I’ve been getting questions all day about how I bought my first home with just $3k down. So here’s a thread on how I did it using the Maryland Mortgage Program (most states have 1st time homebuyer programs), and why having the right realtor + lender made all the difference. First, I used the MMP, which is a state run program that helps first time homebuyers with down payment and closing cost assistance. Through MMP, I was able to get grants from local, state, and federal sources.

😲 newsweek.com/why-conservati… “Living for ourselves and our jobs is a dead end for most of us, whether we are a man or a woman—something that's pretty obvious to most people.”

And let’s be honest with ourselves. Honors, GT and AP classes are much more peaceful atmospheres with less disruption for students who actually want to learn. The same cannot be said of the regular classes, where we all had to deal with class clowns who disrupted classes and prevented teachers from actually teaching.