99% of people will never build real wealth.

It’s not because they’re lazy.

It’s because the game is rigged.

Here’s how the system keeps you poor (and how to escape it): The financial system is designed to keep you poor.

In this pyramid, you're at the bottom:
• Banks profit from your debt
• Corporations profit from your spending
• Employers profit when you feel stuck

Let me show you how each one works against you:

I spent 7 years advising 453 millionaires.

They didn’t chase stocks, time crashes, or gamble on Bitcoin.

They had one thing in common: a simple system they followed for decades.

Here’s the step-by-step plan you can copy to get rich in 2026: The millionaires I advised didn't:

• Chase hot tips
• Analyze charts
• Panic during crashes

They had a proven system they set up once and ran for decades.

That's it.

After spending 7 years in Wealth Management

And advising 453 Millionaires (worth $1M-$100M each)

These are the 19 most important lessons I learned: 1. Invest in Yourself

The best investment you can make is in yourself.

How to level up right now:

- Read more
- Take a course
- Exercise regularly
- Listen more, talk less
- Learn from past mistakes

The highest ROI is when you invest in yourself.

I worked with 453 millionaires as a wealth advisor.

99% of people think wealth is about money and strategy.

They're wrong.

Every single millionaire I worked with did THIS differently (and it changed everything): The secret to wealth isn't your paycheck or investment portfolio.

It's your BRAIN.

I watched 453 millionaires build fortunes over 7 years.

Here's what they all do that broke people don't...

Most people think they can only contribute $23,500 to their 401(k).

But there's a hidden strategy that lets you put up to $77,500 into a Roth - completely tax free.

It's called the 401(k) after tax rollover (or mega backdoor Roth IRA).

Here's how it works: Why does it exist?

401(k) plans allow 3 types of contributions:

1. Pre-tax (lowers taxable income, taxed later)
2. Roth (taxed now, grows tax-free)
3. After-tax (almost no one talks about this)

The after-tax bucket is the key to the mega backdoor Roth

99% of people will never build real wealth.

It’s not because they’re lazy.

It’s because the system is rigged.

Here’s how it keeps you poor (and how to escape it): The financial system is designed to keep you poor.

In this pyramid, you're at the bottom:
• Banks profit from your debt
• Corporations profit from your spending
• Employers profit when you feel stuck

Let me show you how each one works against you:

The HSA is the ONLY triple tax-advantaged account.

But only 9.3% of Americans own one.

Here's everything you need to know about the HSA:

(and why you should have one) What is an HSA?

HSAs are Health Savings Accounts.

You save money in HSAs for future medical expenses.

HSAs are the ONLY triple tax-advantaged account.

But before you just “get” an HSA, you need to qualify for one.

Here’s how you qualify for an HSA:

If you don't understand money, you'll never be truly wealthy.

Here are 15 money skills everyone should know by age 30: 1. Growing Your Network

If you want to get rich,

Start building relationships with:

- Lawyers
- Bankers
- Investors
- Accountants
- Wealth advisors
- Business owners

Your network is your net worth.

A Roth IRA is one of the most powerful wealth building tools.

But only 10% of Americans own one.

Here's what you need to know about the Roth IRA:

(and how a Roth IRA can make you a TAX-FREE millionaire) In 2010, Max Levchin, the co-founder of PayPal & Yelp chairman, sold 3.1 million Yelp shares in his Roth IRA.

That was a ~$10.1 MILLION profit.

Normally, you have to pay taxes on your profit.

But Max won’t have to pay a penny.

I've studied every market crash since 1900.

They all share ONE pattern that could make you millions if you recognize it now: Markets don't crash because of numbers.

They crash because of human emotion:

• Fear (losing money)
• Uncertainty (what to do next)
• Herd mentality (following others)
• Greed (chasing returns)

Remember: The media profits from panic. "If it bleeds, it leads."

I spent 11,923 hours studying finance so you don't have to.

Here are 7 money rules everyone should know by age 30: 1. 50/30/20 Rule

Budget your income based on your:

• Needs (food, rent, etc.)
• Wants (vacations, new cars, etc.)
• Goals ( savings, extra debt payments, etc.)

Needs = 50% of income
Wants = 30% of income
Goals = 20% of income

The tariff tsunami is coming.

99% of Americans will panic. The top 1% will profit.

Here are 3 money moves the rich are making now (before it hits): I've analyzed how the top 1% protect their wealth during downturns.

And the data shows EXACTLY where the smart money is moving today.

Here's how to recession-proof your finances while everyone else panics:

99% of people will never build real wealth.

It’s not because they’re lazy.

It’s because the game is rigged.

Here’s how the system keeps you poor — and how to escape it: The financial system is designed to keep you poor.

In this pyramid, you're at the bottom:
• Banks profit from your debt
• Corporations profit from your spending
• Employers profit when you feel stuck

Let me show you how each one works against you:

The Dynasty Trust is the most powerful wealth preservation tool.

But only 0.1% of Americans know about it.

Here's everything you need to know about Dynasty Trusts:

(and how wealthy families use them to pass down billions - completely tax free) What is a Dynasty Trust?

It’s an irrevocable trust designed to pass wealth down multiple generations...

WITHOUT estate or generation-skipping transfer (GST) taxes at each handoff.

Translation: More $$$ stays in the family.

Trump's policies will reshape the entire $29 trillion economy.

After 7 years in finance, I've identified where the money will flow.

Here are 7 sectors about to explode while everyone else is looking the wrong way: The U.S. economy is $29 TRILLION – and the biggest spender isn’t you or me…

It’s the government — and when government spending shifts, smart investors get rich.

Let me explain.

The mega backdoor Roth IRA is a legal tax loophole.

It lets you put up to $77,500 into a Roth - completely tax-free.

But 95% of investors don't know about it.

Here's everything you need to know about the mega backdoor Roth IRA:

(and how it can save you $100k+ in taxes) Why does it exist?

401(k) plans allow 3 types of contributions:

1. Pre-tax (lowers taxable income, taxed later)
2. Roth (taxed now, grows tax-free)
3. After-tax (almost no one talks about this)

The after-tax bucket is the key to the mega backdoor Roth

The HSA is the ONLY triple tax-advantaged account.

But only 9.3% of Americans own one.

Here's everything you need to know about the HSA:

(and why you should have one) What is an HSA?

HSAs are Health Savings Accounts.

You save money in HSAs for future medical expenses.

HSAs are the ONLY triple tax-advantaged account.

But before you just “get” an HSA, you need to qualify for one.

Here’s how you qualify for an HSA:

If you don't understand taxes, you'll never be truly wealthy.

Here are 11 strategies the rich use to legally pay less in taxes: 1. Employ Your Kids

Business owners listen up

If you have kids under 18, you can:

• Employ them
• Pay them $14,600/yr tax-free
• Deduct your kids' salary from your taxable income

When you employ your kid, that's a business expense

And business expenses are tax-deductible

If you don't know how to manage money, you'll never be truly wealthy.

Here are 5 money management methods everyone should know: 1. Budgeting

Budgets help you figure out where your money is going.

To create a budget, track every cent:

• How you made it
• How you spend it

Then categorize your spending as:

• Needs
• Wants
• Wishes

Spend on your needs and save/invest the rest.

I spent 11,923 hours studying finance so you don't have to.

Here are 7 finance rules everyone should know: 1. 50/30/20 Rule

Budget your income based on your:

• Needs (food, rent, etc.)
• Wants (vacations, new cars, etc.)
• Goals ( savings, extra debt payments, etc.)

Needs = 50% of income
Wants = 30% of income
Goals = 20% of income

The HSA is the ONLY triple tax-advantaged account.

But only 9.3% of Americans own one.

Here's everything you need to know about the HSA:

(and why you should have one) What is an HSA?

HSAs are Health Savings Accounts.

You save money in HSAs for future medical expenses.

HSAs are the ONLY triple tax-advantaged account.

But before you just “get” an HSA, you need to qualify for one.

Here’s how you qualify for an HSA: