Working at JP Morgan taught me one thing:

Owning beats earning.

If you want to set yourself financially free…

Steal these 7 wealth secrets from JP Morgan's top 1% elites: 1. Assets > Income

The wealthy don't chase high salaries.

They buy assets that create passive income streams.

This is why I started buying small businesses instead of climbing the corporate ladder.

If I wanted to quit my job & replace my salary in 2026, here’s exactly what I’d do:

1. Go to SMBmarket and filter for businesses making $10k+/month in cash flow. 2. Set the price filter to $500k–$1M.

You're looking for businesses that have been profitable for at least 5 years. Revenue consistency matters more than a massive spike in a single year. Build a list of 20-30 that meet the criteria.

You could literally:

• Go to SMBmarket,com
• Filter for $500k-$1M price
• Look for $10k+/mo cash flow
• Verify all the business financials
• Apply for an SBA loan (covers 90%)
• Get a private investor to pay the 10%

& buy a $1M business for $0.

Here's the blueprint that pays me $900k per year: To preface this… every deal looks different.

I own 8 businesses at the time of writing this.

Some were full acquisitions, some I just took equity, some I brought on partners, etc.

But this creative financing structure opens the most doors for people getting started.

So let's walk through it.

Step 1: Market Research.

Start your search with SMBmarket(.com).

You'll see terms like:

• Price (how much it is)
• Revenue (incoming cash)
• Cashflow (profit - expenses)

Adjust the filters to your liking.

Step 1: Go to smbmarket(.com) and search for Laundromats

Stick to this criteria:

• Established 5+ years
• $200k+/year cash flow
• $500k–$1M asking price

Here’s one I found this morning:

This is Shaquille O’Neal.

He owns 355 boring businesses that make millions.

I’m no ex-NBA star…

But I still own 8 boring businesses that make $900k per year.

Here’s how I bought them (as a normal guy): Shaq might honestly love buying businesses more than I do (which is wild) 😂

He owns:

🪩 Nightclubs in Las Vegas
💪🏼 40x 24-Hour Fitness
🛒 1x Shopping center
🥨 17x Auntie Anne's
🚗 150x Car Washes
🍿 1x Movie theater
🍔 155x Five Guys
🍽️ 1x Restaurant

I found the most boring way to make $100k/year.

(I'm 35, making $79k a month)

How?

Boring businesses.

Here's exactly how to copy me: Step 1: Find a business that's already making money.

Go to SMBmarket(.)com and search for businesses with $10k+/month in cash flow.

Look for boring industries:

• Laundromats
• Accounting firms
• Pool cleaning services

If I wanted to get rich in 2026...

I wouldn't buy gold.
I wouldn't buy silver.
I wouldn't buy Bitcoin.

I'd buy a boring, everyday business.

Here's the 10-step process that pays me $850k/year Step 1: Market Research.

Start your search with SMBmarket(.com).

You'll see terms like:

• Price (how much it is)
• Revenue (incoming cash)
• Cashflow (profit - expenses)

Adjust the filters to your liking.

I grew my business portfolio to $850,000 in 2025.

If I had to start over from 0 & wanted to do it again in 2026…

Here’s exactly what I’d do: Step 1: Pick my industry.

I'd focus on niches people always need:

• Financial services
• ATM or Vending routes
• Service-based businesses

These survive recessions because they solve real problems.

If I were making $75k+ & wanted to quit my job...

I wouldn't add more to my 401(k).
I wouldn't start a side hustle.
I wouldn't do real estate.

I'd study creative financing for 1 hr/day.

Here's the ONE thing I'm confident will set you financially free (if you follow these 6 steps): Step 1: Find a business that's already profitable.

I use SMBmarket(.)com to search for businesses with:

• 5+ years of operation
• $500k-$1M asking price
• $10k+ monthly cash flow
• Ideally owned by a retiring Boomer

You don’t need $1M in the bank to buy a business.

You can find a Boomer who’s retiring, buy their business without spending a dime, and take the profits.

Here’s how: First things first.

You can’t just buy any old business.

Try to look for something that’s recession-resistant and won’t be replaced by AI.

A few timeless businesses:

• Laundromats
• Parking Lots
• ATM Routes

Why would you start a business from scratch in 2025?

• My Accounting Firm pays me $5k/month
• I bought 2 trucks making $5k/month
• My SaaS pays me $10k/month

The craziest part?

I’ve acquired 7 businesses in total.

Here's how you can do the same (with little to $0 down): The first thing I would do is go to SMBmarket(.com)

It has 1,000s of listings for owners who are looking to sell their small businesses.

It’s your best friend for the next few months.

If I had to put my entire net worth in ONE investment…

It wouldn’t be Tesla stock.
It wouldn’t be Bitcoin miners.
It wouldn’t be rental properties.

I’d buy exactly what my clients at JP Morgan did.

I’ll expose it for you: As soon as I started at JP Morgan…

It became painfully obvious:

The wealthy weren't just buying stocks or real estate, they were buying cash-flowing businesses.

So, I set out to do the same:

The million-dollar business formula:

• Find a Boomer ready to retire
• Offer 2-4x annual cash flow
• Use SBA loan for 90% financing
• Private investor covers 10% down
• Hire GM to run daily operations

This is how I make over $800,000 per year.

Here’s a FULL step-by-step breakdown: Step 1: Find the right business.

Focus on service-based, recession-resistant operations with:

• Seller looking to retire
• $200k-$400k yearly profit
• 5+ years of consistent revenue
• Existing systems and employees

I use SMBMarket(.)com for this.

I stopped listening to mainstream money advice and made $836,072 in a single year.

My strategy might be boring…

But it set me financially free, here’s how: Mainstream advice told me to:

• Retire at 65
• Max out my 401k
• Save 20% of my income
• Work 40 years at JP Morgan

I did the math on that plan and realized I'd be old by the time I had any real freedom.

If I had $25k to invest…

I wouldn’t buy stocks.
I wouldn’t buy real estate.
I wouldn’t even buy Bitcoin.

I’d do exactly what my clients at JP Morgan did.

I’ll expose it for you: As soon as I started at JP Morgan…

It became painfully obvious to me:

We were serving our clients because THEY were the ones with all the money.

So, what did they do?

I started with $5k and 0 experience.

5 years later:

• 7 boring businesses
• 20 hours a week
• $836k/year

But if you’re just a beginner…

Here’s how you can get started: The first thing I would do is go to SMBmarket(.com)

It has 1,000s of listings for owners who are looking to sell their small businesses.

It’s your best friend for the next few months.

Everyone wants a 6-figure corporate job until their marriage is falling apart, working 60 hours a week.

The new American Dream is to buy a business that pays you $100k/year while you spend time with your family.

Here’s how I do this (as a regular guy): There are 1,000,000s of these boring businesses for sale in the U.S.

• Car washes
• Laundromats
• Nail salons
• Accounting firms

I own 7 (& they paid me $70k last month).

Here’s everything I’ve learned:

The stats for my boring business portfolio:

> 7 businesses
> 20 hours/week
> $800,000+/year

I started 6 years ago with 0 experience…

Follow these 10 steps to do the same: Step 1: Market Research.

Start your search with SMBmarket(.)com.

You'll see terms like:

• Price (how much it is)
• Revenue (incoming cash)
• Cashflow (profit - expenses)

Adjust the filters to your liking.

You don’t need $1M in the bank to buy a business.

You can find a Boomer who’s retiring, buy their business without spending a dime, and take the profits.

Here’s how: First things first.

You can’t just buy any old business.

Try to look for something that’s recession-resistant and won’t be replaced by AI.

A few timeless businesses:

• Laundromats
• Parking Lots
• Call Centers
• ATM Routes

Meet Whitney.

3 months ago, she bought a cleaning company.

She put in $90k and will make $200k/year after debt service.

Here’s the secret sauce we gave her to find, finance & close on the deal:

(While being a wife & mom to 3 kids) Whitney joined Acquisition Ace in August 2023.

She had just had a 3rd child and wanted more flexibility.

Her husband owned a business already, and she was working in corporate.

They decided buying a business would give them more freedom.