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andrew engler Profile picture
andrew engler
@aerockrose
3x founder, CEO https://t.co/TDxnDsbqvl. Built 3 $100M insurtech businesses. I dream of insurance, ml, and self organizing criticality.
Aug 31, 2025 • 14 tweets • 3 min read
Properties without defensible space are 6X more likely to burn in wildfires.

Sadly, 99% of commercial property owners don't realize this hidden danger exists.

Since no one explains the real statistics...

Here are 7 mitigation steps that multiply your survival odds by 600%: 🧵 Image
Image 1. What is Defensible Space?

Defensible space is a buffer zone around your commercial property designed to slow or stop wildfire progression.

It's required by law in California (100 feet minimum).

But here's what most don't know: it's based on physics, not just regulations.
Aug 27, 2025 • 18 tweets • 5 min read
You've been lied to.

That insurance policy in your filing cabinet isn't protection.

Some carriers carefully craft contracts designed to fail you when disaster strikes.

Here's how these insurance companies really operate during your darkest hour (& what you can do about it): 🧵 August 8, 2023. Lahaina burns to the ground.

102 people dead. 2,200 structures destroyed. $5.5 billion in damages.

Families who thought they owned homes discovered they owned nothing but ashes.

But this was just the beginning of their nightmare...
Aug 23, 2025 • 15 tweets • 5 min read
In 2020, California FAIR Plan told a wildfire victim toxic damage didn't exist if he couldn't see it.

They offered him $2,724...

But instead of accepting it, Jay Aliff found the ONE thing they never wanted anyone to discover.

Here's the wildest insurance lawsuit in history: Image The Mountain View Fire destroyed 80 homes near Lake Tahoe.

Jay Aliff's cabin survived.

But that's when his nightmare began.

Toxic smoke had infiltrated everything - walls, furniture, insulation. The contamination was catastrophic.

FAIR Plan's response shocked him... Image
Aug 18, 2025 • 16 tweets • 3 min read
Are LLM's the next dotcom bubble?

It's a $2 trillion autocomplete that's running out of training data and getting dumber.

Here's what's really happening behind the hype and how to avoid getting trapped in the bubble:

(From someone who built multiple $100M companies) Image I've built companies from $0 to $120M ARR. At 23, I ran the 2nd largest Allstate agency in California.

What I'm seeing in AI right now?

There is a massive over promise in what it can do and the base fundamentals don’t match the actual relative value.