You can now use ChatGPT to master both Microsoft Excel and Google Sheets.

Here’s how: Numerous AI is an add-on that allows you to prompt ChatGPT inside of Excel and Google Sheets.

You can 10x your productivity by using this for writing, researching, translating, rewriting, and more.

Check it out at

Here’s how it works: Numerous.ai

You can now use ChatGPT to master Microsoft Excel and Google Sheets.

Here’s how: Numerous AI is an add-on that lets you prompt ChatGPT inside of Excel and Google Sheets.

You can 10x your productivity by using this for writing, researching, translating, rewriting, and more.

Check it out at

Here’s how it works: Numerous.ai

One of the best finance books ever written is The The Psychology of Money.

It will change how you look at your money and finances forever.

These are the 6 most important lessons everyone needs to learn: 1) Emotions and Money are closely linked

Recognize the fact that your emotions can heavily influence your financial decisions.

Being aware of your emotional state while making financial choices can help you avoid impulsive or irrational behaviors.

7 charts that every investor needs to see:

1. A history of stock market returns (going back to 1896) 2. The Psychology of a Market Cycle

Our generation is about to experience the biggest wealth transfer in history.

Anyone without a financial plan is will be left behind.

Some topics to focus on so you don’t miss out: 1) Emergency Fund

You should save 4-8 months expenses and hold it in a high-yielding HYSA account.

2) Debt

Prioritize paying off all high-interest debt and getting yourself out of the hole.

Avoid falling into the debt trap and getting stuck there.

Together, Apple, Amazon, Google, NVIDIA, Meta, and Tesla are +70% this year.

These are the ‘Magnificent 7’ tech stocks driving this market to new highs.

$10,000 invested into each 10 years ago would be: • Apple - $AAPL

$10,000 invested into Apple stock 10 years ago would be worth $112,166 today!

Annual rate of return: 27%

Banks don’t hold your money for you.

They loan it out to others to make more money for themselves.

Here’s how it works: When you deposit money into a bank, it becomes a liability on the bank’s balance sheet.

But they don’t want your money just sitting in your savings.

They want to use it to make more money.

So they loan your money out and collect interest.

Deposits = Liabilities
Loans = Assets

A Roth IRA is one of the most powerful tools you can use to become extremely wealthy.

But there’s so many misconceptions about them which keeps many from taking advantage.

Let me clear up the confusion around Roth IRAs: 1) You can’t touch any money in a Roth until you’re 59.5 years old

This isn’t true at all.

You can actually withdraw any of the money you’ve contributed with no penalty.

Only the gains from dividends or appreciation are off limits until 59.5

No matter how hard you work, a lack of financial knowledge will keep you behind.

Here’s 7 simple graphics to help you better understand money and investing: 1- The 6 levels of financial freedom:

Treat it like a checklist of financial goals that you want to achieve to live a life where work becomes optional.

The 7 Biggest Financial Mistakes to Avoid:

1. Credit Card Debt
2. No Emergency Savings
3. No Budget
4. Not Investing
5. No Financial Plan
6. Stagnant Income
7. Lifestyle Inflation

Let me explain the importance of each: 1) Credit Card Debt

Falling into high-interest debt can be a tough hole to climb out of.

Many learn this lesson the hard way when they’re paying $250 a month towards credit card debt but only $98 is going towards their actual debt.

The rest is all extra money just in interest.

Investing in stocks that pay a dividend is like buying future income.

Anyone can do it and you can start with as little as $1.

This is how it works: What is a dividend and how does it work?

Dividends are a way for publicly traded companies to share a portion of their profits with their shareholders.

If you own stock in a company that pays dividends, you’ll basically get paid passive income just for being an investor.

The most valuable gift you could ever give your children is a financial education.

5 graphics to help you teach your kids about money: 11 Essential Money Rules to teach your kids while young

Are we headed into another recession?

Many financial experts think so…

The best thing you can do is be prepared in case they’re right.

Here’s 5 ways to do that: 1. Build up your emergency fund

Most people don’t have an emergency fund as is. But not having one during times of economic uncertainty is scary.

Emergency funds exist to help you cover any unexpected costs without taking on debt to do so.

Layoffs are happening. Get prepared.

Top 8 S&P 500 companies in 2003:

1) General Electric - $GE
2) Microsoft - $MSFT
3) Pfizer - $PFE
4) ExxonMobil - $XOM
5) Walmart - $WMT
6) Citigroup - $C
7) Intel - $INTC
8) IBM - $IBM

$10,000 invested into each 20 years ago would be: 1) General Electric - $GE

$10,000 invested into General Electric stock 20 years ago would only be worth $10,187 today.

Annual rate of return: 0.1%

7 charts that every investor needs to see:

1. A history of stock market returns (going back to 1896) 2. The Psychology of a Market Cycle

A Roth IRA is an extremely powerful investment account that lets your portfolio grow tax-free forever.

But you can’t contribute to this account if you make too much money…

Luckily there’s still a way for high-income earners to take advantage.

Here’s how: This chart shows the current income limits for Roth IRA eligibility in 2023.

If you’re making more than the amount listed, then you’ll have to utilize what’s called a Backdoor Roth IRA instead.

Congress recently passed some new 401(k) plan rules.

Here’s 7 big changes made and what they mean for you and your 401(k): 1) Requiring auto enrollment in 401(k) plans

Most employers will now be required to automatically enroll all eligible employees into their 401(k) retirement plan.

It’ll then be up to the employees to opt out if they don’t want to utilize the 401(k) option.

Our generation is about to experience the biggest wealth transfer in history.

Anyone without a financial plan is will be left behind.

10 topics to focus on so you don’t miss out: 1) Emergency Fund

You should save 4-8 months expenses and hold it in a high-yielding HYSA account.

2) Debt

Prioritize paying off all high-interest debt and getting yourself out of the hole.

Avoid falling into the debt trap and getting stuck there.

When you deposit money into the bank, it doesn’t stay there.

Banks use your money to make more money for themselves.

Here’s how it works: When you deposit money into a bank, it becomes a liability on the bank’s balance sheet.

But they don’t want your money just sitting in your savings.

They want to use it to make more money.

So they loan your money out and collect interest.

Deposits = Liabilities
Loans = Assets

The 7 Biggest Financial Mistakes to Avoid:

1. Credit Card Debt
2. No Emergency Savings
3. No Budget
4. Not Investing
5. No Financial Plan
6. Stagnant Income
7. Lifestyle Inflation

Let me explain the importance of each: 1) Credit Card Debt

Falling into high-interest debt can be a tough hole to climb out of.

Many learn this lesson the hard way when they’re paying $250 a month towards credit card debt but only $98 is going towards their actual debt.

The rest is all extra money just in interest.

The most valuable gift you could ever give your children is a financial education.

5 graphics to help you teach your kids about money: 11 Essential Money Rules to teach your kids while young