Short Thread: Why I chose $GRAB

My newest position in my portfolio is Grab. Though small, I believe that there is great potential to double this position in the next year. In this thread I will outline the 3 factors that led to me opening this position. 1. Southeast Asia Stronghold

One of the main reasons I opened a position in $Grab is its established leadership across Southeast Asia.
When $Uber attempted to scale in the region, it ultimately couldn’t compete with Grab’s deeper understanding of local markets, regulatory environments, and consumer behavior. Uber chose to exit and hand its Southeast Asian operations to Grab, a move that showed Grab’s competitive strength rather than luck.

Today, Grab's market is made up of some big players but mostly smaller competition and is heavily fragmented. This allows for Grab to scale rapidly through M&A. These smaller entities can not compete with Grabs economies of scale, and eventually will be forced to sell.

Grab is firmly embedded in daily life across multiple countries in the region. This regional dominance creates a durable advantage that is difficult for new entrants to replicate.

📈 Officially Buying: $QXO – My Next Multi-Bagger??

As you know I’ve been on the hunt for a stock with the same breakout potential as $HOOD, $PLTR, or $NBIS. Disruptive, visionary, and built for growth.

I believe I’ve found it in $QXO. Led by M&A titan Brad Jacobs, this building products distribution innovator is positioned to shake up a fragmented industry.

I’m excited to show you guys why i’ll be buying this name insatiably.

🧵👇

#Investing #Stocks #Stockmarket 1. Brad Jacobs - Worlds Most Underrated Founder

I love founder-led companies. You know this. They bring a different grit, and relentless drive to execute. Not to mention they deliver 30x more returns than non founder led.

Let me give you a quick intro to the founder behind $QXO: Brad Jacobs, a serial entrepreneur who’s built some of the most explosive businesses in modern history.

In the ‘90s, Jacobs founded United Waste Systems, took it public, and sold it to Waste Management for $1.9B in 1997, delivering a 55% compound annual return and beating the S&P 500 by 5.6x. That same year, he launched United Rentals, turning a fragmented market into the world’s largest equipment rental company. Its stock became a “200-bagger,” soaring from $3.50 to over $700, ranking as the sixth best-performing Fortune 500 stock of the last decade.

In 2011, he built $XPO Logistics into a global giant with $20B+ in sales across spin-offs like $GXO and $RXO, delivering a “50-bagger” return by 2024. Across his career, Jacobs has created eight billion-dollar companies, six of them public.

This is a bet on someone who’s proven himself for over 30 years, delivering over 30,000% in cumulative returns. His secret is a killer M&A strategy. Hundreds of deals that consolidate industries and drive efficiency. That’s exactly what you can expect from $QXO in building products distribution.

#Stocks #Stockmarket

Here it is — my most in-depth analysis yet: Nebius Group

I want you to think of this thread as “Your Nebius Group Handbook”

Real assets. Real scale. Real strategy.
And yet — still flying under the radar.

From intelligently deployed capital to staggering hypergrowth and a near-pristine debt profile — this thread is built to help you decide where you stand on Nebius Group by the end.

Grab a snack, this is a good one.

((Thread))

#StockMarket #StocksToBuy #Stocks #USA #AI $AMZN $NVDA #Investing $NBIS $CRWV In case you want to skip around, or find something directly, here’s the list of what this covers:

Nebius Group Thread — Index

1.What is Nebius Group?

2.The Yandex Spinoff Explained

3.CEO Spotlight: Arkady Volozh

4.Q1 2025 Financials & Growth

5.Expansions & Upgrades

6.Strategic Backing: Nvidia & Amazon

7.Customer Base

8.Services

9.Risks / Things to Watch

10.Competitors

11.Debt Position

12.Unit Economics & Efficiency

13.Valuation Framework

14.Final Verdict

$NBIS $NVDA $AMZN $CRWV #stockmarket #AI

UNITED HEALTHCARE: Thoughts and Opinions.

Let’s talk $UNH. This name can’t seem to catch a break. CEO Murders, investigations, lawsuits and a stock price that’s getting destroyed. Here’s my take on the current United Healthcare situation.

RUNDOWN (Last 6 months)

It’s been nothing short of a perfect storm for UnitedHealth. I think everything really started unraveling after the tragic murder of their CEO back in February. I don’t want to dive too deep into that because there are a lot of very strong opinions online—but it undeniably put a massive spotlight on the company. From there, it’s been one hit after another.

Not long after, their newly appointed CEO—who was supposed to bring stability—ended up stepping down. That shook confidence even more. Then came the lawsuits. The chatter around antitrust issues and deceiving shareholders started heating up, and rumors of DOJ investigations haven’t helped at all. The narrative flipped fast—from “stable blue-chip healthcare” to “risk-laden corporate mess.”

And it’s all showing in the price. $UNH is down roughly 45% YTD. That’s unheard of for a name that was considered a cornerstone in so many portfolios. Investors are spooked, and for good reason—it’s been a perfect storm of leadership chaos, legal risk, and a growing lack of confidence.

((THREAD)) DOJ Investigation Rumors: The Latest Blow

Just yesterday, UnitedHealth $UNH faced another significant setback. The Wall Street Journal reported that the Department of Justice is conducting a criminal investigation into the company’s Medicare Advantage billing practices. UnitedHealth responded by stating it has not been notified of any such investigation and stands by the integrity of its Medicare Advantage program .

The specifics of the alleged investigation remain unclear. This ambiguity has led to speculation: it could be an unfounded rumor, or perhaps the DOJ is keeping details confidential at this stage. Regardless, the market reacted swiftly—$UNH shares dropped approximately 8% in after-hours trading following the report .

My Take: Potential Implications

In my view, this development could have profound implications for UnitedHealth. (Obviously I mean that goes without saying). But I want to show you exactly how profound.

The Medicare Advantage program is a cornerstone of the company’s business. In 2024, UnitedHealthcare generated $298.4 billion in revenue, accounting for approximately 74.6% of UnitedHealth Group’s total revenue of $400.3 billion. Within this, the Medicare Advantage segment is particularly significant, with UnitedHealthcare enrolling 9.4 million members in 2024, representing about 29% of the total eligible Medicare population.

Any criminal investigation into its billing practices could erode trust among customers and investors alike. If the allegations hold merit, it might lead to regulatory penalties, loss of contracts, or stricter oversight, all of which could impact the company’s financial health and reputation.

Moreover, in an industry where trust is paramount, even the perception of wrongdoing can be damaging. Customers may begin to question the company’s practices, potentially leading to a decline in enrollments or increased scrutiny from partners and regulators. I mean it’s business practice 101. If your customers can’t trust you, they won’t use you.

Why I’m Bearish on $SOFI …

Retail loves it. Fintech hype surrounds it. But I see red flags all over the balance sheet, business model, and growth narrative.

This isn’t just a contrarian take—it’s a closer look at what the bulls are ignoring.
Let’s break it down:

[Thread] 1. SoFi’s “Innovation” Problem Is Killing UX

SoFi positions itself as a modern finance platform—but its product shows zero breakout features and even less evolution.

Let’s talk facts:

•SoFi spent $460M acquiring Galileo in 2020 (its API/payments backbone) but hasn’t used it to launch anything revolutionary since. Meanwhile, Chime and Cash App are pushing into real-time payments, AI budgeting, and crypto integration.

•In 2023, SoFi ranked #9 in U.S. neobank app downloads, behind not just Chime and Cash App—but even Credit Karma and Venmo. You don’t lag behind tax and peer-to-peer apps if your UX is “disruptive.”

•Their supposed “all-in-one” experience actually spreads resources thin. The result? A jack-of-all-trades, master-of-none platform where users prefer best-in-class apps for investing, credit, or banking.

And yes—user feedback backs this up. Complaints about glitchy interfaces, card delays, poor alerts, and slow in-app responses are widespread on Reddit and Trustpilot.

If SoFi can’t innovate its core experience, how is it supposed to retain users long-term—let alone grow them profitably?