Tom Lyons Profile picture
I make SBA loans to businesses or people buying businesses. My tweets are mine and not my employer's. "How did you arrive at your price?"
Nov 22, 2022 5 tweets 1 min read
How to calculate the amount of cash flow the bank thinks your #SMB target will create.... Net Income
-Extraordinary income events - PPP forgiveness, abnormal gains on sale of assets, insurance proceeds, etc.
-The amount you will be paying yourself as an owner
+The amount the seller paid him/herself