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Jul 29 • 15 tweets • 8 min read
A woman shopped at Costco every week for 6 years. That's roughly 300 trips. Roughly $2,400 a year on her card, $14,400 total. She had the basic Gold Star membership, $65 a year. She used it for bulk toilet paper, rotisserie chicken, and gas that was maybe a few cents cheaper than the station down the street.
She never filed a return outside the receipt window. She never used the pharmacy. She never checked her card benefits. She never once looked at what her membership actually included. She just walked in, filled a cart, walked out.
Her sister, who runs procurement for a mid-size company and has an Executive membership, found out over lunch and put her fork down.
"You've paid Costco $14,400 and you've been treated like a guest who's never been introduced to the house. If you'd upgraded to Executive membership, you'd have gotten 2% back on every purchase, which alone would have paid for the membership five times over. You'd have had a warranty on almost everything you bought, doubled past the manufacturer's. You'd have had a concierge service that finds the lowest advertised price on your own purchases and refunds you the difference automatically. And you'd have booked travel through Costco at rates that beat the sites you've been comparison shopping for years."
She showed her 10 Costco secrets that turn a warehouse club into a system that quietly pays you back for shopping there.
Here's the full playbook.
She started with the membership tier that changes everything downstream.
"You've been on Gold Star. That's the tier built for someone who wants a card, not a system."
She explained that Costco sells two memberships. Gold Star, at $65 a year, gets you in the door and gets you the prices. Executive, at $130 a year, gets you the door, the prices, and 2% cash back on qualifying purchases, up to $1,250 a year, paid out as a reward certificate you redeem in-store or online.
On $14,400 of spending over 6 years, at roughly $2,400 a year, an Executive membership would have paid out close to $48 a year in cash back, nearly triple the $65 difference between the two tiers. The membership doesn't just pay for itself. It pays itself back and hands you a profit.
She told her Rule 1, the rule that unlocks everything else in the playbook, is to upgrade to Executive the moment your annual spending crosses roughly $3,250. Below that, do the math each year. Above it, Executive is free money you're declining to collect.
Jun 15 • 8 tweets • 1 min read
According to Feng Shui, the mess in your home isn't random.
It's a reflection of where energy may be stuck in your life.