🚨 PROTOCOL 23 = THE HIDDEN UPGRADE FOR STELLAR’S TAKEOVER
They won’t tell you this, but on August 26, 2025, the Stellar Mainnet vote could change EVERYTHING.

Eight silent code upgrades.
One public-facing agenda: efficiency.
But the real game? Infrastructure control.

Here’s what they’re not telling you 🧵👇 2/🧵
Let’s start with the basics.

Protocol 23 = 8 CAPs (Core Advancement Proposals) bundled into one seismic update.

But here’s the kicker: every single one is designed to make Stellar the most institutional, asset-tokenization-ready network on Earth.

TL;DR?
It’s not a protocol.
It’s a financial Trojan horse.

🧵 Is Elon Secretly Building on Stellar?

Everyone’s watching BTC, ETH, SOL, XRP.
But Elon Musk might be quietly aligning with a blockchain nobody’s paying attention to…

Stellar.
Let’s connect the dots 🧵👇 1/ Elon is building X, the everything app.

He’s already secured money transmitter licenses in over 25 U.S. states.
Payments are next.
But what’s the backend infrastructure?

Stellar. Gork. Similar logo.

Stellar launching Soroban contracts built on Rust, while Elon changing his X handle to Gordon Rust.

Coincidence?

1/ Was $XRP the Distraction While $XLM Became the Backbone?

Ripple fought the SEC. Stellar slipped under the radar. Ripple made noise. Stellar made deals.

What if XLM was always meant to turn on after the storm?🧵👇 2/ Who created Stellar? The man behind Ripple.

Jed McCaleb…. co-founder of Ripple

✔️ Left Ripple in 2013
✔️ Created Stellar in 2014
✔️ Received 9B XRP and sold most
✔️ Founded SDF with Joyce Kim

But here’s the twist:
While Ripple went CORPORATE… Jed went SOVEREIGN.

They Crave Hype. You Crave Legacy. That’s Why You Hold $XLM.

📡 Follow for alpha before the crowd:
🧵👇 Let’s break this down: t.me/stellarexpert_… 1. Dopamine vs Discipline

The average trader wants a rush.
They’re addicted to noise — alerts, tweets, and candles moving every second.
$XLM isn’t built for that. It’s built to run the world’s money.

And in a world chasing sugar highs, $XLM is protein.

🚨 RLUSD: The Trojan Horse That Could Break XRP 🧵

1. The RLUSD Launch Isn’t Just a Stablecoin Drop
Ripple’s new stablecoin, RLUSD, is set to go multi-chain — launching on Ethereum and XRP Ledger.
Sounds bullish? Maybe not for $XRP holders.
Here’s why RLUSD might be the biggest existential risk to XRP yet. 2. Ripple Is Repeating Tether’s Playbook
Remember USDT?
It was born on Bitcoin’s Omni layer, but guess where it lives now?
TRON.
Why?
Because market makers want speed and low cost — and they don’t care what chain they use.

🏦 RWA Tokenization Is the Future of Finance — and Stellar Is Already Leading It

By 2030, BlackRock predicts RWA tokenization could become a $16 trillion industry.

Stellar isn’t preparing for this shift — it’s already executing it.

From tokenized money market funds to Euro stablecoins and bond issuances, Stellar is where TradFi meets DeFi. 2/6 🧠 Designed for Real Assets — Not Just Memes

Stellar is uniquely built for tokenizing RWAs:
•⚡ 5-second settlements
•💸 Near-zero fees
•🌍 Built-in compliance controls (e.g., asset clawbacks)
•🔄 Native support for fiat ramps (MoneyGram, etc.)

Whether it’s a bond, a stock, or a stablecoin — Stellar makes it regulatory-ready from day one.

Holding $ETH? It Might Be Time to Rotate.
You’ve made it this far.
You believed in smart contracts, scalability, tokenization.
But if you actually want to front-run institutional finance, global payments, and real-world asset adoption…
It’s time to look at $XLM 🧵👇 2/6
🚨 ETH: Powerful, but Not Built for Money
Ethereum is a general-purpose platform.
Great for DApps, NFTs, DeFi, games.

But when it comes to:
Stablecoin settlement

Remittances

On-chain FX

Institutional fund flows

Ethereum falls short.
Why?

Congestion

High gas
Complex L2s

Delayed finality

XLM was built to do just this — and nothing else.

🚨 What if I told you Satoshi Nakamoto never left?
What if he just put on a different mask — and kept building?
There’s a theory gaining traction that the real creator of Bitcoin might be Jed McCaleb — the man behind #Ripple $XRP and #Stellar $XLM.
Too crazy? Or too obvious? Let’s dig in 🧵👇 2/7
🧠 Let’s start with the basics:
Jed McCaleb created Mt. Gox, the first major Bitcoin exchange — in 2010

He co-founded Ripple in 2012, shaping its consensus model

In 2014, he left Ripple to build Stellar ($XLM) — which many call the true evolution of Bitcoin’s mission

But wait…
Bitcoin launched in 2009.
You’re telling me this guy was everywhere after, but invisible before?

New to Stellar? Start Here.
If you’ve just discovered $XLM and aren’t sure what it actually does, this thread is for you.
No hype. No fluff. Just facts about one of the most quietly powerful networks in all of crypto.
Let’s break down why Stellar matters in the real world 🧵👇 2/6
What Is Stellar?
Stellar is an open-source blockchain designed for borderless money — moving any asset (dollars, euros, pesos, USDC, BTC, gold, stocks) across borders instantly and cheaply.

It’s not trying to be everything.
It’s trying to be the financial internet.
And it’s succeeding.

STELLAR IS THE ULTIMATE RWA BLOCKCHAIN

Tokenizing real-world assets isn’t about memes, speed, or hype — it’s about compliance, finality, and interoperability.
That’s exactly what Stellar ($XLM) delivers.

It was built from the ground up to serve as a financial protocol, not a speculative casino.
Stablecoins, treasuries, real estate, and tokenized funds are already being issued on Stellar.
This isn’t a whitepaper dream — it’s production-level infrastructure.

Here’s why Stellar is the top choice for tokenizing trillions in real-world value:
[THREAD] 2/6
Compliance-First Architecture with Native Regulated Asset Support

Unlike most chains where KYC/AML is an afterthought, Stellar was built to support regulated assets directly at the protocol level.
Issuers can embed trustline rules that require users to pass KYC before holding a token.
No smart contract workarounds. No sidechains. It’s native.

This is critical for RWAs, because institutions won’t touch a protocol that can’t enforce legal controls.
Stellar lets you tokenize anything — stocks, bonds, commodities — and restrict access based on regulations, all without compromising decentralization.

Try doing that natively on Ethereum.
You can’t.

Crypto at 20 Million Stores?

You read that right.
Stellar’s new partnership with AEON Pay could let you spend $XLM or USDC at grocery stores, malls, cafes — real places, not just DApps.
This might be the biggest leap yet for mainstream crypto shopping. Here's the alpha 👇 2/7
The Partnership That Matters
In April 2025, Stellar teamed up with AEON Pay, a Web3 payments provider connected to the AEON Group — a retail titan across Southeast Asia.

The AEON Pay app will support Stellar Lumens (XLM) and USDC on Stellar for instant crypto payments at checkout.

WALL STREET IS COMING TO STELLAR

From Franklin Templeton to Société Générale, major institutions are choosing $XLM to tokenize real-world assets.

Stellar’s goal?
$3B in tokenized assets + $110B annual volume by 2025
This isn’t theory. It’s already happening.
Let’s break it down ⬇️ 2/7
💰 Tokenization: The Real-World Use Case
Stellar is quietly becoming the infrastructure layer for tokenized funds, bonds, and currencies:

Franklin Templeton: U.S. money market fund live on Stellar

Paxos: Expanding USDP stablecoin to Stellar

SocGen (SG-Forge): Euro stablecoin & tokenized bonds

Ondo Finance: Tokenized U.S. Treasuries

Billions are already flowing in.

Mastercard’s Bold Crypto Move – Partnering with Stellar?

One of the biggest names in global payments just plugged into $XLM’s network.
Why?
Because Stellar is solving the one thing crypto always lacked: trust + compliance.
Here’s what it means for the future of blockchain and finance:

[THREAD] 2/7
What’s the Partnership?

In late 2024, Mastercard announced it’s bringing its Crypto Credential system to Stellar.

This means:
•Send XLM like email
•Identity-verified wallets
•Built-in compliance checks
•No more confusing addresses

This is crypto for the real world.

Stellar x MoneyGram: The Remittance Game-Changer

Did you know billions are now flowing through Stellar thanks to this partnership?
This isn’t speculation — it’s real-world adoption at scale.

Here’s why $XLM might become the new king of remittances:

[THREAD] 2/7
Crypto to Cash, Instantly.

This partnership lets anyone send digital dollars (USDC on Stellar) that can be cashed out in local currency at 300K+ MoneyGram locations worldwide.

This is what blockchain was meant for:
Fast. Global. Borderless. Useful.

What if attackers don’t care about money?
That’s the fatal flaw in Proof-of-Stake (PoS).
Chains like Ethereum & Solana assume everyone’s motivated by profit.
But what happens when they’re not?

Let’s break it down. 👇 2/7
In 2023, someone spent $10K to become an Ethereum validator.
Then used MEV-Boost to steal $25M in stablecoins.
The block was valid. The network approved it.
Because PoS only checks outputs, not how the block was built.

$XLM is NOT Just a Fork of $XRP

Let’s settle this once and for all:
Saying XLM is just a fork of XRP is like saying the internet is just a fork of dial-up.
Here’s why that comment is completely wrong. #XLM

[THREAD] 2/7 Different DNA, Different Missions
Yes, XLM was inspired by XRP, but it’s a complete rebuild from the ground up.
XLM’s Stellar Consensus Protocol (SCP) isn’t a minor tweak — it’s a completely different consensus model designed for speed, decentralization, and resilience.
XRP uses a permissioned system with a small, closed group of validators, while XLM uses a permissionless, open network where anyone can participate. #XLM

Is the Real Power Play XRP and XLM Joining Forces?

Everyone’s talking about XRP vs. XLM.
But what if the real power move is them joining forces?
Here’s why that’s not as crazy as it sounds. [THREAD]

#XLM 2/7 Two Wings of the Same Empire
XRP is the high-speed, institutional liquidity layer, designed to move trillions in seconds with enterprise-grade reliability.
XLM, on the other hand, is the decentralized, peer-to-peer freedom network, designed to connect the unbanked and move money like information — fast, cheap, and borderless.
Together, they form a dual-network financial empire, handling both institutional corridors and grassroots value exchange. #XLM #XRP

What If $XLM Was Always the Chosen One for the Global Reset?

Everyone’s watching $XRP.
But what if the real global reserve asset has been hiding in plain sight?
What if it’s #XLM?

🧵🧵🧵 2/8

Connecting the World’s Financial Systems
Stellar isn’t just about payments.
It’s about building the digital backbone for the global economy — a financial grid that can connect every country, currency, and asset on Earth.

1/8 What If The Economist’s ‘One World Currency’ Was Actually Stellar (XLM)?

In 1988, The Economist predicted a single world currency by 2018.
Most assumed it meant Bitcoin.
But what if it was XLM all along? 2/8 The Phoenix Symbol
That iconic cover — a Phoenix rising from the ashes of burning fiat, a digital coin hanging from its neck.
A clear metaphor for a digital ledger — a network that can tokenize, move, and settle all forms of value across the globe.

1/ 🚀 The Financial Backbone is Assembling
Stellar just locked in a monumental win becoming the Official Chain for USDC. This isn’t just another partnership. This is the beginning of the Digital Dollar Standard on a network built for speed, scale, and global reach. 2/ 💥 Why This is Massive:
With Circle’s support, USDC on Stellar means instant, low-cost transactions for businesses worldwide. Think about it fast, borderless, and secure transfers with deep liquidity and global reach.

You’ve seen the whispers. You’ve heard the theories.

But what if I told you that $100 per XLM isn’t just possible, it’s part of the plan?

Buckle up. Let’s break it down.
#XLM #Stellar 2/🧵 The Global Liquidity Problem

The world’s financial system runs on outdated rails.
Trillions of dollars move daily, but the plumbing is rusting.

Enter Stellar:

Built for instant, borderless payments
Scales to trillions in volume
ISO 20022 compliant the same standard as SWIFT

The rails for the reset are already here.