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๐ŸŽฏ Deals ๐Ÿ’ณ Credit Cards โœˆ๏ธ Aviation โญ Loyalty
Nov 2, 2025 โ€ข 9 tweets โ€ข 2 min read
Big news: Govt. cut the "base" import price of:
โ€• Gold by $42 / 10g (now $1,285/10g), and
โ€• Silver by $107 / kg (now $1,556/kg)

Gold and Silver price crash on Monday? ---> NOOOO

Here's a simple detailed explanation! ๐Ÿ‘‡ This โ€œbaseโ€ is what customs uses to work out import tax โ€” not the price you see in shops.

Think of the base import price as a sticker the customs office puts on every box of gold or silver when it arrives. The sticker is a number customs uses to calculate tax. Itโ€™s not the sticker on the shop shelf or the price on the TV โ€” itโ€™s a special customs sticker.
Sep 7, 2025 โ€ข 15 tweets โ€ข 2 min read
1/ ๐Ÿงต The Great Indian Subscription Hijack ๐Ÿ’ธ
How Our Wallets Got Rented.

๐Ÿ‡ฎ๐Ÿ‡ณโœจ A decade ago, subscriptions in India were simple:

๐Ÿ“ฐ Newspaper โ€“ โ‚น40
๐Ÿ“บ Cable TV โ€“ โ‚น250
๐ŸŒ BSNL internet โ€“ โ‚น800
๐Ÿฅ› Doodhwala โ€“ โ‚น200

๐Ÿ‘‰ Total ~โ‚น1,500/month. Predictable.Image 2/ ๐Ÿšช Today, subscriptions quietly run our lives.

๐ŸŽฌ OTTs, ๐Ÿ” food apps, โ˜๏ธ cloud, ๐Ÿค– AI tools, even ๐Ÿ›’ ecommerce passes.

๐Ÿ“ˆ Americans spend $273/mo on subs.
๐ŸŒ Global economy โ†’ $1.5T by 2025.
๐Ÿ‡ฎ๐Ÿ‡ณ India? Catching up fast.
Aug 27, 2025 โ€ข 8 tweets โ€ข 5 min read
(1/7) CCC#1: Saving on Gold with Credit Cards ๐Ÿงตโœจ

Thought about buying Gold below market rate?๐Ÿ’ฐ
Itโ€™s possible with the right credit card + timing combo.

Here is a deep-dive ๐Ÿ‘‡
1๏ธโƒฃ Mechanics
2๏ธโƒฃ Preparation
3๏ธโƒฃ Execution
4๏ธโƒฃ Closure
5๏ธโƒฃ Savings Math

Big thanks to @GoldDealsIndia, @SartanparaYash & @ccg33k for the inspo ๐Ÿ™ โ€” hereโ€™s my experience & learnings โฌ‡๏ธBuying Gold below Market Rates using Credit Cards (2/7) 1๏ธโƒฃ Mechanics

Tools we used:
๐Ÿ’ณ HDFC Infinia Metal
๐Ÿ–ฅ๏ธ HDFC Gyftr (Smartbuy)
๐Ÿ›๏ธ Myntra

The overall flow:
๐Ÿ”– Buy Myntra GV via Gyftr (Infinia โ†’ ~16.7% back in RPs, capped)
๐Ÿท๏ธ Load GV โ†’ Myntra Credit โ†’ wait for BLINKDEAL promo
๐Ÿ’ฐ Add gold coin, apply promo, checkout using Myntra Credit
๐Ÿ’ต Sell coin at jeweller โ†’ NEFT credit in 2โ€“3 days

๐Ÿ’ก stack reward points + promo discount = Gold cheaper than spot rate.Buying Gold below Market Rates using Credit Cards