Investors keep asking me about stablecoin, and how that can reduce FX fees; if you send money from USD to EUR, and the receiving end still requires to receive EUR in their bank, I can’t see any ways stablecoin can reduce fees - off ramping from stablecoin to recipient currency are far more expensive than the FX interbank market. Crypto is a area I had never be able to understand. I still don’t see a single use case yet on how crypto is helping anything in the last 15 years.