THE NIGERIAN STOCK MARKET — A Complete Beginner’s Guide

I’ve been getting tons of DMs asking how to start investing in Nigerian stocks.

So I put together the most detailed thread you’ll ever read on this topic.

Bookmark this. Share it. Your future self will thank you.
🧵👇 1. First, let’s talk about WHY you should care right now.

The Nigerian Exchange (NGX) returned 51.19% in 2025, its best performance since 2007.

Market cap went from ₦62.76 trillion to ₦99.4 trillion.

In February 2026, it crossed ₦123.9 trillion and the All-Share Index hit 193,000 points — a record.

This market is not playing.

The Nigerian Stock Market (NGX) is no longer a playground for the elite.

In 2025, the NGX was one of the best-performing markets globally. In 2026, it will be the furnace where generational wealth is forged.

If you have ₦5,000 and a smartphone, this guide is for you.

The 2026 Beginner’s Guide to the NGX. 🧵👇 1. Before you buy a single share, fix your perspective:

You are not playing the market.
You are not gambling.

You are becoming a business owner. When you buy a stock, you own a piece of a living, breathing corporation. Your goal is long-term equity, not quick flips.

The Nigerian stock market (NGX) just closed its most historic year ever. In 2025, investors earned a staggering ₦37 Trillion in wealth, with the market cap nearly hitting the ₦100 Trillion milestone.

If you want to master the NGX in 2026, this is the only thread you will ever need. 🧵👇 1. The State of the Market (2025 Review)

To know where we are going, you must know where we’ve been. In 2025:

• The All-Share Index (ASI): Jumped 51.2%, closing at 155,613 points.

• Total Wealth Created: Market cap rose from ₦62.7T to ₦99.4T.

• Sector Champions: Consumer Goods and Agriculture led the way, with some stocks returning over 120%.

🧵 Starting life on your own? Thinking of moving out, starting fresh, or figuring your next steps? Read this thread, it’s for you. 1) Life starting out is confusing. You might not know whether to leave your parents’ house, finish NYSC, move to another city, or start a career. Overwhelming? I get it.

Take a deep breath. You still have 3 months left this year to plan, strategize, and start building your life properly.

Most people buy stocks without ever reading the company’s annual report.
Big mistake.
Here’s a simple guide to reading it like a pro, even if you’ve never opened one before 👇 1. Start with the CEO’s Letter
Think of it like a letter from your class captain.
It tells you what went well, what went wrong, and where the company is heading.

Pay attention to the tone: Is management realistic or just hyping?

THREAD 🧵: Types of Stocks You Should Know

Investing can feel confusing when you hear terms like blue-chip, penny, IPO, defensive.

But don’t worry, let’s break down the major types of stocks in a simple way, so even a beginner can understand 👇 1. Blue-Chip Stocks
Think of them as the “big men” of the market.

- They’re reliable, stable, and always paying you something back (dividends).

Example: Microsoft, Dangote Cement, MTN.

Safe for long-term investors.

THREAD 🧵: When to Take Profit in the Stock Market 1. One of the hardest questions for every investor: “When should I sell and take profit?”

It sounds simple, but timing can be tricky. Let’s break it down in the easiest way possible so anyone even outside finance can get it.

Happy weekend fam

Let’s break down 3 popular investing styles in the stock market — Growth, Value, and Dividend Investing.

Don’t worry, I’ll keep it very simple, with examples from both Nigeria (NGX) and global markets. 🧵👇 1.Growth Investing
Here, you buy companies that are still growing fast, even if they don’t pay dividends yet.
You’re betting on the future.

Example
NGX: MTN Nigeria — expanding into fintech & data.

Global: Tesla or Amazon (they reinvest profits to grow big).

The risk? Price can swing heavily. But if it works, returns are massive.

Stocks can be like rollercoasters. Bonds? More like a train: steady, predictable, and unlikely to throw you off. Let’s break down bonds in simple terms. 1. What exactly is a bond?
It’s basically you acting as the bank.
You lend your money to a government, company, or city, and they agree to:

- Pay you interest at set intervals

- Return your original money on an agreed date (maturity date)

Mutual Funds: The Beginner’s Shortcut to Smart Investing 1. If you’re new to investing and want an easy way to grow your money without tracking dozens of individual stocks.

Meet Mutual Funds, a beginner-friendly tool that lets you invest in many assets at once, managed by professionals.

Here’s the simple breakdown 🧵

Beginner’s Guide to Investing in Nigeria (with ₦5k or less)

You don’t need ₦1 million to start investing.

You need ₦5k and the right information.

This thread is your beginner-friendly, practical guide to investing step by step 👇 1. Start with the Basics: What is Investing?

Investing is simply using your money to buy assets that grow in value over time or bring returns.

Instead of letting money “sleep” in your account, you’re giving it a job to multiply.

Think of it like planting a seed.

10 Investing Terms Every Beginner Should Know

Thinking of investing but all the big words confuse you?

Relax.
Let’s break down investing terms in a way your younger self would understand.

A thread 🧵👇 1.Stock = Owning a small part of a company.

When you buy shares of a company like Apple, you’re buying a piece of it. If they grow or make profits, so do you (sometimes through dividends).

THREAD: How to Start Your Investment Journey from Scratch (and Actually Build Wealth)

If you’re a complete beginner and you want to invest in stocks, real estate, ETFs, mutual funds but don’t know where to start.

This is the only guide you’ll ever need to read in 2025. 👇

🧵 1. Before you invest in anything, ask yourself:

What am I investing for?

- Is it to grow wealth long-term?
- Is it to make income from dividends or rent?
- Is it to beat inflation and protect your money?

The answer determines how you’ll invest.

I never for once thought a day like this will come but Mashallah it’s finally here, Growing up as a kid I was put in the boarding house since primary school up till my secondary school, I was never a lover of Islam and I even criticized it sometimes because I always believe that

https://twitter.com/tobzwrld/status/1721636435957108958

they don’t serve the true God but I never knew Allah was going to show me things that seems hidden and dark to me, moving on to secondary schools I still didn’t love the religion at all and moreover my parents are Christian, getting to senior class around (SSS2) a friend that was