Most financial advisors don't share what they do with clients.

(and honestly, most of them only talk about investments)

Well, here is exactly what I cover in spring strategy meetings with clients... 1. KEY GOALS & OBJECTIVES

What are we using money for, and the purpose of all this planning?

We make sure to focus on what you want to accomplish.

We also want to know about big changes or things you want to accomplish this year

I have clients receiving $300k-$500k+ in stock compensation every year.

And most of them are still holding 50-80% of their net worth in a single company.

That's not an investment strategy. That's concentration risk.

Here are 5 ways to fix it while keeping your tax bill as low as possible... Strategy #1: Just sell it

The simplest strategy is selling stock and paying the tax.

This isn't an all-or-nothing decision. You can sell a portion.

This is best for generating immediate liquidity, reducing concentration, or funding a specific goal right now.

The US attacked Iran.

Your investment portfolio is probably on your mind.

First Trust just released the charts that every investor needs to see right now.

Don't make a move until you read this. 1/ Wars and conflicts aren't new.

Every time one breaks out, people think "this time is different."...And they're right.

The cause is always different. But with enough time?

They all become footnotes in history.

And the companies that make up the stock market keep doing what they have done as a whole...earning money and generating profits.

The money you have invested is not money you need today or tomorrow. It's your decade-plus money.

Don't let events outside your control derail your long-term plan.

JP Morgan just dropped their Q1 Guide to the Markets.

It's 71 pages of institutional-grade data most people will never read.

I did.

Here are 9 charts that will make you a smarter investor this year... 1/ Market timing doesn't work

Do you want to sound smart or make money? The best return days happen during the period of the worst return days.

2025 was a great example of this.

If you want to time the market, chances are you'll negatively impact your long-term returns.

Don't play short-term games with long-term money.

JP Morgan's "Guide to the Markets" is a goldmine for illustrating investment topics.

Here are 8 charts that I think will help anyone become a better investor. 1/ The US Stock market is expensive.

Almost every metric shows that the US stock market is expensive.

At current price-to-earnings levels (or higher), 5-year annualized returns have been pretty low.

A great case for diversification and owning different asset classes.

Yes, the One Big Beautiful Bill will impact your taxes.

I've distilled the 870-page tax bill into the 17 most important things to know for your taxes and financial planning.

Let's dive in...

(Bookmark this so you can come back to it.) 1. Tax Brackets

>> The reduced marginal tax brackets from the 2017 Tax Cuts and Jobs Act (TCJA) are now permanent: 10%, 12%, 22%, 24%, 32%, 35%, 37%.

A solo 401(k) is one of the best investment tools out there.

But most people have never heard of it.

Here are some of the most common questions answered... Who can contribute to a solo 401k?
- Self-employed
- LLCs
- 1099 contractor
- Partnerships
- S corp owners
- Small business owners without any W2 employees-
- Freelancers

Most people aren't using their HSA to its full benefit...

A Health Savings Account (HSA) is a TRIPLE TAX-FREE account that allows individuals to save money for medical expenses.

However, I have found many people are only using 2 out of the 3 tax advantages!

Let's dive in... Here is how most people use an HSA...

1. Contribute money pre-tax.
2. Let it sit in cash
3. Use it for medical expenses

There's nothing wrong with that (it's better than not using an HSA), but you only get 2 out of the 3 tax advantages!

A Solo 401(k) is a sweet deal for entrepreneurs with no W2 employees.

A commonly misunderstood thing is when you can open and fund a plan.

The Secure Act 2.0 changed things up and made things better for entrepreneurs and solo 401k plans.

Here's what you need to know... Previously, entrepreneurs who opened a solo k after the year ended (for previous year contributions) could only make employer contributions.

If you wanted to fund w/ both employee AND, employer contributions, it must have been opened by the end of the year.

But things changed..

What is the Augusta Rule and how can it help your small business save tax? ⛳️

There is a little-known (and overlooked) rule where your business can rent your residence for 14 days or less.

A business tax deduction + tax-free income to you!

How does it work?🧵 First, the backstory. The Masters golf tournament held each year in Augusta, Georgia is one of the more popular and prestigious events in sports.

Residents of Augusta wanted to capitalize on this event by renting their homes to spectators flocking to Augusta once a year.

Pros and cons of directly holding digital assets vs. trusts vs. ETFs (one day): 👇

Digital assets directly: -Pros-

1. Considered property by the IRS (no wash sale rule).
2. You can hold it on or off-exchange and decide where to store it.
3. Use as currency or store of value. -Cons-

1. You have to keep it properly secured.
2. You have to decide how and where to hold it.
3. If you dispose of, spend, or exchange at a gain, it's taxable.

Now what about #DigitalAsset Trusts 👇

Running your own self-employed business is tough! A tool that can potentially help save more and/or reduce tax is the solo 401k!

A //THREAD\\ on its benefits and some FAQ...

First, let's start with the benefits and why I like the solo 401k 👇 1/9

1️⃣ Invest more: Offer higher contributions over IRAs

2️⃣ The spouse exception! If your spouse earned income from the business as an employee, they can contribute and get profit-sharing $. This can double the contributions!