Ben Kelly Profile picture
Acquired & scaled 7 businesses with little or $0 down. Goal is $1M in cash flow. Join 100k others doing the same👇
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Dec 3 9 tweets 2 min read
If I were making $75k+ & wanted to quit my job...

I wouldn't add more to my 401(k).
I wouldn't start a side hustle.
I wouldn't do real estate.

I'd study creative financing for 1 hr/day.

Here's the ONE thing I'm confident will set you financially free (if you follow these 6 steps): Step 1: Find a business that's already profitable.

I use SMBmarket(.)com to search for businesses with:

• 5+ years of operation
• $500k-$1M asking price
• $10k+ monthly cash flow
• Ideally owned by a retiring Boomer
Nov 21 12 tweets 2 min read
You don’t need $1M in the bank to buy a business.

You can find a Boomer who’s retiring, buy their business without spending a dime, and take the profits.

Here’s how: First things first.

You can’t just buy any old business.

Try to look for something that’s recession-resistant and won’t be replaced by AI.

A few timeless businesses:

• Laundromats
• Parking Lots
• ATM Routes
Nov 11 16 tweets 3 min read
Why would you start a business from scratch in 2025?

• My Accounting Firm pays me $5k/month
• I bought 2 trucks making $5k/month
• My SaaS pays me $10k/month

The craziest part?

I’ve acquired 7 businesses in total.

Here's how you can do the same (with little to $0 down): Image The first thing I would do is go to SMBmarket(.com)

It has 1,000s of listings for owners who are looking to sell their small businesses.

It’s your best friend for the next few months.
Nov 5 12 tweets 2 min read
If I had to put my entire net worth in ONE investment…

It wouldn’t be Tesla stock.
It wouldn’t be Bitcoin miners.
It wouldn’t be rental properties.

I’d buy exactly what my clients at JP Morgan did.

I’ll expose it for you: As soon as I started at JP Morgan…

It became painfully obvious:

The wealthy weren't just buying stocks or real estate, they were buying cash-flowing businesses.

So, I set out to do the same:
Oct 23 11 tweets 2 min read
The million-dollar business formula:

• Find a Boomer ready to retire
• Offer 2-4x annual cash flow
• Use SBA loan for 90% financing
• Private investor covers 10% down
• Hire GM to run daily operations

This is how I make over $800,000 per year.

Here’s a FULL step-by-step breakdown: Step 1: Find the right business.

Focus on service-based, recession-resistant operations with:

• Seller looking to retire
• $200k-$400k yearly profit
• 5+ years of consistent revenue
• Existing systems and employees

I use SMBMarket(.)com for this.
Oct 20 11 tweets 2 min read
I stopped listening to mainstream money advice and made $836,072 in a single year.

My strategy might be boring…

But it set me financially free, here’s how: Mainstream advice told me to:

• Retire at 65
• Max out my 401k
• Save 20% of my income
• Work 40 years at JP Morgan

I did the math on that plan and realized I'd be old by the time I had any real freedom.
Oct 13 15 tweets 3 min read
If I had $25k to invest…

I wouldn’t buy stocks.
I wouldn’t buy real estate.
I wouldn’t even buy Bitcoin.

I’d do exactly what my clients at JP Morgan did.

I’ll expose it for you: As soon as I started at JP Morgan…

It became painfully obvious to me:

We were serving our clients because THEY were the ones with all the money.

So, what did they do?
Oct 1 16 tweets 3 min read
I started with $5k and 0 experience.

5 years later:

• 7 boring businesses
• 20 hours a week
• $836k/year

But if you’re just a beginner…

Here’s how you can get started: Image The first thing I would do is go to SMBmarket(.com)

It has 1,000s of listings for owners who are looking to sell their small businesses.

It’s your best friend for the next few months.
Sep 23 12 tweets 3 min read
Everyone wants a 6-figure corporate job until their marriage is falling apart, working 60 hours a week.

The new American Dream is to buy a business that pays you $100k/year while you spend time with your family.

Here’s how I do this (as a regular guy): Image There are 1,000,000s of these boring businesses for sale in the U.S.

• Car washes
• Laundromats
• Nail salons
• Accounting firms

I own 7 (& they paid me $70k last month).

Here’s everything I’ve learned:
Sep 19 12 tweets 3 min read
The stats for my boring business portfolio:

> 7 businesses
> 20 hours/week
> $800,000+/year

I started 6 years ago with 0 experience…

Follow these 10 steps to do the same: Image Step 1: Market Research.

Start your search with SMBmarket(.)com.

You'll see terms like:

• Price (how much it is)
• Revenue (incoming cash)
• Cashflow (profit - expenses)

Adjust the filters to your liking.
Sep 16 12 tweets 2 min read
You don’t need $1M in the bank to buy a business.

You can find a Boomer who’s retiring, buy their business without spending a dime, and take the profits.

Here’s how: First things first.

You can’t just buy any old business.

Try to look for something that’s recession-resistant and won’t be replaced by AI.

A few timeless businesses:

• Laundromats
• Parking Lots
• Call Centers
• ATM Routes
Sep 12 11 tweets 2 min read
Meet Whitney.

3 months ago, she bought a cleaning company.

She put in $90k and will make $200k/year after debt service.

Here’s the secret sauce we gave her to find, finance & close on the deal:

(While being a wife & mom to 3 kids) Image Whitney joined Acquisition Ace in August 2023.

She had just had a 3rd child and wanted more flexibility.

Her husband owned a business already, and she was working in corporate.

They decided buying a business would give them more freedom.
Sep 10 9 tweets 2 min read
You don’t need $1M in the bank to buy a business.

You can find a Boomer who’s retiring, pair them with a buyer, and take a piece of the profits.

I call it “The Middleman Method.”

Here’s how it works: It’s simple:

1. Find a business for sale
2. Structure creative financing
3. Take equity for putting the deal together
4. Never touch your own money

I did this with a utility drilling company ↓
Sep 3 15 tweets 3 min read
I'm 35.

I own 7 businesses (last year, they made $7,000,000+)

To spread the wealth...

Here’s the most in-depth training I've ever created on small business acquisition (my gift to you): Image SMBmarket(.)com will be your best friend.

It has tons of listings for owners who are looking to sell their small businesses.

The listings will mention:

• SDE
• FF&E
• EBIDTA
Aug 25 18 tweets 5 min read
The richest people in the U.S. aren’t building tech startups.

They’re buying car washes and laundromats using SBA loans.

Here are 11 boring businesses with the lowest failure rates in 2025: Image 1) Laundromats

~95% survive 5 years.

Consistent demand, coin-operated, minimal staff.

Profit margins: 30-35% thanks to self-service & upfront payment.
Aug 6 12 tweets 3 min read
Boring income streams are the best.

You’d be foolish not to consider one of these lame but lucrative businesses (8 options):

1) Laundromat 2) Vending Machines
Aug 4 11 tweets 3 min read
Working at JP Morgan taught me one thing:

Owning beats earning.

If you want to set yourself financially free…

Steal these 7 wealth secrets from JP Morgan’s top 1% elites: Image 1) Assets > Income

The wealthy don't chase high salaries.

They buy assets that create passive income streams.

This is why I started buying small businesses instead of climbing the corporate ladder.
Jul 30 16 tweets 3 min read
If I had $25k to invest…

I wouldn’t buy stocks.
I wouldn’t buy real estate.
I wouldn’t even buy Bitcoin.

I’d do exactly what my clients at JP Morgan did.

I’ll expose it for you: As soon as I started at JP Morgan…

It became painfully obvious to me:

We were serving our clients because THEY were the ones with all the money.

So, what did they do?
Jul 25 12 tweets 4 min read
I only invest in timeless, boring businesses.

Why?

Because I want profit, not headaches.

Here are the 8 best options (2025): Image 1) Storage Facilities

I can't imagine a world where people stop collecting unnecessary stuff.

Storage is a super simple model:

• Automated access systems
• Little daily management
• Recurring payments

That's a win in my book.
Jul 22 15 tweets 3 min read
Private Equity’s best-kept secret:

Buy a business for $3M and it instantly becomes worth $7M.

It’s called “multiple arbitrage.”

Here’s how I’m stealing this strategy to build wealth as a regular guy: A plumbing company makes $10M/year
↳ At a 7x multiple? That’s $70M

A plumbing company making $1M/year
↳ At a 3x multiple? That’s $3M

If the big company bought the smaller one, it would create $7M out of thin air…

Let me explain:
Jul 16 11 tweets 4 min read
Boring businesses make the most money.

It's not complicated, yet 99% of people still search for the fancy ones.

So please...

Buy one of these boring businesses (8 options): Image 1) Pressure Washing.

Think about this for a second:

You can buy one power washing machine and pay it off with just a few jobs.

Then?

1. You hire a few people.
2. Buy a few more machines.
3. Repeat the process indefinitely.

Pressure-washing companies are cash cows. Image