Founder Principal @ Black Dot Public Policy Advisors. Defining trait: Curiosity.
#fintech, #financereg, #Americanpolitics, #tech, #popculture, #pubpolicy
Feb 13, 2021 • 4 tweets • 1 min read
This framing appears to presume "functions of finance" are static. They appear to be evolving, rather than static and so it ought to be in the laboratory of capital markets. 1/n
As for Robin's question, the response is that ICOs/ STOs do hold the promise of democratising fund- raise hitherto inhibited by High fixed costs; I can technology underlying " privacy tokens" , as indeed privacy tokens themselves, to be important as we evolve and so do UCs
Aug 17, 2019 • 18 tweets • 3 min read
Ok, So @RBI released the Final Sandbox Regulations earlier this week. Here's the salient points1/n
1) right off the bat, some good news on eligibility. Any Bank / FI registered in India, or any Company registered and incorporated in India can apply to the sandbox. This Inclusive eligibility opens up the possibility of Fintechs partnering with incumbents to experiment.
Apr 19, 2019 • 11 tweets • 3 min read
Here's the @RBI notification in connection with sandbox- m.rbi.org.in/scripts/Public…
Here's my first observations to add to the ones yesterday:
1. Admittedly, this is a first draft but clearly too prescriptive and too limiting of what could be achieved. 2. The Guidelines do not presently promote collaboration between established incumbents & start-ups 1/n
Feb 7, 2019 • 17 tweets • 2 min read
A quick short thread on #Collections piece of the lending value chain- 1/n
We recently had the opportunity to respond to an industry ask for representation to the Nilekani Committee on deepening digital payments. 2/n
