How to fix your money problems permanently.

It starts with 1 simple strategy you use everyday: Everything in life is a video game, especially money.

This mental model makes it easier to win cause we can all play & win video games.

Here are the levels of the money video game:

Most people are unhappy.

So, I've spent 20 hours watching Bill Murray interviews over 3 months.

What I found?

Bill Murray's Happiness Formula: Forget trying to be famous

"Try being rich first. See if that doesn’t cover most of it.”

• Fame = No Privacy

• Being popular means haters

• Being in the spotlight drains energy

Get wealthy then disappear forever = Happiness

Today is my 38th birthday. Here are all the things that I know at 38 which I wish I knew at 20.

1. Everything worth doing is terrifying in the beginning

I’ve learned fear is the #1 hidden blocker in everything.

No joke. Fear secretly screws with everyone, especially the fearless.

Learning to sit with the fear is where the power is found.

The stuff you’ll look back on and appreciate is the same stuff that feels terrifying right now —

• changing jobs
• having a baby
• starting a business
• writing online
• doing an extreme sport

The average person runs from fear.
Life starts to change when you choose fear.

Fear = Opportunity 2. We’re all busy so stop telling yourself you’re f*cking special

Newsflash:

There isn’t a single person who isn’t busy.

If you use busy as an excuse you’re telling yourself you’re special.

And special snowflakes live a life of pain, waiting for the world to be fair.

There is never a time in life when you won’t be busy.

That’s why priorities are crucial, otherwise your time will disappear like a fart.

This is Jim Carrey.

The funniest philosopher in the world.

Net worth = $180M. But he's dealt with depression for years. Spirituality saved his life.

Here are his unthinkable life lessons (that'll make you feel superhuman): At 13, my friend showed me a story

It said Jim Carrey had mental illness & was su!c!dal. I was confused.

How could someone so funny/successful be su!c!dal?

It was the first window I had into the false reality I was living in.

The image is still clear in my mind of that day.

This is Richard Feynman.

History's most popular and controversial scientist.

His message? You can have a Ph.D. and still be an idiot.

Here's his badass formula for how to live a good life: "Do not use your energy to worry."

Use your energy to believe, to create, to learn, to think & to grow."

• Worry robs you of power
• News/politics want us worried (easier to control)

Energy is finite. Invest it for an ROI:

- Business
- Relationships
- Self-improvement

This is David Goggins.

He teaches people to stop being little b*tches.

He was a Navy Seal, then sold 5M copies of his book "Can't Hurt Me."

Here are 10 of his insights that rewired my brain to do hard things (and will do the same for you): “I never set a goal I can reach”

In the late 90s he was an overweight loser with no direction, working a bunch of dead-end jobs.

To become a navy seal he had to lose 100 pounds in 90 days.

After many attempts, he qualified for navy seals.

Hard goals push your further.

Most people suck at writing.

So, I've spent 150+ hours studying James Altucher over 5 years.

What I found?

James Altucher's Writing Formula: Share f*cked up moments from your life

• Hanging out with prostitutes
• Bankruptcy
• Divorce
• Lies

There's nothing James hasn't shared. That's what makes him irresistibly human.

This is Joe Dispenza.

A world-renowned neuroscientist.

He teaches people how to brainwash themselves into thinking on a higher level.

Some say he's a fraud & supernatural.

Here are 10 of his insights that shifted the trajectory of my life (and will do the same for you): The people who say Joe's a fraud don't understand him.

They live a mindless life.

We can learn from everyone – especially the people we don't understand.

Let's learn from Joe.

Cheat codes for life I know at 37 that I wish I knew at 27: 🧵 1. Life is you versus who you were 12 months ago. All other competition is bullsh*t.

2. When you get lots of rejections you stop fearing it. This makes you unstoppable.

3. Busyness is a sign of poverty that will eventually lead to personal bankruptcy.

Look at this guy.

He's an actual detective who hunted fugitives, did SWAT & interrogated criminals.

After 12 years as a detective he bizarrely quit.

Here's how Joshua Mason says you can tell if someone is lying to you: People lie to friends, spouses, family, and strangers because of:

• Financial gain
• Fear of judgment
• Maintaining social status

Here are the 7 signs of a liar:

I'm 37.

At 28, I spent the last $2000 I had to attend a Tony Robbins seminar.

He forced me to walk on fire.

30 days later, my life transformed. Here's the story: At 26 I walked away from my startup.

I got a job in a bank call center.

The psychologist diagnosed me with extreme mental illness.

I spent 1000s of dollars trying to heal.

Nothing worked.

This is Tim Ferriss.

He taught me how to be unf*ckwithable.

His podcast has 1B downloads & he hates fame.

Here are 11 of his insights that made me unf*ckwithable (and will do the same for you): Definition of unf*ckwithable:

“When you’re truly at peace and in touch with yourself.

Nothing anyone says or does bothers you and no negativity can touch you.”

This is David Goggins.

He teaches people to stop being little b*tches.

He was a Navy Seal, then sold 5M copies of his book "Can't Hurt Me."

Here are 10 of his insights that rewired my brain to do hard things (and will do the same for you): “I never set a goal I can reach”

In the late 90s he was an overweight loser with no direction, working a bunch of dead-end jobs.

To become a navy seal he had to lose 100 pounds in 90 days.

After many attempts, he qualified for navy seals.

Hard goals push your further.

This is Ankur Warikoo.

He wrote a controversial book called "Do Epic Sh*t"

He went from 5 months in savings to $2M from digital products in 18 months.

15 ideas. 15 opportunities to do epic sh*t in your life. "If you are comfortable dancing in public without alcohol or drugs, you are at peace with who you are"

• People who drink excessively are losers
• Following the mainstream is a bad idea

Once you quit alcohol/drugs you get epic energy.

Energy = Life

This is Tom Anderson.

At 35 years old, he sold Myspace for $580M.

Then he bizarrely vanished.

Here's his story: Tom's startup Myspace launched in 2003.

Everyone used it.

Pop culture embraced it.

Most of all, musicians loved it.

It was the first time followers meant something.

It scared all the middlemen who owned distribution.

I am an online business owner that works with the top 1% of entrepreneurs in their 20s and 30s.

I wish everyone understood these 13 critical lessons about online business: 1. "Hard choices, easy life. Easy choices, hard life"

Losers want:

• Cheat codes
• Quick wins
• Fast cash

The game doesn’t work like that

Making money online is hard because the victory gives you enough money to set you up for life

And access personal freedom.

I became a millionaire at age 34.

I could have become a millionaire by age 24 if I had installed these 8 habits sooner. 1. There are levels to the world of work

Level 1 = Job

Level 2 = freelancing, consulting, or one-person businesses

Level 3 = starting a business

Level 4 = running a business with large numbers of employees

Get off level 1 amateur hour.

Action: build a side business.

This is Vishen Lakhiani.

He teaches people how to be unf*ckwithable.

His company makes over $100M a year doing it.

Here are 14 of his insights that made me unf*ckwithable (and will do the same for you): Vishen's definition:

“When you’re truly at peace and in touch with yourself.

Nothing anyone says or does bothers you and no negativity can touch you.”

Ryan Holiday's work will change your life forever.

His work takes 100s of hours to read. I've gone through it so you don't have to.

13 ideas. 13 opportunities to upgrade your mind. "Confidence is the absence of opinion"

Confidence in writing is hitting the publish button without the need to seek validation or opinion before doing so.

I retired from my banking job forever at 34.

• No mentors
• No illegal activity
• No severance pay

Here are the simple ideas I used to retire early:🧵 The world runs on hidden incentives

To retire early you must understand:

Everyone is selling something & has a convenient story to do so.

Once you stop getting fooled by hidden incentives, you’ll get taken advantage of less.

This is Jon Morrow.

He's made $10M+ writing online, but can't move his body except his face.

I had to know how he writes and makes money.

Here's what I found: Jon Morrow has Spinal Muscular Atrophy.

It means he lives in an electric wheelchair.

He’s not supposed to live a long time either.

Doctors said he will one day get a lung infection.

They were right.

He's had pneumonia 16 times & didn’t die.