Insurance companies have a playbook to avoid paying your claims.

I spent years defending them in court.

Now I expose their 4 favorite tactics that cost property owners millions.

Here's what they don't want you to know:
First, the uncomfortable truth insurers hide.

They're profit machines disguised as protectors.

Every denied claim boosts their bottom line.

Every delayed payment earns them interest.

Your disaster becomes their opportunity...

A silent killer lurks in thousands of American buildings.

The same thing that destroyed Paris's $750M airport terminal.

It collapsed just 11 months after opening.

Now engineers found the same deadly defect spreading across America: May 23, 2004. Paris Charles de Gaulle Airport.

Terminal 2E's roof suddenly crashed down at 7 AM.

4 dead. 7 injured. The building was 11 months old.

The cause? Bureaucratic paralysis that let known defects go unfixed.

The country with the Earth's largest oil reserves can't feed its people.

America had zero known oil reserves in 1776, but became the world's richest nation.

The difference isn't oil, gold, or any natural resource.

How one simple document unlocked $50 trillion in wealth:
Venezuela sits on 300 billion barrels of oil.

Congo controls most of the world's cobalt.

Both remain desperately poor.

America built prosperity with rocky soil and no known minerals.

The secret wasn't underground:

In 1785, America invented a radical new way to distribute land.

We replaced Europe's feudal estates with a grid system that opened millions of acres.

The result: More Americans owned land than anywhere else on Earth.

Now, new state laws threaten the property rights that made it possible. Picture England after 1066: most people were legally bound serfs who couldn't leave their lord's estate or own land.

The Domesday Book recorded who held what, and it wasn't the common people.

This feudal system shaped English common law for centuries:

Napoleon lost at Waterloo in 1815.

But his legal code still governs 3.5 billion people's property rights today.

From Louisiana to Latin America, one document created the foundation for $280 trillion in real estate.

How a desperate general's reforms in 1804 accidentally built the modern property market: Imagine buying a house in a country with hundreds of conflicting property laws.

In one town, your deed is valid. Drive 50 miles? It's worthless.

That was France before Napoleon - complete legal chaos.

The reality was even more bizarre:

China has a step-by-step plan to cut American power:

• Real grid data
• Years of research
• Perfect attack strategy

And we handed them the tools to do it...

Here's a look into their plans to take over the US power grid: 🧵 China's systematic power grid research should alarm every American:

→ Academics map our infrastructure weaknesses with precision
→ Foreign equipment in our grid contains exploitable backdoors

Property owners face risks they don't even realize exist:

In 2014, this man turned down $600,000.

And it might be the smartest financial decision of the decade.

Because what he found could save you (and every School Superintendent) six figures.

Here’s how he found what insurance companies hide in their contracts: The school district's roofs were damaged.

Multiple buildings suffered extensive damage.

And insurance companies moved quickly to contain their exposure, offering around $600,000 and pressured him to sign immediately.

But he recognized the red flags...

By 2015, U.S. school districts had nearly $40 BILLION in active construction.

But the people overseeing it - superintendents - get ZERO training in how to manage the risk.

Clay Montgomery found out the hard way…

And what he learned could save your district millions: 🧵 Every year, Texas school districts spend billions on construction.

By 2015, districts nationwide had nearly $40 billion in ongoing projects.

Yet most superintendents enter these with zero training on the financial traps ahead...

In 1973, America suddenly realized it was dangerously vulnerable.

When oil prices jumped from $2 to $11 per barrel, our infrastructure could not handle the knock-on effects.

And it almost destroyed us...

Here's how oil forced us to reframe America's infrastructure: 🧵 3 waves reshaped America forever:

• 1970s: Energy chains broke when OPEC's oil embargo exposed our vulnerability
• 1980s: Communications exploded after AT&T's monopoly crumbled
• 1990s: Internet revolution began, connecting the world

Each drove us to lighter infrastructure:

In 1956, Dwight D. Eisenhower copied Nazi Germany.

During WWII, he discovered their secret weapon wasn't military at all.

But a "mighty network" which boosted productivity AND saved thousands of lives.

Here's how copying the enemy made America the world's superpower: 🧵 In 1956, America stood at a crossroads.

WW2 brought huge demand for U.S. goods during Europe's rebuild, but domestic problems loomed.

Our transport system was a patchwork of routes that choked growth and risked lives.

But Eisenhower stepped in with a plan to transform America:

America's Civil War was won before a single shot was fired.

While Confederate Generals mapped out battle formations...

Lincoln was turning the South’s 3 greatest strengths into fatal weaknesses.

Here’s how policy—not bullets—ended the country's deadliest war: 🧵 The American Civil War was a battle of industrial capacity as much as it was a military conflict.

The 1860s transformed America from an agricultural society to an industrial powerhouse.

This transformation was the result of one leader's vision—and another's inability to adapt:

This is why it's almost IMPOSSIBLE to get a fully paid insurance claim:

A shadow army of lawyers that work 24/7 to deny your claims.

Here are their legal secrets and business methods to minimizing claim payments: 🧵 Many thousands of lawyers work for insurance companies, hidden in plain sight at law firms across America.

Their sole purpose? To protect insurance company profits by finding ways to deny or minimize your claims.

Most people never realize this because there's a little-known rule:

Silicon Valley can only dream of matching the first infrastructure renaissance:

It happened between 4500-1000 BC.

And it all started with the discovery of ONE tool.

Here's how it's invention laid the foundation of everything built today: 🧵 Before agriculture, infrastructure barely existed.

Early humans were nomads, building only temporary dwellings, religious monuments, and tombs.

Mostly using natural structures like stones, plant material, and caves.

Until around 11000-8000 BC...

In 1862, two companies went to war over America's future:

The battleground? Our nations deadliest terrain...

But what started as conflict ended as the single greatest unifier in our history.

Here's how an infrastructure project was the foundation of American prosperity: 🧵 In the first century of our nations existence two railroad companies embarked on the impossible:

The Central Pacific and The Union Pacific attempted to lay 1,911 miles of track on the most formidable terrain possible.

But it was the government that made it all possible...

Texas just won the biggest prize of 2025.

Apple will invest $500 BILLION in the US economy starting with an AI factory in Houston.

Here's why the biggest company's in the world are choosing to invest in Texas: 🧵 Texas is emerging as America's premier destination for world-class technology companies.

Apple recognizes what Texans have always known: We have wide open spaces, friendly people, folks who aren't afraid of hard work.

But this investment represents a new frontier...

China is taking over the US.

Not through military or tech innovation.

But by investing $100 BILLION every year for 10 years on the thing that made America a global powerhouse.

Here's how they planted their flag in over 150 countries (and why the US might be next): 🧵 In 1956, America launched a project that would cement its position as the world's superpower.

The Interstate Highway System transformed domestic trade and defense capabilities.

It came with an unexpected, yet extremely important, benefit:

The Magna Carta established property rights 800 years ago.

Now insurance companies have found a way around it.

How? By putting barriers in place to stop you from contesting claims.

Here's how they are infringing on your 5th amendment rights (and how to fight back): 🧵 In 1215, English barons had enough of King John's tyranny.

He would seize property and resources without compensation.

So they forced him to sign the Magna Carta.

This changed property rights forever.

For the first time in history, even the King had to follow the law...

America's construction industry is facing collapse:

41% of workers are retiring as costs surge 30%.

But Texas has proposed an unprecedented move.

Here's why construction experts say that Texas could save America: The numbers are are beyond belief.

Texas construction costs have exploded, outpacing national averages and historical trends.

But what's truly alarming isn't just the increase - it's the devastating ripple effects across our economy.

Here's what's really happening:

The construction industry just lost $1.8 trillion worldwide.

Not from theft, accidents, or material waste.

But from ONE mistake that 75% of US firms make twice a week...

Here's the silent killer which is taking money out of your pocket: 🧵 Every construction project is affected by one thing: bad data.

According to Autodesk and FMI Corp., it caused $1.8T in losses worldwide in 2020.

Issues with measurements, information, and specifications plague the industry.

They're more than numbers on a spreadsheet...

The insurance industry's biggest fear just came true:

A company big enough to fight back.

Samsung filed a $400M lawsuit that's exposing everything.

The playbook they never wanted you to see: Winter Storm Uri wasn't just another Texas storm.

It was a catastrophic failure of our infrastructure.

Hundreds died. Billions in damages.

And one of America's largest semiconductor facilities was about to uncover something disturbing: