How to attract USDC to Cardano

Circle won’t come because we ask. They’ll come when Cardano proves there’s real demand for stablecoins.
Here’s how we make that happen 👇🧵 Use what already exists.

USDM and USDA are regulated, fiat-backed stablecoins already live on Cardano.
Every mint, swap, and on-chain transaction shows there’s a real market forming here.

Welcome to all our new followers 👋
It’s time to properly introduce USDM—what it is, how it works, and the principles it’s built on.

Let’s dive in 🧵👇 USDM is Cardano’s premiere fiat-backed stablecoin.
That means each USDM token is issued 1:1 against U.S. dollars held in regulated bank accounts.

It’s designed to be:
•Simple
•Transparent
•Reliable

USDM isn't just a stablecoin. We uphold a standard.

Our foundation is built on four core values:
🤝 Community
🔍 Transparency
📜 Compliance
🗽 Autonomy
Here’s what that really means for the Cardano ecosystem 🧵👇 COMMUNITY

USDM is by Cardano, for Cardano.
We believe a stablecoin’s strength lies in the people who use it, build with it, and rely on it.

We’re here to listen, collaborate, and empower builders and users.
This is your stablecoin--not a VC product, but a community-first protocol.

Big news from @USDMofficial:
We just dropped our burn fee to a flat $50.

That’s right. No percentages. No scaling fees. Just a predictable, low-cost exit from USDM to fiat.

Here’s why this matters 🧵👇 In DeFi, especially on Cardano, stablecoins aren’t just held, they’re used.

Protocols like @butaneprotocol and @liqwidfinance run on high-frequency mint → borrow → redeem loops.

Every fixed fee in that cycle adds up. That’s friction. That’s exit pressure.

Cash is king… but it doesn't make you rich.

Today we're breaking down why stablecoins and cash-like assets aren’t investments — and why actual investments make terrible “cash.” A 🧵
👇👇👇 First: What are cash equivalents?

Cash equivalents include:
• Stablecoins (like USDM or USDC)
• Treasury bills
• Money market funds
• Bank deposits

They're low-risk, highly liquid assets — great for storing value or settling trades, not growing wealth.

🧵1/
As Congress debates the future of stablecoin regulation, many are eyeing the GENIUS Act as a game-changer. But at USDM, we're not waiting around—and we’re not giving up on decentralization either. Here's our hybrid approach.👇 2/
The GENIUS Act would create a federal license for stablecoin issuers, eliminating the need to apply in all 50 states. Sounds efficient, right?
Yes—but it’s also centralized. One agency. One license. One point of failure.

Yield-bearing stablecoins are back in the spotlight.
But are they the future—or a ticking time bomb?

Let’s talk about USDC, PYUSD, Mountain Protocol, and what makes Cardano’s $USDM different. 🧵 A yield-bearing stablecoin = a fiat-backed crypto that pays you interest.

Platforms use your deposits to buy U.S. Treasuries (or more), then share the yield with you.

Sounds good, right?

🧵 If you’ve followed $USDM since the beginning, you may remember that we were originally called Mehen. Now, we’re known as Moneta Digital and @W3iSoftware. But did you know we’ve always operated as two separate entities? Let’s break it down! 👇 #Cardano #USDM @W3iSoftware 🔍 Just like other crypto projects, we’ve structured our organization to maintain decentralization for $USDM, while also creating an investable corporate entity. Think of it like how some projects have “Token Name” and “Token Name Labs.” #CryptoGovernance