Simplifying Stocks | Personal Finance | Business Analysis | Asset Protection | NISM Certified Research Analyst | SEBI RA Pending
Aug 19 • 10 tweets • 2 min read
1. If you think business in India = Mumbai, you’re stuck in 1990s.
The real compounding is happening in Ahmedabad and outsiders don’t even see it.
2. In Ahmedabad, the first question isn’t “How are you?”
It’s “Wholesale Bhaav Su Che?” (What’s the Wholesale Rate?)
Business isn’t just work here it’s a default mindset.
Aug 19 • 9 tweets • 2 min read
You think schools charge lakhs because ‘education is expensive’?
The truth: most private schools in India are run as charitable trusts meant to be non profit.
Yet parents pay donations, capitation fees, and hidden charges.
Here’s the dirty secret no one talks about
1. By law, schools in India must be run by a Trust, Society, or Section 8 company.
❌ They cannot be private profit making companies.
The idea: education = service, not business.
But what happens in reality? 👇
Aug 19 • 12 tweets • 2 min read
One lawsuit, one dispute, one bad loan and your family wealth is gone.
The rich? Untouchable.
Here’s the LLP → Pvt Ltd → Trust playbook they use
1. The secret is layering ownership.
Instead of keeping assets directly, they create entities:
You buy insurance thinking your wife & kids are safe. Reality? They might not get a single rupee.
Unless you use this 150 year old law that makes the payout 100% untouchable
There’s a forgotten 1874 law that turns your life insurance into a fortress.
This law is called the Married Women’s Property Act, 1874 (MWP Act).
If you buy a life insurance policy under this act:
The money is legally locked for your wife & children only.
No bank.
No creditor.
No relative.
Not even you can touch it.
Aug 19 • 16 tweets • 4 min read
The Private Irrevocable Trust: India’s Most Powerful Wealth Shield
If HUF saves you taxes, an Irrevocable Trust saves your assets and taxes.
Family fights, divorce, court cases wealth can vanish overnight.
That’s why India’s richest families (Ambanis, Birlas, Tatas) use Trusts.
Here’s the full playbook no one explains simply
1. What is a Private Trust?
A Private Trust is a legal arrangement under the Indian Trusts Act, 1882.
3 Key Players:
• Settlor → creates the trust & transfers assets
• Trustees → manage the trust as per deed
• Beneficiaries → people who enjoy the benefits
👉 In Irrevocable Trusts, once assets are transferred, you cannot take them back.
Aug 18 • 10 tweets • 1 min read
In Rajkot, stock trading isn’t a profession.
It’s a lifestyle. 📈
From chaiwalas to jewellers everyone’s a trader.
A short thread on India’s unofficial “Wall Street of the West”
At a tea stall, instead of cricket scores,
I heard: “Bank Nifty ma Breakout che ?” ☕📊
Chai ₹10. Stock tip? Free.
Aug 18 • 12 tweets • 2 min read
1. Most Indians don’t know this tax hack
You can legally create another taxpayer in your house without a new person being born.
It’s called HUF (Hindu Undivided Family).
Here’s how it works and how it saves lakhs in taxes:
2. What is HUF?
A Hindu Undivided Family (HUF) is a separate legal entity under Indian tax law.
It applies to Hindus, Jains, Sikhs & Buddhists.
Formed automatically when there’s a family, but needs a PAN to operate.
The eldest person = Karta (head).