Yield-bearing stablecoins are back in the spotlight.
But are they the future—or a ticking time bomb?

Let’s talk about USDC, PYUSD, Mountain Protocol, and what makes Cardano’s $USDM different. 🧵 A yield-bearing stablecoin = a fiat-backed crypto that pays you interest.

Platforms use your deposits to buy U.S. Treasuries (or more), then share the yield with you.

Sounds good, right?

🧵 If you’ve followed $USDM since the beginning, you may remember that we were originally called Mehen. Now, we’re known as Moneta Digital and @W3iSoftware. But did you know we’ve always operated as two separate entities? Let’s break it down! 👇 #Cardano #USDM @W3iSoftware 🔍 Just like other crypto projects, we’ve structured our organization to maintain decentralization for $USDM, while also creating an investable corporate entity. Think of it like how some projects have “Token Name” and “Token Name Labs.” #CryptoGovernance