I'm 38.

Here are money cheat codes I wish I knew in my 20's: 1. The best investment you can ever make is starting a business, not buying index funds.

A business changes how you think which makes you wealthier.

The most dangerous, common & overlooked problem in the world:

Not enough money.

It's why you're stressed, frustrated and your life is always in chaos.

Here's Naval Ravikant's 12-step protocol to become wealthy & free: 🧵 Making money isn't taught in school.

That’s why society is poor. The education system teaches us to be renters, not owners.

The solution is to learn how to become wealthy. Naval teaches it the best.

I completely changed my life in 6 months (so can you). Here are the 18 things I did: 1. Do a clean out of all your friends

I had coke & weed addicts in my inner circle. All they wanted to do was escape.

Staying around toxic people makes you toxic. Quietly stop hanging around them.

Raise your standards of what a friend can be.

My #1 regret in life:

I wish I didn't waste my 20s & early 30s waiting to start an internet business.

18 pieces of brutally honest business advice that I’d give to my younger self (so you can avoid my failures): 1. Stop being such a pussy

I stayed at a boring job until 34. I could have quit at 24 but fear held me back.

Breakthrough: you can always get another job

There's no shortage of jobs & selling the pleb dream is getting harder

Go all in. Failure is all roses, baby!

I am 38.

At 26, I lost everything & had $900 to my name

Now, I've made several million ($6M+ Net Worth).

My life changed forever when I learned how the wealth mindset works. Let's dive in: Your psychology determines how much money you make.

To create true wealth you must understand how wealthy people think.

And rewire your mind from bad programming.

I learned this mindset from ~100 millionaire clients at my 9-5 banking job.

A “razor” is a rule of thumb that simplifies decision making.

Successful people use razors constantly.

The 15 most powerful razors I’ve found:

(explained in 2 minutes) The Kardashian Razor:

The more viral a person or event goes, the more society overestimates how important it is.

Explains Trump.
Explains Elon Musk.
Explains Andrew Hate.
Explains wokeism.

I’m 38.

I used to think being productive was #1, doing 10,000 hours led to greatness & success was about working hard.

Then I discovered the book "Flow", and it changed my life forever.

6 lessons from the most controversial productively book that will change how you see the world: The misunderstood concept of flow

The author of "Flow" Mihaly Csikszentmihalyi says flow is when you’re “involved in an activity where nothing else seems to matter.”

Many non-flow experts have even tried to understand it because it explains human evolution.

For an activity to crossover and become a flow state, it has to be challenging.

In this process of overcoming challenges, Mihaly says, we live the most enjoyable times of our lives.

I became a millionaire at 34.

If I had understood & implemented these 17 concepts,

I could have done it 10 years sooner... 👇 1. Build distribution, then build whatever the f*ck you want

Without attention you're forced to ask for permission. Or buy ads.

Build an email list, then use it to build whatever you want.

Example: Dan Koe

Built an email list, then used it to build a note-taking app. Genius.

If I had to make $15,000 in the next 30 days through X starting with:

• 0 followers
• 0 email list
• 0 clients
• $0

Here's exactly what I'd do: Making money online is now an obvious path.

My 7-figure business has had many business models.

Here's the best way to make money through X:

The man who can predict the future:

Peter Diamandis.

He's been friends with Elon Musk for 20+ years & owns a $600M venture capital fund invested in exponential technologies

10 lessons from the greatest tech investor of our lifetime: 1. "The most successful people are first-principle thinkers."

Assumptions are a b*tch. Yet most people get led down a dark alley and hurt because of them.

A first-principle thinker breaks problems down to their essence in a simplistic way.

From there, it's easier to build a solution.

Assumptions lie to us.

Master sales and you can print money at will.

Sadly, most people don't know how to sell or where to start.

Tony Robbins is a master at sales and has a net worth of $600M because of it.

Here are 10 sales techniques I learned from him (that made me a millionaire): "People don't buy products, they buy feelings."

They buy states.
They buy identities.

Sales is a game of psychology. If you understand how humans think you can sell anything.

Sales is persuasion, not manipulation.

This is Raoul Pal.

The most in-demand guest for podcasts about money.

He teaches people how to think about money. I spent thousands of $$$ to learn from him.

Here are 15 of his strategies that transformed my life (and will do the same for you): The biggest mind-blowing lesson from Raoul:

Financial markets never recovered from 2008

If you change the denominator of the Fed central bank balance sheet away from USD....

U.S. stock prices have hardly moved since 2008.

WOW

I took Naval Ravikant’s tweet thread "How to Get Rich (without getting lucky)" & made $1.55M with it.

Here’s how: On May 31st 2018, Naval Ravikant blew up the internet.

He posted a tweet thread that people still can’t get over 5 years later. It’s a tweet thread I re-read weekly.

If you haven’t read it then I insist you do.

After I read this tweet thread at age 32, I implemented the principles in my life.

I estimate they’ve made me approximately $1.55M since doing so.

Use these principles to do the same.

Naval Ravikant and Tony Robbins changed my life.

I watched 100s of their videos over the last 5 years.

Here are the 11 best habits I learned that will change your life: 1. Make progress every damn day

True happiness isn’t found where you think

Society says happiness is found behind a white picket fence in the suburbs with a Toyota minivan.

Bullsh*t.

Tony: “Progress equals happiness.”

I’m a 38 year old dad & entrepreneur, studied finance for 8 years & worked 10+ years in major banks.

I hate to break this to you: Most people were never taught how money works.

The system wasn’t built for us. But that doesn’t mean we can’t win.

Here are 10 no-BS money rules everyone needs to know. 1. If your money isn't growing, it's dying.

That's what inflation and currency devaluation do. They're a hidden tax.

And they screw with your investment gains.

You say "my house increased in value by 7%."

But the real growth is much lower because you're measuring gains in a manipulated currency.

The 24 microhabits of people who are actually obsessed (that will change your life):

1. Take the default amount of effort required in any field and 10X it. 2. When everyone else is working 8 hours a day doing something they hate, you work 12 hours a day doing something you love.

3. Just wake up and start working on your obsession. No morning routine.

Everyone talks about famous writers like:

J.K. Rowling, Stephen King, or Hemingway.

But there is a U.S. author who redefined the game forever.

Here are the secret techniques Mark Manson used to write one of the best-selling books of all time: In his 20s, Mark Mason was a pickup artist and gave blogging advice.

People called him a sleazeball.

One day, while pissed off at his family, he wrote a satirical piece about not giving a f*ck.

He nearly didn't publish it.

I wish someone told me this at 18...

1. If you don't obsess over one thing, you'll never be successful.

2. The happiest people have lots of free time, not luxury bullsh*t. 3. Use a 9-5 job to earn. Then as quickly as possible build something online to earn.

4. Your mindset determines your net worth. How you think is everything. Program your mind.

If I had 12 months & wanted to make $1M online at 35 years old, I'd copy this unknown entrepreneur: @OneJKMolina makes $100K a month in profit.

He does it with only 100 clients. And he grew up broke in a 3rd world country.

I've watched him closely for 5 years.

Here's exactly how he did it (and you can too):

Nassim Taleb once said:

“The three most harmful addictions are heroin, carbohydrates & a monthly salary.”

Here are 11 things I learned from him: Nassim started life as a Wall Street derivatives trader.

He eventually quit & became a hedge fund manager while writing these best-selling books:

• Antifragile
• The Black Swan
• Fooled by Randomness

Now he's also a university professor.

This is Jocko Willink.

He teaches people to stop being little b*tches.

He was a Navy Seal, then sold 500,000+ copies of his book "Extreme Ownership."

Here are 11 of his insights that rewired my brain to do hard things (and will do the same for you): “Discipline equals freedom.”

• Craving the easy life is how you get a hard life

• Discipline leads to hard mode

• Hard mode leads to consistency

• Consistency leads to results

• Results lead to wisdom

Wisdom = Freedom