I’ve been studying finance for 14 years.

I’ll tell you in 60 seconds:

Here are 13 ways people don't realize they're getting poorer: 1. Focusing on the downside of every opportunity

This is what pessimists do. Wealthy people focus on the upside and limit the downside. Even if the worst happens 99% of the time you'll be fine.

After helping 6000+ businesses nail social media…

Here's every marketing tip I’ve learned: 1. Be cringe AF and smile about it.

Cringe is good. It means you're doing what works. It's low ego.

People who can't be cringe never succeed because they get stuck in their heads.

Cringe = Popular
Popular = Works

I’ve been studying finance for 14 years — and I’ll tell you in 2 minutes:

The solution to money problems is to make more money, not save money.

Here's how to do it: 1. Change your psychology you stubborn son of a b*tch

That's the single biggest differentiating factor. If you believe your limiting beliefs, nothing will work.

I just turned 39.

If you’re in your 30s, read this: 1. At 40, it's clear who took risks and who didn't. The ones who didn't are full of regrets & numb the pain with alcohol.

I closed $6M in sales without an MBA.

My secret: 1. Be obsessed like a motherf*cker

• Do 10x more calls than the competitors
• Care about the person you're selling to
• Have high energy, shoulders back
• Show up on time

Most people don't make it because of their psychology.

I studied $1M per month sales funnels and nobody is talking about this:

Low ticket products and services are cannibalising your offers.

Here’s how to finally escape low income hell: 🧵 Everyone thinks they're going to be the next Justin Welsh & sell $100 courses that turn into $10M.

Justin was an outlier. He did it before AI.

You're not going to be a passive income god selling eBooks while sitting on the beach. This is a fantasy.

As an entrepreneur, I hate to break it to you, but...

If your business is not already doing 6-figures. It’s not a business. It’s a hobby. Constantly changing offers isn’t going to save you.

Here are 12 strategies that turn struggling businesses into $200K+ businesses: 🧵 The point of being an entrepreneur isn't to:

• Get rich
• Show off
• Buy a Lambo
• Hire 150 people

... it's to get wealthy enough to buy back your free time and go slow in life.

It's also to spend time with your family.

If I had to start from $0 and make at least $100K per month online again at 39, here’s what I’d do: I'd stop changing business models every 5 seconds.

It's not the business model. It's your impatience.

If I had 12 months & wanted to make $100,000 per month online at 30 years old, I'd copy this unknown entrepreneur: @thedanielfazio turned his Twitter/X account into 157K followers

He now does ~$800K/month in revenue from:

ListKit — a software tool for cold outreach.
Client Ascension — a coaching program
Olympia — a marketing automation platform

I've followed him for 5 years & read every piece of his content

Here's exactly how he did it (and you can too):

I studied finance and worked in a top tier bank.

It took me 10 years to learn what I’m about to tell you in 2 min:

1. Real wealth is free time, not a Lambo. 2. Investing in index funds is the slowest way to build wealth

• Gurus preach it because it's easy
• Returns don't factor in currency debasement
• Returns often ignore taxes payable

If you choose this option you guarantee you'll be stuck struggling until 65.

The most important skill to master in 2025:

Entrepreneurship.

Without it, you'll be underpaid, doing work you don't give a f*ck about, and stuck settling for second best.

After 11 years of being an entrepreneur, here's how to finally build a digital business that'll set you free: 🧵 Most people overcomplicate entrepreneurship.

• They think of it in grandiose terms & make plans that take years to execute.

• They try to become the next Zuckerberg, Jobs, or Bezos. The odds of that are worse than the lottery

There's another way.

15 months before my daughter was born, I quit my $200K/year banking job.

Why?

I became financially free.

Here are 32 financial secrets the finance industry doesn’t want you to know: 1. The answer to 99% of money problems is just to make more money.

2. The wealthiest people start businesses, not buy index funds.

3. How you think about money has more to do with building wealth than learning about money does.

This man healed what psychologists couldn't:

Søren Kierkegaard

It's impossible to be depressed, stressed, or anxious after understanding his philosophy

Here's his 7-step approach to reprogramming your mind that'll set you free: 🧵 Modern culture is now black & white.

You either voted red or blue. Or you love Elon or hate him. Nuance is lost.

Everything has become polarizing. People have been dumbed down to conform.

This is why Søren Kierkegaard's work is making a comeback.

I'm 39.

If you want to get ahead of 99% of people, read this: Step 1: Choose to be relentless

Most people give up at the first obstacle. They want the outcome but they don't do what it takes.

Every goal has KPIs. Increase the intensity.

If you normally do 3 follow-ups, do 12.
If you do 8 reps of bench press, do 16.
If you earn $100K, insist on making $1M.
If you post once a day on social, post 12 times.

Mindset: just don't take no for an answer. Do more.

I’m 39.

After 10 years in corporate, I’ve discovered 14 truths that'll make you question everything about your career.

Your boss will be pissed if you read this: 1. Promotions just force you to be stuck in back-to-back meetings

What we crave is free time and autonomy.

Without those things we die inside.

Time to build a side hustle has a far better ROI.

13 signs of high agency people:

1. They have a strong bias for action.

High agency people don't talk, plan & overthink. They get sh*t done. 2. They refuse to accept the status quo

They f*cking hate fitting in. They embrace their weird. They call out nonsense. They're a game-changer.

I'm 39.

When I was young I wasted years being broke, woke, anxious, and depressed.

Then I found Felix Dennis's "11 ideas to get rich" and it literally changed my financial future

This took me 20 years to realize. I'll teach you in 2 minutes: 🧵 Felix Dennis was a badass.

• Sold his publishing business for $240M
• Bought David Bowie's mansion
• Wrote one of the best-selling money books ever

Just before he died he bizarrely became a popular poet too

I took Naval Ravikant’s tweet thread "How to Get Rich (without getting lucky)" & made $1.55M with it.

Here’s how: On May 31st 2018, Naval Ravikant blew up the internet.

He posted a tweet thread that people still can’t get over 5 years later. It’s a tweet thread I re-read weekly.

If you haven’t read it then I insist you do.

After I read this tweet thread at age 32, I implemented the principles in my life.

I estimate they’ve made me approximately $1.55M since doing so.

Use these principles to do the same.

The book "The Psychology of Money" sold 7 million copies.

But 95% of readers are still struggling financially & missed the whole point.

Here are 9 harsh truths you completely overlooked (& still suffer because of it): 🧵 1. "Doing well with money has little to do with how smart you are and a lot to do with how you behave."

• People know how to be wealthy, but they let a lack of discipline and temptations screw them.

• EQ over IQ

A simple funnel leads to a $1M/year business.

But 99% don’t know how to build a funnel.

Here are 6 powerful methods to build a high-converting sales funnel: 1. Core high ticket offer

Start from a single high ticket offer and work backwards from there on the funnel.

All roads should lead to and compliment your high ticket offer.

If you don't know what your core high ticket offer is, you have an unreliable funnel that'll crash & burn

Carl Jung once said:

"Thinking is difficult, that’s why most people judge."

Here are 11 things I learned from him: 1. “Where your fear is, there is your task”

This is why the work-life balance & self-care movements help people become losers.

Discomfort is where the opportunity is

Find what you fear & look it in the eyes

...otherwise you become mediocre and the rewards are terrible.