The first NDA excerpt I will share is drawn from a Mutual Non-Disclosure and Strategic Cooperation Agreement executed between a Swiss banking major and an American blockchain infrastructure company.

What follows is merely the Purpose clause. The remainder of the agreement is even more revealing. 🧵 2/🧵 Purpose of the Agreement (excerpt):

“The Parties acknowledge their mutual interest in collaborating on the design, development, and validation of secure, real-time financial infrastructure that enables:
•Cross-border value transfer via neutral, protocol-agnostic mechanisms;
•Tokenization and settlement of regulated financial instruments leveraging distributed ledger technologies;
•Integration of identity-verified asset flows, incorporating frameworks for biometric identity mapping;
•Execution of real-time gross settlement (RTGS) simulations in conformity with next-generation financial messaging standards;
•Deployment of institution-grade messaging and liquidity channels for wholesale market transactions under emerging international frameworks.”

The world believes BlackRock, Vanguard, and State Street are “asset managers.”
In truth, they formed the most powerful energy cartel in history, hiding under the ESG disguise.
This cartel triggered the very system designed to replace them: the XRP Ledger. 🧵 2/🧵 How the cartel worked:
•By dominating ETFs, they controlled equity flows.
•By pushing ESG mandates, they controlled capital allocation in energy.
•By sitting on each other’s boards, they insulated decisions from democratic oversight.

The result? A shadow government of finance.

Most people think the American government has been against XRP.
I’m here to tell you.. that may be the biggest misconception in this entire market.
From what I saw in top-level banker meetings back in 2012… it smells like the XRP Ledger was American-backed from day one. 🧵 2/🧵 I was working closely with some of the biggest banking executives in London at the time.
Meetings under NDAs.
Notes that never left the room.
And a strange vocabulary that hinted at something… deliberate.
Vaguely preparing for a system we now know as the XRP Ledger.

I’ve stayed silent for over a decade.
Because if I revealed what I knew too early, I’d be risking more than my reputation.

Ripple’s application to become a bank isn’t a pivot… it’s the endgame they’ve been building towards for 10+ years. 🧵 2/🧵 This isn’t about “crypto.”
It’s about owning the rails of the next financial era.
Broking. Custody. Banking. Capital markets.
The entire vertical stack… tokenized, regulated, and global.
I’ve seen the NDAs. The internal slides. The projected corridors.
I just can’t share them without revealing who I am.

I sat across mahogany boardroom tables with men who ran the world’s money.
In 2016–2017, I saw something most retail still refuses to believe:
Top executives from Barclays, HSBC, DBS, and Wells Fargo were already positioning around XRP.

I know. I was in the room. 2/🧵 These weren’t speculative “crypto bros.”
They were Group Treasurers, Heads of Correspondent Banking, FX Settlement Directors.
People who handle trillions in flows… the arteries of global finance.

And they weren’t debating if they’d use XRP.
They were debating how soon.

I turned a year-end banker bonus into the greatest decision of my life.

In April 2020, I left London with $127,000 in XRP at $0.18.

Everyone said I was insane.
Today, I’m in New York… not just wealthier, but freer.
Here’s how it happened.👇 2/🧵April 2020, COVID had the markets in chaos.
I was working in Canary Wharf, watching friends panic about job cuts and bonuses drying up.
But one night over drinks, a former HSBC colleague told me something I’d never forget:

“You’re looking at Bitcoin… but XRP is what the institutions really want.”