Lyn Alden just dropped a 2-hour masterclass with Tom Bilyeu to his 4.5M+ subscribers.

If you don’t understand what’s happening to money right now, you’ll wake up on the wrong side of history.

Here are 10 insights on where the system is breaking—and what comes next. 🧵👇
1. Fiscal Dominance: The Train With No Brakes

The Fed once cooled inflation by hiking rates. That era is over.

Deficits now dwarf private credit creation, so higher rates blow out interest costs.

This is fiscal dominance—no brakes, and debasement becomes policy.

In 1971, Nixon closed the gold window.

Most think the story ends there—dollars left gold and became fiat.

But the real story is what happened after—and why it still drives global markets today. 🧵👇
Under Bretton Woods (1944), the dollar was pegged to gold at $35/oz, and other currencies pegged to the dollar.

This made the U.S. the world’s banker: issuing dollar liabilities while foreign nations held them as reserves.

🧵 Housing Hyper-Speculation & the Bitcoin Savings Standard

An expanded analysis of housing market dysfunction and a Bitcoin-based alternative strategy 👇 The Diagnostic Snapshot: Understanding the Affordability Crisis

The current state of American housing reveals a profound market distortion that has priced out an entire generation. The median U.S. home resale price has reached $𝟰𝟮𝟮,𝟰𝟬𝟬, while the typical American household earns just $𝟴𝟬,𝟲𝟭𝟬 annually according to Census data and the National Association of REALTORS®.

This creates a price-to-income ratio of approximately 5.2×, meaning the average home costs more than five times what the average family makes in a year. To put this in perspective, economists and housing policy experts have long considered a ratio above 3.5× to be fundamentally unaffordable for most families.

What does this mean practically? A family earning the median income would need to dedicate an unsustainable portion of their earnings to housing costs, even with traditional financing. This ratio suggests that housing has become disconnected from the underlying economic reality of what Americans actually earn, indicating that prices are being driven by factors other than local wage growth and genuine housing demand.

This imbalance represents the foundational problem underlying all other housing market dysfunctions we'll explore in this thread.

The Fed says it cares about inflation.
But that’s not the truth.

Its real mandate is keeping U.S. debt liquid — at all costs.

That’s why the dollar will always be devalued… and why Bitcoin treasury companies exist. 🧵👇
Officially, the Fed has a “dual mandate”:

1.Price stability (2% inflation target)
2.Maximum employment

But that’s a cover story.

🧵The Power of DCA into Bitcoin

Dollar-cost averaging (DCA) = investing a fixed amount at regular intervals, no matter the price.

It smooths volatility.
It captures long-term growth.

We backtested from Jan 1, 2015 → Aug 28, 2025.

Spoiler: the results are mind-blowing.👇 Why DCA into Bitcoin?

BTC isn’t just digital gold.
It’s inflation hedge.
It’s store of value.
It’s the best-performing asset of the decade.

Consistent buys = no timing stress.
No FOMO.
No panic selling.

Just steady wealth building.

🧵The Sovereign Debt Maturity Wall and the Bitcoin Escape Valve

Trillions in government debt must be refinanced at higher rates. The math does not close.

Bitcoin is the market’s pressure release. 👇 1/12 — The Maturity Wall

Government debt issued in the zero-rate era is coming due while rates are still high. The OECD estimates about one-third of fixed-rate sovereign debt in the OECD will mature by 2027, much of it originally issued below 2 percent and likely to be refinanced closer to ~3.5 to 4 percent. That is a structural jump in interest costs.

1971: The Year We Raised Time Preference

When money lost its anchor, everything sped up and got worse.

You feel it in your bones and in your budget.

Shorter horizons. More debt. Less real saving.

We traded patience for velocity and called it progress.

Here is what changed, how it shows up in daily life, and why Bitcoin gives you a way to opt out and rebuild long term thinking. Austrian econ 101. Your time preference is how much you discount the future relative to today. Hard money that holds value rewards patience, planning, and craftsmanship. Soft money that erodes nudges people to spend first, borrow often, and hope policy bails out the gap. Change the money, change behavior, change families, change feedback loops across the whole culture.

Lyn Alden just dropped a bombshell in her latest newsletter:

The U.S. is taxing itself with the biggest tariff increase in modern history—$400–500B per year.

Fiscal brake meets monetary gas pedal. That tension? Rocket fuel for Bitcoin. 🧵👇
During Trump’s first term, tariffs doubled from ~$40B to ~$80B annually. Manageable.

Now? We’re at a $360B run-rate, headed toward half a trillion. This is a structural change.

On Tucker Carlson, Dave Collum claimed Bitcoin is just a setup by the NSA to usher in CBDCs.

Here’s the irony: the real Trojan horse is already here.

The U.S. debt machine is quietly financing Bitcoin adoption. And once you see how, it’ll blow your mind. 🧵👇 Collum’s claim is simple: governments will never allow Bitcoin to take over. He thinks it’s all a setup to get us ready for central bank digital currencies.

Problem is, that flips reality on its head.

Bitcoin hit $124,500 last week.
This morning it plunged to $112,300 — a 9.7% pullback.

One spark? Strategy’s equity guidance update: a catalyst for MSTR’s sharp drop and the broader treasury shakeout.

But is this a crack in the model, or the setup for S&P 500 rocket fuel? 🧵👇
The update was announced publicly by Saylor.

Here’s the part that caused the outrage:
Strategy “may issue equity to pay debt interest, fund preferred dividends, or when otherwise deemed advantageous.”

That single line reopened optionality and rattled confidence.

Bitcoin has survived everything thrown at it so far.
But what hasn’t it faced yet?

Let’s talk about the real threats still looming over Bitcoin — and why most don’t see them clearly. 🧵👇 Start with the obvious: regulation.
Even after Trump’s pro-Bitcoin pivot, the risk remains.

A future administration could swing back hard — weaponizing choke points like banking access and custody rules.

The fight isn’t over.

Inflation isn’t an accident.

It’s not a policy mistake.
It’s not “bad management.”

In our current system, it’s baked in.

Here’s why the money you hold will always lose value—and why Bitcoin changes the game. 🧵👇 When we left the gold standard in 1971, money stopped being tied to anything finite.

Dollars became credit-based.

Every new dollar was created through lending—mortgages, government bonds, corporate debt.

Allen Farrington just posted a killer thesis on NOSTR.

Many Bitcoiners argue stablecoins accelerate hyperbitcoinization.
Allen agrees—but not for the reasons you’ve heard.

His view flips the whole discussion on its head. 🧵👇
He starts by conceding what few Bitcoiners will:
Stablecoins have real product-market fit.

Today, only three crypto use cases truly work at scale:
• Bitcoin as savings tech
• Mining as monetizing energy
• Stablecoins as better fiat

Trump just opened the door for Bitcoin in U.S. 401(k) retirement accounts.

That’s $8.7 TRILLION in savings.

Here’s what it means—and why it could reshape Bitcoin’s path over the next decade. 🧵👇
The executive order directs the Department of Labor to re-examine rules on “alternative assets” in employer-sponsored retirement plans.

Translation:
• Bitcoin ETFs
• Potential direct Bitcoin exposure
• More investment freedom

Every few centuries, the world changes its money.

Those who adapt, prosper.
Those who don’t… get left behind.

We’re living through the next shift right now—and most people won’t see it until it’s over. 🧵👇
Early money was local.

Cowrie shells in Africa. Wampum beads in North America. Rai stones on Yap Island.

These worked—until trade expanded and weight, transport, and verification became bottlenecks.

Bitcoin Treasury Companies: The Quiet Superweapon Reshaping Global Capital 🧵

To the untrained eye, Bitcoin treasury companies look like fiat-finance cosplay.
Leverage? Debt? Derivatives?
Sounds like Wall Street LARPing with Bitcoin branding.

Then Preston Pysh explained what they really are. Everything changed. He didn’t just explain how they work.
He explained what they are.
Not scams. Not distractions. Not detours.
Bitcoin treasury companies are super spreaders - engineered to infect legacy capital markets with Bitcoin.

Tucker Carlson just interviewed the most dangerous economist in the world.

Dr. Richard Werner exposed the secret fuel behind inflation, war, and inequality.

Another billboard for Bitcoin—whether he said the word or not.

Here are 9 truths they never wanted you to hear: 🧵👇 Truth #1: Banks don’t lend your savings.
They create new money out of thin air—by issuing credit.

“Banks are not financial intermediaries… they create money out of nothing.”

Every mortgage, car loan, and student debt creates brand new dollars.

This is fiat’s engine.

Strategy(MSTR) just posted:

• $14B operating income
• $10B net income
• $32.60 EPS

And yet… it trades at a P/E of 4.7x.
That’s lower than 495 companies in the S&P 500.

Here’s what Wall Street still doesn’t get about MSTR 🧵👇
This isn’t just a high-performing company.

Strategy is on pace to generate $80 EPS this year.

That’s on just 112M outstanding shares, with most of the value tied directly to BTC.

But the market still doesn’t price it like a Bitcoin proxy—or a tech firm.

Something big is happening in finance—again.

25 years after the internet reshaped equities, Bitcoin is quietly doing the same to debt.

Strategy (MSTR) is building a Bitcoin-backed yield curve—from 1-month to 20 years.

Here’s what that means 🧵👇 Historically, Bitcoin had no yield.

You could HODL, speculate, or lend (with risk).

But now, for the first time, institutions can access structured Bitcoin yield—via public, regulated securities.

Strategy has issued 4 instruments to build this stack:

Strategy (MSTR) just delivered the most consequential earnings call in its history.

They’re building a $100B+ Bitcoin credit empire—powered by AI, fueled by leverage, and anchored by the hardest money on Earth.

2 hours of alpha in 2 minutes 🧵👇
Year-to-date, Strategy has raised $18.3B in capital—more than 80% of last year’s total in just 7 months.

It now holds over $74B in Bitcoin, acquired at a cost of $46B.

Every sat is unencumbered. Zero rehypothecation. Just conviction.

The White House just released its 2025 digital assets report.

Buried in the policy language are major signals for Bitcoin—if you know where to look.

This isn’t just another crypto paper. It’s about how the U.S. is preparing for a monetary shift. 🧵👇
Let’s be clear: the Strategic Bitcoin Reserve is not being shelved or forgotten about.

The U.S. will “develop strategies that could be used to acquire additional bitcoin for the Reserve.”

This isn’t a pivot. It’s a continuation of a long-range monetary play.