builds relationships.

Most stay stuck in survival autopilot.

“Your first business is just a tutorial.”

That’s just 1 of 12 game-changing lessons from Alex Hormozi’s Diary of a CEO interview.

Miss these and you’ll leave millions on the table: 👇 Get ready for an exciting three-part "Diary of a CEO" series:

1. Dive into Alex Hormozi's world today
2. Discover Daniel Priestley's insights tomorrow
3. Uncover Codie Sanchez's wisdom on Friday

Don't miss a beat!

“Just start investing early.”
You hear it all the time — but how much does it really matter?

Here’s a breakdown of why starting early beats almost everything else in personal finance 🧵 1. The Time Value of Money
A dollar invested today is worth way more than a dollar invested 10 years from now.

Why?
Compounding.

$100/month invested starting at age 25 can grow to over $500,000 by age 65 (at 8% returns).

Wait until 35? You’ll only have $233,000.

"Simply invest in index funds."

You hear it all the time — but what does it actually mean?

There are *thousands* of index funds.

Here’s a quick breakdown of the 5 major types: 1. Broad Market

Covers the entire stock market — large, mid, small caps.

Example:
• $VTI - Total Stock Market ETF
• $ITOT – iShares Core S&P Total U.S. Stock Market ETF

Warren Buffett wasn’t born rich.

He built his $140B+ fortune using a simple investing formula.

The best part? Anyone can follow it.

Here are 7 timeless investing lessons from the GOAT. 👇 Why Warren Buffett’s Strategy Works for Anyone

Most people think you need:
❌ High income
❌ Insider knowledge
❌ Constant trading

But Buffett’s success came from basic principles applied consistently over decades.

Here’s what you can copy:

You work hard all week—then destroy your finances every weekend.

48 hours of bad habits erase 5 days of hard work.

This is what I call "The Weekend Wealth Drain"

Here’s how to stop it: 1/12 What Is "The Weekend Wealth Drain"?

Most people spend 80% of their disposable income on weekends—dining out, partying, impulse shopping.

One expensive weekend won’t ruin you.

But when bad habits repeat every week,
they become a financial undertow
quietly pulling you away from wealth.

The difference between broke people and millionaires isn’t just money.

It’s how they think.

Here are 9 mindset shifts that separate the wealthy from the struggling.
🧵👇Bookmark this for future reference 1. Broke People Trade Time for Money, Millionaires Buy Time

Broke people work hourly jobs & think more hours = more money.

Millionaires leverage systems, people & assets to earn while they sleep.

Lesson: Stop trading time—start creating value.

Ray Dalio once lost it all—and had to start from zero.

His mistake nearly ended his career forever.

Then he built a $150B hedge fund.

Here are 7 painful money lessons that could save you from the same fate: 1/12 In 1982, Ray Dalio was convinced the economy was heading for a depression.

He went on TV, made bold predictions, and bet heavily against the market.

Then something unexpected happened…

How does the rising federal debt impact YOU?

The US federal debt is projected to hit 118% of GDP by 2035, breaking historical records.

This affects your wallet, taxes, and financial future.
Here’s what you need to know (and prepare for): 2/9 Economic stability is at risk:

As debt rises, the government spends more on interest payments.

Leaving less for vital priorities like infrastructure and defense.

This limits our ability to respond flexibly to future economic crises.

Weekends are making you poor, and you don’t even realize it.

Will Rogers once said, "The quickest way to double your money is to fold it in half and put it back in your pocket."

Here are 7 weekend habits that keep you poor: 1. Impulse Shopping

Weekend retail therapy feels good but destroys savings.

Solution: Make a shopping list and stick to it. Avoid malls or online shopping during idle moments.

Peter Lynch averaged an incredible 29.5% annual return for 13 years.

After 100+ hours studying his strategy, I’ve cracked his framework.

Here are 10 simple steps to follow his investing genius: 1. Invest in What You Know

Lynch stressed investing in industries or companies you’re familiar with through work or personal experience.

This knowledge helps identify opportunities before others notice them, giving you a significant advantage in spotting promising stocks.