Christian, Husband, Father, Accountant. I handle businesses' finances so they can focus on handling their business - DM me.
Apr 15 • 14 tweets • 3 min read
🧵 The UK bubble is bursting.
High tax.
High crime.
Incompetent government.
And nothing to show for it.
If you’re ready to act, not just complain, here are 10 countries where you can legally move your tax residency and keep more of your money.
Let’s talk options:
1. United Arab Emirates
Tax Regime: No personal income tax; corporate tax at 9% for profits over AED 375,000.
Residency Requirements: Obtainable via employment, business setup, or investment.
Cost of Living: High, especially in major cities.
Lifestyle Considerations: Modern infrastructure, diverse expatriate community, and a safe environment. BUT, a desert. Incredibly hot summers.
Apr 10 • 15 tweets • 3 min read
🧵 I’ve seen inside the finances of hundreds of business owners.
The ones who build real wealth all have a few traits in common.
It’s not what you think. Most of them don’t look rich. But their balance sheets tell a different story.
Here’s what they do differently:
👇
1. You’d never know they have money.
No flashy car. No designer clothes. Strangely they do seem to fly business/first class, but they don't post it online.
They don’t care about looking rich — because they’re quietly becoming wealthy.
Nov 29, 2024 • 11 tweets • 2 min read
The richest people only own two things:
1️⃣ Their personal residence.
2️⃣ A holding company.
That holding company owns everything else—their trading businesses, properties, cars, even yachts and planes.
Here’s why the wealthy structure their lives this way—and how you can too: 🧵
1. Asset Protection
Owning assets directly is risky.
A lawsuit, creditor claim, or financial dispute could put your personal wealth on the line.
A holding company protects you.
It owns your businesses, properties, and investments—shielding them from personal liability.
The rich think layers, not exposure.
Nov 27, 2024 • 11 tweets • 2 min read
Retirement isn’t an age—it’s a number.
Most people think they have to wait until 65+ to retire, but that’s a lie society sold you. You can retire much earlier if you know the real number to aim for. Let me explain how to calculate yours: 🧵
Here’s the truth:
Retirement isn’t about hitting a certain age—it’s about having enough passive income to cover your lifestyle without working.
That means you don’t need to wait decades to live freely. You just need to know two key things:
•Your annual expenses
•Your retirement multiplier
Nov 25, 2024 • 10 tweets • 3 min read
💡 What if I told you you could buy property using pre-tax money—and never pay tax on the rent or profits?
This isn’t a loophole. It’s a game-changing strategy called a SIPP (Self-Invested Personal Pension). Here’s how it works 🧵👇
What’s the Secret?
Most people let their pension sit in underperforming funds, losing money to fees.
But with a SIPP, you can take control—and invest in high-value assets like commercial property.
It’s not just about growing your pension. It’s about doing it tax-free.
Nov 22, 2024 • 12 tweets • 3 min read
💡 Did you know it’s possible to pay 0 interest on a mortgage?
Here's 10 niche mortgage types you've never heard of. If you’re buying a home or refinancing these options could save you thousands. 🏡👇
1. Offset Mortgages
Have savings? With an offset mortgage, you can reduce the interest you pay by offsetting your savings against your mortgage balance.
Example: Mortgage = £200K, Savings = £200K. You’d pay zero interest because there’s no balance left to charge!
Savings stay accessible too, so you can dip into them if needed. 🏦
Nov 21, 2024 • 12 tweets • 2 min read
£94,674 vs £66,010 take home from £100K earnings.
Same income, completely different outcome. One plays the system, the other gets trapped by it.
This is the PAYE trap—and here’s how to escape it 🧵👇
If you’re earning £100K as PAYE, congrats—you’re doing really well. But here’s the truth: you’re being TAXED TO DEATH.
By the time HMRC is done with you, you’re left with scraps. The rich don’t play this game—and neither should you.
Let’s break this down 👇
Nov 11, 2024 • 15 tweets • 3 min read
🚨 Can you claim food and drink as a business expense in the UK?
Here’s a thread breaking down the rules from HMRC. What’s allowable, what’s not, and when you should think twice 👇
1/ The Golden Rule
To claim food and drink as a business expense, HMRC requires that it is wholly and exclusively for business purposes.
So, everyday eating? Nope.
Business-related meals? Sometimes.