Banks & CRE. Classically the largest source of bank failures. Now there is a lot of concern about how this plays out this time. Let's look at some cursory considerations. CRE as % of assets. Low for big banks, not so much for small ones. Small banks live off CRE cause they struggle with efficiency, economy of scale, & alternative product lines. Generally your small banks have a slightly better ROA and loan yield also from taking the added risk