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Rushil
@RushilMehtani
Mainframe Developer | Credit Card Enthusiast | Reward Curator | Avid Traveller Taking it one day at a time! ✨
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Feb 1
•
10 tweets
•
2 min read
Ever needed to pre-pay to your CC...
... but ever since BBPS stopped pre-payments, NetBanking felt like the only option left? 👀
There’s another way.
Pre-pay to your CC via the CC UPI ID or NEFT.
I’ve compiled major banks’ CC UPI IDs / NEFT details for easy reference. 🧵
HDFC
UPI -
No direct VPA.
NEFT -
Payee A/C Number - CC Number
Payee A/C Type - CC
IFSC - HDFC0000128
Axis
UPI -
cc.91
@axisbank
NEFT -
Payee A/C Number - CC Number
Payee A/C Type - CC
IFSC - UTIB0000400
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Dec 24, 2025
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6 tweets
•
2 min read
🚨 We’re just 7 days away from New Year’s
And these card offers are something you really shouldn’t miss. 👀
A lot has been said.
A lot has been done.
And more importantly - a lot has changed post recent devaluations.
Here’s what actually matters. 👇🏻
LTF cards are NOT meant to be primary cards.
They’re not supposed to live in your wallet.
They’re supposed to sit in a drawer - and come out only when required, for specific use cases.
And right now, those use cases are paying really well.